Ultimate Finance Reviews 1,023

TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, friendly demeanor, and proactive approach, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting the team's commitment to understanding business needs and providing reliable support. Consumers frequently mention the efficiency of the service, with fast funding and quick response times. The user experience is also described as easy and straightforward, with many appreciating the smooth processes and the accessibility of the team.

What people talk about most

Staff

Users describe positive interactions with staff, consistently highlighting their professionalism,... See more

Service

People report positive experiences with service. Customers consistently praise the exceptional and efficient... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting the efficiency and helpfulness of... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the promptness and efficiency of... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the platform and system to be... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our company was facing funding issues related to growth. Great problem to have you may be thinking. It is one of the biggest challenges facing SME's in fact. Ultimate stepped in when we were financial... See more

Company replied

Rated 5 out of 5 stars

Ultimate stepped in at last moment as an invoice finance provider. Adam and his team moved mountains to get an acceptable deal onboard in record time.... 10 working days from initial conversation to p... See more

Company replied

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use. Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowaday... See more

Company replied

Rated 5 out of 5 stars

I've been using Ultimate Finance for over a year, mainly for invoice factoring, and it's been a game changer. Cash flow was a constant challenge before, but their support has made things much sm... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Business to Business Service
  4. Financial Institution

About Ultimate Finance

Written by the company

Keeping business moving

At Ultimate Finance, we’re committed to delivering the right funding solutions for UK businesses. With over 20 years’ experience in the lending market, you can rely on our expertise to achieve impressive results. The kind of results that will see clients and introducers come back again and again.

The Right Solution

Creative, flexible thinking First and foremost, we’re customer led. We listen to what clients want. Then we apply our funding expertise to deliver what they need. It’s funding that works.

The Right People

Valuable insight, dedicated support With us you’ll have the dedicated support of funding experts, skilled underwriters and product specialists – strategically placed throughout the UK to offer a truly personal service.

The Right Process

Speed, ease, quality Skilled funding specialists and the latest technology allow us to seamlessly manage the process from start to finish, and keep you up to date as we go.

The Right Partner

Long-term commitment We’re not just a lender, but a partner. People you can build a long-term relationship with. People who will provide a truly integrated service. And who will essentially become part of your team.

The Right Choice

We’re in a uniquely strong position The flexibility and personal service of an independent specialist, combined with the backing of the Tavistock Group enable us to bring breadth and depth to our funding solutions

Get funded Become an introducer

Our funding solutions

Written by the company

Invoice Finance
Waiting to be paid is hard on any business. Invoice Finance lets businesses use their sales ledger as an asset which they can borrow against. It’s a simple way to release the cash that’s tied up in unpaid invoices. Instead of waiting weeks or even months to be paid, the cash can be accessed within 24 hours.
Asset Finance
We make it easy to get the equipment a business needs without the upfront costs through Hire Purchase, Lease or Refinance. And we’re fast. Finance is usually in place within 24 hours.
Bridging Finance
Where property is concerned, speed is everything. We’re able to have a decision in principle within 24 hours, and a fully credit backed offer within 72 hours.
Construction Finance
Construction businesses can often face cashflow challenges whilst waiting for customers to pay. New contracts are great for business, but they also bring with them new expenses, such as buying supplies upfront and paying additional wages, often leading companies to need to tap into their working capital before they receive their first payment. Construction Finance frees up the liquidity needed to complete existing contracts whilst looking to take on new ones so that growth ambitions aren’t slowed down.
Recruitment Finance
Recruitment Finance is a type of Working Capital Finance tailored to the needs of businesses within the Recruitment industry. It’s a complete finance and back office package in one simple to manage facility. We advance cash against temporary or permanent placements so that there is no need to wait for clients to pay invoices, as well as facilitate the processing, payroll and credit control demands by giving you access to RSM’s market-leading Recruitment Pay & Bill services.
Trade Finance
A simple way to bridge the financial gap between paying costs for the supplies a business needs and being paid by their customers with up to 120 days' trade credit available.
Structured Finance
Tailored funding through a combination of different assets: receivables, plant and machinery and / or property, with cashflow loans also available). We use our funding expertise to fully tailor a solution that is bespoke to a business to fully meet its requirements.

Contact info

5.0

Excellent

TrustScore 5 out of 5

1K reviews

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Rated 5 out of 5 stars

Staff always very helpful and…

Staff always very helpful and communicate quickly and effectively.

March 10, 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review - we really appreciate it! We're delighted you've chosen us as your business' funding partner of choice!

