Unity Trust Bank  Reviews 408

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, patience, and professional demeanor, making interactions pleasant and productive. The customer service is frequently highlighted as outstanding, with many people appreciating the personalized and understanding approach, often noting quick issue resolution and clear guidance. However, some customers also noted that the user experience with the systems can be challenging, with issues related to logging in, processing forms, and a lack of modern features like instant transfers or fingerprint recognition. A few other people also felt that the contact process could be difficult, mentioning long wait times and occasional unhelpful responses.

What people talk about most

Staff

Reviewers mention positive feedback about staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, patience, and... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the helpfulness and... See more

User experience

Consumers find the user experience to be ambiguous. Many customers report initial difficulties with logging... See more

Customer communications

People report ambiguous experiences with contact. Some customers, like those who spoke with Jai or Elizabeth,... See more

Based on these reviews

Rated 5 out of 5 stars

After, literally, many months of trying to communicate mandate changes to the incumbent provider of banking services to the Parish Council I conceded defeat and opened an account with UTB. What a bre... See more

Company replied

Rated 5 out of 5 stars

absolutly over the moon. Elizabeth this evening was amazing. the helped me through the process today,with patience, understanding reassurance she did it. She wore the essence of UNITY" in practice... See more

Company replied

Rated 5 out of 5 stars

I needed to register and login to our account for the first time. The customer service rep Jai was brilliant. Patient, professional, helping me step by step through the process. Which by necessity is... See more

Rated 5 out of 5 stars

Spoke to Tom today on several matters on two organisations. Incredibly knowledgeable about the systems and forms and met all the needs, questions and requirements. Only wish they were open 7 days inst... See more

Company replied


Company details

  1. Bank

About Unity Trust Bank

Written by the company

Who We Are


Unity Trust Bank is an award-winning, independent commercial bank that businesses can be proud to bank with. For more than 38 years we have been helping organisations to prosper and contribute to positive economic, social and environmental change. Put simply, our purpose is to create a better society.

We provide exceptional banking services for organisations that share our principles of acting with integrity and only lend to creditworthy organisations that share our values and deliver quantifiable impact in their local communities.

Delivering Impact


  • Living by our principles of banking with integrity, Unity helps change the lives of people in local communities
  • Every loan agreed that comes to us is aligned to one of more of the United Nations’ Sustainable Development Goals (SDGs) to ensure that our funding has demonstrable impact
  • We are committed to helping small and medium-sized UK businesses to grow; this includes creating training and employment opportunities, enabling the provision of health care services and providing housing for vulnerable people
  • We provide specialist sector knowledge and support that enables our customers to focus on their business and deliver social impact
  • Fair Tax Mark, we have recently been verified as a Carbon Neutral Organisation
Apply Now Customer Hub Business Banking Business Loans

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

408 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 75% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Jai was excellent helping me with my…

Jai was excellent helping me with my problem. Fantastic customer service

October 20, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Chris,

At Unity we understand the importance of customer feedback, so we appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai Rajput

Jai Rajput, Unity Experience Advisor - sorted out my issue quickly and efficiently.
He was polite and helpful

October 15, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Good morning,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Called and Jai took me through the…

Called and Jai took me through the process of logging
in calmly and precisely and was patient and most helpful, I cannot be more thankful, as I tried it myself and got nowhere, called the helpline and Jai came to the rescue...thank you!

October 9, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Guy,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai led me through what I was finding a…

Jai led me through what I was finding a tricky logging in process. He first unblocked me and then with patience and clarity took me through the various stages

October 9, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Phil,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai was very helpful and patient

Jai was very helpful and patient - stayed on the line and talked me through each step

October 7, 2025
Unprompted review
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Reply from Unity Trust Bank

Hi Sharon,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Helpful and quick

Jai was really helpful, answered my questions and solved my problem straight away. Thank you Jai!

October 6, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Kate,

Thanks so much for the review. At Unity, we recognise the importance of our customers feedback, so appreciate you taking the time. We’re so pleased that you’ve had a good experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

BIBI is out of this world!!!!

My experience was made great by BIBI because her level of customer service was out of this world, she should be given a pay rise and promoted. She was very patient, and very clear with the instructions she gave to me.

October 3, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Irwin,

We love hearing valuable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear that Bibi was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai Rajput

The advisor, Jai was very helpful in activating my log in. He was very patient and understanding. As this was the frst log in for me Jai was excellent at finding and asking me alternative security questions so I could gain access.

Fantastic service, I am very grateful
Thanks again Jai !

