UKCreditRatings Reviews 

1,904
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Evaluating 107 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently praise the extremely helpful staff for providing clear explanations, valuable advice, and excellent phone support during inquiries. People truly appreciate the polite, friendly assistance when navigating confusing and complicated financial files. Some reviewers were not happy with unexpected charges, hidden costs, and recurring subscription fees starting after trial periods. A few people also felt that there were issues with charges to their bank accounts or difficulties with cancellation options. Reviewers additionally mentioned difficulties obtaining refunds when attempting to resolve these unwanted financial transactions through support channels.

What people talk about most

Staff

Clients share positive opinions on staff, noting that representatives are extremely helpful, patient, and... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting advisors who are very... See more

Payment

Reviewers express strong dissatisfaction and frustration regarding unexpected payments and charges taken from... See more

Service

Reviewers highlight ambiguous aspects of service, showing highly divided opinions among consumers. Some... See more

Subscription

Users describe ambiguous interactions with subscription services, reflecting high disagreement among... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I spoke with Isaac & he fully explained my report and mentioned what is stopping me from improving. He also answered any questions I had . I felt at ease speaking with Isaac & ended the conversation... See more

Company replied

Rated 5 out of 5 stars

I had a confusion and fright with money coming off my account and no clue as to why. Luckily it was with a code which led me to call uk credit rating. GIUSEPPE was wonderful. Explaining everything... See more

Company replied

Rated 5 out of 5 stars

Easy to use and very clear report. Used it for few months to better understand my rating and financial position. A bit pricey service for what it does. Spoke on the phone with Joe today who has been e... See more

Company replied

Rated 5 out of 5 stars

Called for some advice on my reports provided by their site. Joe was extremely polite and helpful, fully explaining my questions. He also helped with navigating me to areas of the site that were pe... See more

Company replied


Company details


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3.5

Average

TrustScore 3.5 out of 5

2K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 84% of negative reviews

Typically replies within 1 month

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3.5

All reviews

(1,904)

106 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great customer service

Inadvertently subscribed but customer service was quick, friendly and effective and sorted out cancellation and refund immediately. Thank you for your help, Joe.

December 17, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

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Rated 5 out of 5 stars

Great Customer Service!!

Giuseppe was very quick and helpful. I wanted to cancel my free trial and couldn't do this on my account so I went online to chat. Very happy with my service today :) Thank you

December 16, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Very impressive

Very impressive

December 6, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

I very much appreciated the time and…

I very much appreciated the time and feedback received from Micheal. He was very helpful and providing me with ample information about my credit score. Thank you, your assistance was greatly appreciated.

December 3, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

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Rated 5 out of 5 stars

Michael has provided me with possibly…

Michael has provided me with possibly the best ever customer service I've ever had, he took his time in explaining clearly the info, providing alternative solutions and has responded to all of my questions in detail and with care. He gave me the trust that I am dealing with professionals and so I will be using only this agency going forward for any credit review topic I'll be dealing with. Thanks again!

December 2, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Great 0ersonality and d charisma

Great 0ersonality and d charisma

November 29, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Happy Customer

Brilliant service. Mike was great and found 2 errors on my credit file which were bringing my score down. He helped me flag these to get them removed and get my score up, he also found three of my passwords were leaked on the dark web which I've now changed. Thanks Mike!

November 27, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Highly reccomend

I had been struggling to understand why my score was so low although I was doing everything to improve it, after a 20 minute phonecall with an advisor gping through my report we were able to find out what was affecting my score that I had not been able to spot on my own. Highly reccomend!!

November 27, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

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Rated 1 out of 5 stars

I didn’t sign up with them! Robbers

I didn’t sign up with them!! They took 1.5£ that I didn’t noticed on nov 2nd and 24.95£ after 15days. I couldn’t cancel online as I didn’t have my details BECAUSE I DIDNT SIGN UP so I had to call the help desk to cancel my subscription to be told I couldn’t get the 25.95 refund because the trial period of 15days had expired! 🤬🤬 how is this not fraud???

November 25, 2024
Unprompted review
Rated 5 out of 5 stars

Jo rang me today and he was extremely…

Jo rang me today and he was extremely helpful and explained everything to me regarding my credit file. Gave me lots of information to improve my credit score, went through my credit and raised some disputes on my file . Very knowledgeable and a friendly guy. I would definitely recommend this company. Thank you Jo

November 21, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Thank you

Joe was great left me feeling more confident about my financial future

November 20, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

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Rated 4 out of 5 stars

CCJ dispute

Joe, was very helpful, he explained how does CCJ work and what would be he next right thing to do

November 18, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

After initially being a little miffed…

After initially being a little miffed at having had to sign up for a monthly charge after the free trial, Your telephone representative Michael made it clear that it was easy to cancel and a refund of my £1.50 charge made.He also gave me a comprehensive view of how your company operated and the fact that there may be nothing wrong with my credit score and the fact I have been refused 2 credit cards from my own bank!!!!!! ,may in fact just be down to me not being the customer they want for a particular card and they can refuse without offering any justification.Santander-The pits!!!!!

November 15, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 1 out of 5 stars

Choose a different company please

Please go and use a different company I haven’t got time to write an essay but these people/company are absolutely disgusting the amount of hassle threats and rude communication I’ve received is quite unbelievable GO AND USE SOMEONE ELSE THANK ME LATER

November 1, 2024
Unprompted review
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Reply from UKCreditRatings

Dear Mark,

We are unable to identify an account under your username.

We have asked you to provide your full name or email address to Trustpilot so we can verify if you are an account holder which you have declined to do.

We never make any form of threats or communicate in a rude or discourteous manner to any customer.

We provide an industry leading level of communication channels to ensure that any communication received by customers is answered quickly and courteously, with the minimum of fuss or inconvenience.

We would invite you to contact our Customer Support manager directly (https://ukcreditratings.com/credit/contact) and share with them any communications you deemed to be rude or threatening, along with clarifying which particular aspect of our service you thought to be of significant inconvenience to you, we will of course immediately escalate these to our senior management team.

Our website clearly describes the service we offer, the initial free trial period and subscription costs thereafter. All customers must positively agree to these through a series of tick boxes prior to their application being accepted and processed.

These details are further reiterated within a series of emails that we send to every customer at the very start of their free trial, providing a 14-day window in which to fully use the service and it’s benefits without limitation, and cancel without charge should the service not meet their expectations.

Customers can cancel their account online at any time via email, by telephone, SMS, WhatsApp, Live Chat and Bot Chat.

We are here to help, and actively encourage you to contact our Customer Support manager to address any aspect of the service you feel did not meet with your expectations.

Kindest regards
UK Ratings Customer Support Team

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Rated 5 out of 5 stars

Juseppe was really helpful with his…

Juseppe was really helpful with his advice

October 25, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Spoke with Michael he was calm

Spoke with Michael he was calm, professional and helpful.

October 9, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

Rated 5 out of 5 stars

Very easy to talk to

Very easy to talk to
No hasselt and straight to the point, would recommend them.

October 4, 2024
Unprompted review
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Reply from UKCreditRatings

Hi,

Thank you so much for taking the time to post your recent online review.

Your positive feedback is really appreciated by the team!

Kindest Regards

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