Rated 5 out of 5 stars

Exceptional service and support

We could not be happier with the service we have received from Ultimate Finance. Particularly from our Relationship Manager Ben, who has been key in helping us set up our new invoice financing facility over the last few weeks.

The process of implementing the new facility was incredibly smooth, thanks entirely to Ben's expertise, responsiveness, and dedication. He guided us through every step, answering all of our questions quickly and ensuring we understood the terms and mechanics of the service.

His commitment to making the setup process stress-free truly demonstrated Ultimate Finance's exceptional, client-focused approach. We feel completely supported and confident in our new facility, and that is a credit to Ben's outstanding service. Highly recommended!

March 10, 2026
Unprompted review
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Reply from Ultimate Finance

Thank you for your review. We’re glad everything was up and running so quickly, and Ben will be delighted to hear your kind words. We look forward to continuing to support your business.

Rated 5 out of 5 stars

A Pleasure to Work With!

We have been working with Ultimate for considerable years and the service is second to none! An honourable mention to Jamie Glenn who has always stepped in to assist and provide useful guidance when needed, always a pleasure to work with!

March 10, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review and your loyalty over the years! We are pleased to hear that Jamie's support is making a real difference. We look forward to continuing to support you are your clients.

Rated 5 out of 5 stars

Great to work with

We have been working with Ultimate Finance for almost two years now and have found them to be a great company to deal with. We have a strong relationship with our account manager and her team.

March 9, 2026
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Reply from Ultimate Finance

Thank you for your review and it's great to heat that you have built such a strong relationship with the team! We are delighted to be your funding partner of choice.

Rated 5 out of 5 stars

Fantastic lender

Fantastic lender - commercial underwriting, swift decisions, fair rates, fast payouts with helpful staff.

March 6, 2026
Unprompted review
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Reply from Ultimate Finance

Thank you for such a great review, we really appreciate it! We are delighted to hear we're meeting your expectations when it comes to a funding partner!

Rated 5 out of 5 stars

Ultimate a great company to do business with

After transferring to Ultimate 12 months ago we have had great support in everything we have needed from them, the staff have been very helpful in all the day to day business requirements and we have saved on our cost with them.

March 9, 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your great review! We are delighted to hear that our support has helped to keep your business moving and look forward to seeing what's next!

Rated 5 out of 5 stars

UF service is amazing ...

UF service is amazing ...

Highly recommend UF for simple or complicated cases, if there is a problem they try and work out a solution with hands on underwriting, back up with a great BDM - Alice.

March 9, 2026
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Reply from Ultimate Finance

Thank you for your review! We really value your recommendation and look forward to continuing to support you are your clients - no matter how simple or complicated their requirements are!

Rated 5 out of 5 stars

Jamie Glenn from Ultimate is the man

Jamie Glenn from Ultimate is your go-to guy. As a new business I struggled to get support for funding new vehicles and machinery. After being introduced to Ultimate, it was Jamie who stepped in to organise and deliver my much needed funding. Super efficient and very transparent, something we lack in the finance world today!

March 9, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your feedback, we really appreciate it - and we are very proud of the service Jamie and the rest of our team have delivered! We're delighted to have become your funding partner of choice and look forward to seeing what's next for your business!

Rated 5 out of 5 stars

Amazing team

As a newly formed company after restructuring, Ultimate have provided us with the support and funding we needed at quite a fragile time. We have had more constructive conversations than we ever did with our previous High Street Bank. The whole team Richard, Helen, Hannah and Vipul have been amazing and would definitely recommend Ultimate to other businesses.

March 9, 2026
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Reply from Ultimate Finance

Thank you for your review! We’re really glad to hear that we could support you through such an important period. The team will be delighted to hear your feedback - we always strive to develop great relationships with our clients because we know it can make a big difference! We look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Excellent service and a truly…

Excellent service and a truly supportive funding partner. Ultimate Finance has helped us maintain strong cash flow and grow with confidence. Highly recommended.

March 9, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for sharing your feedback with us, and congratulations on your success! We’re delighted to be your funding partner of choice and we look forward to continuing to support you and your business.

Rated 5 out of 5 stars

Ultimate are a pleasure to deal with

Ultimate are a pleasure to deal with. A shout out to Jamie Glenn who makes asset finance transactions really straight forward & always puts the customer first.

March 9, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback! We’re pleased Jamie's support is making a real difference. We look forward to continuing to support you and your clients!

Rated 5 out of 5 stars

Ultimate Finance are one of our 'go to'…

Ultimate Finance are one of our 'go to' funders - they're quick and incredibly easy to use.