October 3, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Liz,

We love hearing valuable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear that Jai was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai Rajput

Jai Rajput was very helpful in helping me sort out a login problem with my memorable name

September 30, 2025
Unprompted review
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Reply from Unity Trust Bank

Hi Nigel,

We love hearing valuable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear that Jai was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

very helpful

The call agent Jai was very helpful and stayed online and guided me through the whole process. As it was my first time logging into account it all felt a bit strange but he was very patient.

September 26, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Graham,

We love hearing valuable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear that Jai was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Great Customer Service

Excellent Customer Service.
Really friendly. You could almost hear the warm smile! Calm, patient. Clear advice.

September 25, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Andy

We love hearing valuable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear you had such a positive experience.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Kulvinder Bhatti was excellent

Kulvinder Bhatti at the Call Centre was excellent. She was patient, calm, completely knowledgeable, completely helpful and accommodating. I must have been 50 minutes on the call but she continued throughout to be straightforward, clear and steady in giving me assistance with the forms I was trying to fill in. I highly recommend her.

September 24, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Sally,

Thanks so much for the review. We love hearing vaulable feedback from our customers and appreciate you taking the time to leave us this great review.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai was really helpful and patient with…

Jai was really helpful and patient with me. I was struggling to log in for the first time, but Jai helped me through the process making it much easier.
Thank you.

September 23, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Sue,

We love hearing vaulable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear that Jai was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

jai was great and helpful

September 23, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Jamie,

We love hearing vaulable feedback from our customers and appreciate you taking the time to leave us a review.

We're really pleased to hear that Jai was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Customer service

Great customer service today from Jai Rajput

September 22, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Jayne,

Thanks for the review!

We love hearing vaulable feedback from our customers and we're happy to hear that Jai was able to help you.

Thanks,
Unity Trust Bank

Rated 1 out of 5 stars

The service is beyond terrible

The service is beyond terrible – it’s an absolute disgrace. I applied for a MultiPay program back in MARCH, and after wasting months chasing and calling, repeating myself over and over, it finally got “approved” in SEPTEMBER. Half a year later! And even then, it’s still a joke – I can’t even log in as admin because of an “incorrect password.” Except it’s the exact password I set myself and even have written proof of on the application. Now I’m being told they “can’t” change the password and that I should speak to Lloyd’s bank. Guess what? Lloyd’s is telling me the opposite – to go back to Unity Trust. So I’m stuck in a pathetic game of pass-the-buck while neither side actually takes responsibility. This is completely unacceptable, useless, and a total waste of my time. Meanwhile, my organisation continues to suffer. I'm certain I've broken the record of the number of time someone has contacted an organisation over the phone.

September 16, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Hermes, hope you're well. We're sorry to hear about your experience and want to address these issues relating to your account. If you can, please email complaints@unity.co.uk and one of our team will be in touch with you to resolve this as a matter of urgency. Thanks, Unity Trust Bank.

Rated 5 out of 5 stars

Jai was v helpful

September 16, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Judith,

Thanks for the review!

We love hearing feedback from our customers and we're pleased to hear that Jai was on hand to help you.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Brilliant Customer Service - Jayne & Priya

FIRSTLY - Jayne Smith & Priya Purewal should be given OBE's for their service, support, speed of help, banter, professionalism and everything a customer wants and needs from a supplier...
The Heads @ Unity should give these ladies a pay rise......
Over the last 48hrs they both have supported me with what should be a simple process of logging onto my Multipay card but it turned out to be a horror show from start to finish, Jayne has stood by the phone taking notes and trying her hardest to log me onto the system whilst Priya has been on the other line to Lloyds and at NO point was time ever a problem to these ladies.
One call was for 1hr 15mins !!!!! and at one point they worked together to get it resolved around their own lunch breaks
Two people have turned my opinion round of Unity Bank and I personally would like to thank them.
Take care ladies - Mr. Price

September 4, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Mr Price,

Thanks so much for the review. We love hearing vaulable feedback from our customers and appreciate you taking the time to leave us this great review.

We're really pleased to hear that Jayne & Priya were able to work together to sort everything out for you.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai was excellent

Jai was knowledgeable and able to help with my query

September 3, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi,

We appreciate you taking the time to leave us some feedback. We’re pleased that Jai was able to help today.

Thanks,
Unity Trust Bank

Rated 5 out of 5 stars

Jai was really helpful and advised me…

Jai was really helpful and advised me with my accounts and how to make changes after months of trying to do so

September 3, 2025
Unprompted review
Unity Trust Bank  logo

Reply from Unity Trust Bank

Hi Tamana,

Thanks for the review. We appreciate you taking the time to leave us some feedback. We’re happy to hear that Jai was on hand to help today.

Thanks,
Unity Trust Bank

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