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123.ie Reviews 

2,215
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 512 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly, professional staff members who make updating policies, switching cars, and handling everyday inquiries exceptionally easy, quick, and stress-free. Many individuals also highlight the competitive pricing structure and appreciate how simple it is to navigate the website for securing great insurance quotes. However, some customers also noted significant frustration regarding unexpected and steep price increases when their annual policies came up for renewal. A few people additionally experienced frustrating communication delays, mentioning difficulties receiving prompt callbacks or timely updates from support representatives when needed.

What people talk about most

Price

People report ambiguous experiences with price, reflecting a wide split in customer satisfaction. Many... See more

Service

Customers consistently note positive experiences with service, highlighting professional, helpful, and... See more

Staff

Clients share positive opinions on staff, noting that representatives are consistently friendly, courteous,... See more

Customer service

Users describe positive interactions with customer service, highlighting quick information, helpful... See more

Website

Reviewers highlight positive aspects of website, describing the online system as straightforward, easy to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

In fairness they put my two daughters on the policy who are learner drivers without a load of paperwork. It is expensive though and they only get to practice on weekends if they aren’t working as they... See more

Company replied

Rated 5 out of 5 stars

I have had to call 123.ie Insurance after making a mistake renewing my elderly Fathers Insurance online. I got speaking to an agent, his name was either Dean or Dane(sorry I didn't catch it). All I ca... See more

Company replied

Rated 5 out of 5 stars

To be honest it's nice to talk to a human,not a computer generated voice.The people I spoke to on 123.ie were very courteous, polite and professional. It was much appreciated and I would definitely co... See more

Company replied

Rated 5 out of 5 stars

Great price, easy and quick setup of the first policy, staff very friendly and helpful in changing policy details when I upgraded my car (I even got a refund from the original policy) Sincerely recom... See more

Company replied


Company details

  1. Insurance Company
  2. Auto Insurance Agency
  3. Health Insurance Agency
  4. Home Insurance Agency
  5. Personal Insurance Company
  6. Travel Insurance Company

Written by the company

123.ie launched in 2002 as the first company in Ireland offering insurance online. We've grown to become a one-stop-shop for all your insurance needs, offering Home, Car, New Driver, Travel, Health and Life Insurance cover. And, at 123.ie, we’re always trying for better - from improving our website, our products and services, trying to better our customer service, trying to better the insurance category! We don’t always get it right but that doesn’t stop us from striving for better. Customers love our offer of up to 20% off new car insurance policies online but they also tell us they really like our friendly staff, the ease of buying online with us and how nice our Rewards program is too.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.4

All reviews

(2,215)

472 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Helpful staff

Helpful staff

Helpful staff who know their product
Good value car insurance quotation.

April 26, 2026
123.ie logo

Reply from 123.ie

Thank you very much for your feedback. -CB

Rated 5 out of 5 stars

Easy to communicate with them

Easy to communicate with them, I like to be able to pickup the phone and talk to a real person. Good customer service.

August 18, 2025
123.ie logo

Reply from 123.ie

Good morning Aurea, thank you for your kind words. We are delighted to hear you are happy with our service .-CB

Rated 5 out of 5 stars

You have been in touch with me checking…

You have been in touch with me checking in since becoming a member with 123.ie which I much appreciate.

April 16, 2026
123.ie logo

Reply from 123.ie

Hi Laura, thank you for taking the time to provide your feedback. We are delighted to hear this. -CB

Rated 3 out of 5 stars

Cannot send me a insurance disc for my…

Cannot send me a insurance disc for my new car saying there's trouble with the computer working which is now in its sixth week which does not say much for a large company like yours

March 13, 2026
123.ie logo

Reply from 123.ie

Hi Martin, thank you for your feedback. We do currently have a system issue with processing cover changes on certain vehicles. We are currently working on fixing this internally and will have your cert and disc issued asap. We have however issued manual confirmation of this by email until your cert and disc are issued. We appreciate your patience. -CB

Rated 1 out of 5 stars

I wouldn’t recommend them to anyone

I wouldn’t recommend them to anyone

April 16, 2026
Unprompted review
123.ie logo

Reply from 123.ie

Morning, I am sorry to hear you are unhappy with your experience. If you would like to discuss this further please pop us an email to Info@123.ie. I can then arrange a callback for you.-CB

Rated 1 out of 5 stars

Terrible!

First of all would like to outline no claims bonus, its only 6 years max. Doesn't matter if you never did claims 12 + years....
Second when something goes wrong its nearly impossible to reach out. Break down assistance...aprox 15 min on the phone and lady still didn't got my location? Is it a joke?! Treated it like casual car wouldn't start at the driveway and I can go home and chillax with cup of coffee while waiting on a tow truck while I did explained that it is EMERGENCY SITUATION AND IM STUCK ON THE FAST LANE OF THE MOTORWAY WITH A MINOR IN THE CAR! Cars engine shut on the speed on the fast lane blocking steering... I was lucky to avoid accident... The agent who was answering the break down assistance was the worst I ever had to deal. And luckily enough after aprox 15 min wasted on useless conversations when I have a bit calmed down from a shock I figured out that have to call local Garda for help. Garda was the only one who really helped and rescued us. Break down assistance rang me 3 hours later not even knowing my location and asking for directions. Is it a joke? Was it expected for me to stay in the car with minor for 3 hours on a busy motorway in fear that someone can crash in us?
Okay car was finally towed. Next few days I was trying to call insurance to find out what is my options because car's engine blew up. 20-30min on the phone waititing multiple times and no answer. Send email, its been a week no reply. Just shocking!!!

April 5, 2026
Unprompted review
123.ie logo

Reply from 123.ie

Good morning, thank you for taking the time to provide your feedback. I am sorry to hear what happened, it sounds like a stressful situation. All insurance companies have a maximum discount offered for your no claims bonus, the majority of insurers have a maximum of 6 years, some also have 4 years. This means you are receiving the maximum discount available. If you would like to discuss these issues further, please pop us another email to Info@123.ie. We are currently responding to customers within 24 hours, I can then arrange a callback for you. --CB

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