4thWay Reviews 7

Reliable, in depth information at your fingertips!

This service is really helpful and gives confidence that won't be misplaced. I beleive peer to peer lending is for more people than realise it. The 4th way shine a clear, indipendant light that illuminates advantages and potential pitfalls. Ive been using their reviews for 4 years now and can't find much to object to even with hindsight. I now have many active loans across 8 seperate accounts. Well done and keep up the good work

Excellent and well researched. Clear and user friendly in its analyses and offers views on a broad spectrum of the P2P space operators. Required and impartial information if you are considering investing.

With this guys help, I found a niche investment opportunity. I am still investing in them for 2 years. Thank you!..

I highly recommend 4thWay. In my opinion, based on experience, it is essential reading for anyone involved in the world of P2P lending.

I'm a P2P investor/lender. I've been a subscriber/reader of 4thWay for many years. It is very much appreciated by myself, and has been, and still is, an extremely useful free source of invaluable information. Many thanks 4thWay.

My actions speak louder than my words. I have actually put my money where my mouth is by making donations to 4thWay, as a thank you and to support their continued hard work in producing and publishing their research, ratings, reviews, updates, guides, tips, candid-opinions, and news... which is available to us for free! And I actively encourage others to read and subscribe, and to consider making donations too.

How does 4thWay make money?

From commissions and fees from some companies, from some email and website advertising, and some sponsored content. They also receive donations from their users.

And, to quote them:
"Separately from that – and separately from our website – we also sell credit-risk modelling services, business consultancy, private research services and some data services. All within the same P2P lending space." - 4thWay.

Recommended reading...

If you want more comprehensive information, don't just read online reviews, AI info on web search engines, and the useful information in open discussions on the forums, make sure you also visit the 4thWay website yourself, and actually read their explanation; "How We Earn Money Fairly With Your Help".

Read as much as you can, from as many sources as you can find. Then you will have more information and will be in a better position to come to your own conclusions, and share your own informed opinions, which may differ from mine. So don't just take my words, or the words of any other individual. Do your own research.

And finally, I think it's important that people submit reviews on Trustpilot, that are based on their own personal experiences.

Good website to compare peer to peer platforms

I’ve been investing P2P since 2015 and have been reading 4thWay for as long as I can remember.

I’d like to thank Neil Faulkner & 4thWay for the valuable service I’ve received.

It’s a relief to know someone is out there checking platforms for us and conducting such deep analysis & important research.

Neil has been given unprecedented access to many of the platforms now so he can go much further than anyone else ever could in checking how platforms are performing.

I imagine that helps introduce some discipline as well into the industry.

Because of my experiences investing P2P I now actually find it hard to start investing on new platforms.

Most of us have experienced losses, platforms hitting problems / closing or big changes occurring that we were not expecting, which has made many of us more cautious.

After all this time investing, I still use 4thWay as a starting point for platform research and to help form judgements.

4thWay also helps me keep up-to-date with industry news and developments.

I recommend that all new P2P investors - and indeed established ones - read as many of the articles on 4thWay as possible & subscribe to the 4thWay News & Tips email. I read all the new 4thWay articles & updates.

I would also like to thank Neil Faulkner personally for taking the time to help me several times by providing me with expert advice on request.

Finally I would like to ask this question of anyone who is not supportive of 4thWay or indeed critical:

What is the alternative? Would you rather 4thWay was not analysing P2P platforms, giving us industry warnings and holding platforms to account? And we had no one helping us?

Is there a single quality newspaper that bothers to report on P2P matters? The Daily Telegraph certainly doesn't save the odd historic article.

And what has MoneyWeek done to cover, support or promote P2P - a service that would benefit all of its readers - very little indeed. If anything it has effectively shunned P2P.

In conclusion then - WE NEED 4thWAY and should therefore be very grateful, appreciative and supportive.

To all those new to P2P I can confidently say: 4thWay is a great springboard into the world of P2P.

To all the established P2P investors: hopefully you already appreciate that we need 4thWay more than ever.