Utmost International Reviews 841

TrustScore 4 out of 5

3.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers frequently praise the staff for their helpfulness, patience, and professional demeanor, noting that interactions are often pleasant and productive. Many people appreciate the quick response times and the efficiency of the service, particularly when it comes to receiving requested documents and resolving issues. However, some customers also noted dissatisfaction with the customer service, citing long wait times for email responses and a lack of communication regarding the status of their requests. A few other people also felt that the service could be slow and, in some instances, found it to be unhelpful or even incompetent.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, efficiency, and friendly... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise specific... See more

Response time

Customers had positive experiences with response times. Many reviewers reported quick and efficient... See more

Service

Reviewers highlight ambiguous aspects of service. While some customers praise prompt, professional answers... See more

Customer communications

Reviewers mention ambiguous feedback about contact. While some customers praise recent improvements, noting... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Ringing large companies can be a thankless task but this afternoon I had the good fortune to get through to Zain at Utmost International and as the connection was poor (problem with my landline) he ag... See more

Company replied

Rated 3 out of 5 stars

Whilst I received an automated "we have received your email" reply immediately, it took 11 days before I had an email from your customer support team, which is far too long. By then, I'd long managed... See more

Company replied

Rated 3 out of 5 stars

Had a problrm with modern technology and was locked-out of Account. Added difficulty my only phone contact is mobile and would be premium raye! However Leah Casey was very patient, polite and... See more

Company replied

Rated 5 out of 5 stars

I value Laura Maguire tremendously as she is very helpful and always replies quickly and always is patient when I have questions. So I hope that she will stay with you for a long time! I do NOT appre... See more

Company replied


Company details

Written by the company

Utmost is a leading global provider of insurance-based wealth solutions, trusted by over 190,000 global clients and managing more than £100bn in assets across our hubs in Ireland, Isle of Man, Guernsey, and Luxembourg. We specialise in providing secure, flexible and internationally robust unit-linked solutions, that help our clients manage, preserve, and pass on their wealth. We are independently rated A+ by Fitch Ratings*, indicating our ability to protect our clients wealth over time. We are committed to delivering clarity, confidence, and high-quality service at every stage of our customer’s journey. *Insurance Financial Strength rating reaffirmed for our four rated insurance companies in October 2025.


Contact info

3.9

Great

TrustScore 4 out of 5

841 reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Friendly, helpful staff, but things take a while

It can take a while to make a withdrawal (up to 3 weeks), but in this case it was quite a lot quicker. The staff are friendly and helpful, but it would be good to get a progress update along the way.

March 10, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Antony,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Should you require information on your policy or transaction that is not readily available via our online platform please reach out at relationshipmanagement@utmostgroup.com and we will look to support.

Kind Regards, Utmost

Rated 5 out of 5 stars

Customer support

The response and service from the customer support team was very helpful. They replied quickly to my email and supported me with my questions. Jeewan provided all of the information with clarity. Thank you.

March 9, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Matt,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Very friendly and helpful customer…

Very friendly and helpful customer service with easy to understand access instructions

March 11, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Vicky,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Prompt & Great response

Prompt response, very clear instructions. Great service from Sarah

March 11, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Prasad,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Zain was very fast to help with my…

Zain was very fast to help with my queries and send over all the relevant information.

March 10, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Kismet,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 4 out of 5 stars

very helpful and prompt

Laura was very helpful and prompt

March 10, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Judith,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 1 out of 5 stars

Inconsistency of information required

Inconsistency of information required. Sometimes staff review cases as a tick box exercise rather than individually - due to their workload.

March 10, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Customer,

Thank you for reaching out - we are sorry to hear you have struggled with your query. We would be happy to support you further.

Please reach out at relationshipmanagement@utmostgroup.com quoting your policy number and this review and we can assist you.

Kind Regards, Utmost.

Rated 5 out of 5 stars

Clear understanding.

Clear understanding.

March 9, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear John,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Very efficient policy opening and…

Very efficient policy opening and responsive to email queries.

March 3, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Matthew,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Very positive experience

I have been dealing with this company for the last 9 months and found them incredibly helpful. First Claire and then latterly Abi, they have both replied promptly been very friendly and answered queries as well as dealt with instructions in a timely manner. My experience with Utmost has been very positive and I hope both Claire and Abi are recognised by their employers for their excellent work and customer relationships.

March 5, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Nicola,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Brilliant service

Leah was wonderful with my request and for helping me complete the quite intricate work I needed to do with my account. Patient and informative in sorting out my incompetence! Please thank her for making complicated things easy.

March 4, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Hugh,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Zain was excellent

Zain was excellent - listened well and responded brilliantly

March 5, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Customer,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Tina Corkish from the Money Out team…

Tina Corkish from the Money Out team obtained resolution of a problem affecting an elderly client, who is having to deal with the problem of a daughter stranded in the gulf .

March 5, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Martin,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Help in accessing my account online

Paula in Customer Services was so helpful and patient in resolving my account access problem which at the end of the day was of my own doing ! She is a great asset to your company

March 5, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Clive,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Katherine Lombard-Chibnall is a legend

Katherine Lombard-Chibnall is a legend

Katherine is extremely effective and proactive

March 5, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Jed,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

Quick answer from Sinead.

Quick answer from Sinead.

January 8, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Hans,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 5 out of 5 stars

I always liaise with Laura Maguire for…

I always liaise with Laura Maguire for years now and she is such a pleasant and helpful person. Greatly valued.

March 4, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Elaine,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

Rated 1 out of 5 stars

We began a withdrawal (transfer)…

Edit: monies have left our account but are not where they were supposed to be transferred, who knows where funds have gone, as noone at Utmost has communicated with us over the entire process.
We began a withdrawal (transfer) process in mid November. It is March and no transfer. The monies are needed urgently now. No explanation for such a crazy and unexpected delay so far. It has been highly frustrating and stressful. We don't withdraw regularly, and have exhibited no suspicious financial behaviour whatsoever. We answered security questions 2 weeks ago. Very odd and undesirable service towards very longterm customers.

March 3, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Kate,

Thank you for reaching out - we are sorry to hear you have struggled with your withdrawal. We would be happy to support you further.

Please reach out at relationshipmanagement@utmostgroup.com quoting your policy number and this review and we can assist you.

Kind Regards, Utmost.

Rated 2 out of 5 stars

No trouble with you Sarah3

No trouble with you Sarah. Utmost have made logging on too diificult for me and dont appear to be able to do anything to make my accesst to my account easy or acceptable to me .
As previously indicated I would liketo receive regural updates concerning my investments through the post
I would again remind everyone that for 25 years I had no trouble whatsoever logging on.
Kind Regards,
Alan

March 3, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Mr Mitchell,

We are sorry to hear you have struggled with the multi factor authentication on our website. Please be assured that this has been implemented to increase the security of your account. We will be in touch to see if we can support further.

Kind Regards, Utmost.

Rated 5 out of 5 stars

I find Utmost very easy to deal with

I find Utmost very easy to deal with, which is most important to me. They answer any questions I have almost immediately which is a pleasure and are always very professional and respectful.

March 3, 2026
Unprompted review
Utmost International logo

Reply from Utmost International

Dear Emma,

Thank you for taking the time to leave a review - feedback is important to us. We are delighted to hear of your positive experience with our team.

Kind Regards, Utmost

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look