Our contact is Jamie Glenn and he's one in a million! There aren't many BDM's that are like him nowadays, he answers the phone, is quick on emails/messages and genuinely wants to help in anyway he can to make the process smooth and easy!

All the staff are so supportive and friendly, it makes using them a no brainer for our customers! More funders should be like Ultimate :)

March 9, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your kind review. It means a lot to be a trusted partner for you and your clients, and it’s exactly the kind of relationship we work hard to build - we always strive for best-in-class service and it's great to see our approach to service is making a difference.

Rated 5 out of 5 stars

Superb company to do business with as a…

Superb company to do business with as a broker, especially Jamie Glenn.
Incredibly easy to work with and consistently responsive, with quick turnaround times on any requests.
Highly recommend.

March 6, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review, Jamie will be thrilled to hear this. Thank you for choosing us as your clients' funding partner of choice!

Rated 5 out of 5 stars

We’ve been working with Ultimate…

We’ve been working with Ultimate Finance for years and they continue to deliver every time. The service is consistently excellent and you always know where you stand.

A particular thank you to Samuel Cousins — pragmatic, responsive and one of the best in the business.

We’ve just completed another bridge loan together on a below-market-value purchase and, as always, the deal was handled smoothly from start to finish. Looking forward to many more.

March 3, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback and for your loyalty! We’re pleased Sam's support is making a real difference. We look forward to continuing to support your business.

Rated 5 out of 5 stars

Cash flow no longer a problem - Factoring is the way to go.

Our company has been using factoring facility with Ultimate Finance for over a year and our experience is great. Professional approach, high standard of work and communication. The required information to be provided is clearly stated and we could always resolve all issues in swiftly manner. If you require factoring facility and help with your cash flows this is a company I would recommend.

February 19, 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your review. We’re really pleased to hear that your experience with Ultimate Finance over the past year has been so positive and it means a lot to us to be your funding partner of choice!

Rated 5 out of 5 stars

More personal service

Face to face meetings to plan set up, and then on-going calls and face to face meetings with Eve to ensure all working smoothly.
The continuity from start to finish, and meeting and knowing your point of contact is really helpful.

January 21, 2026
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Reply from Ultimate Finance

Thank you very much for your review. It’s great to hear that having one consistent point of contact has made a real difference, Eve will be thrilled to hear this. Thank you for choosing us as your funding partner of choice!

Rated 5 out of 5 stars

Ultimate Finance have provided Invoice…

Ultimate Finance have provided Invoice Discount Financing Facilities to us for over 20 years. During this period they have supported us through numerous recessions , several years of Brexit uncertainty , UK Political unrest , a Global Pandemic and more recently trading instability caused by the various Global wars. Our Relationship Manager Ben Hunter has gained an in depth understanding of our Business and he is always available to discuss any concerns or trading issues and in turn provide the relative advice and support. I would highly recommend Ultimate Finance to any Business that is looking for alternative Trading Finance facilities.

January 22, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you so much for taking the time to leave such a thoughtful review and we’re incredibly proud to have supported your business for over 20 years! We’ll also make sure your kind words are shared with Ben as he’ll be delighted to know his support has made a real difference. Thanks again for your recommendation and here is to many more years supporting your business!

Rated 5 out of 5 stars

Ultimate Finance have been a great…

Ultimate Finance have been a great support to our needs for the business. Eve and Holly have been great in particular with their responsiveness to queries throughout the process and day-to-day. Thoroughly recommended.

January 21, 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thanks for the great feedback! We’re pleased Eve and Holly's support is making a real difference. We look forward to continuing to support your business.

Rated 5 out of 5 stars

We have been with ultimate finance for…

We have been with ultimate finance for so many years now. We have been able to grow our business with their support. The service is excellent and the system is easy to use!
Ben our relationship manager is always available to offer help and advice, nothing is too much trouble.

January 20, 2026
Ultimate Finance logo

Reply from Ultimate Finance

Thank you very much for your review. Its rewarding to hear that we have been part of your business growth and Ben will be delighted to hear this. Thank you for choosing us as your funding partner of choice!

Rated 5 out of 5 stars

Really fantastic company to work with,

Really fantastic company to work with,
Eve waterman and Holly West are super helpful always on the end of the phone when ever i need help or advise.
can not thank them enough.
super highly recommend ultimate finance.

January 16, 2026
Unprompted review
Ultimate Finance logo

Reply from Ultimate Finance

Thank you for your wonderful review. Eve and Holly will be delighted to hear this and it means a lot to us to be your funding partner of choice!

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