Accord Mortgages Reviews 

1,016
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers had a great experience with this company. Many consumers consistently state that the knowledgeable staff and dedicated business development managers provide wonderful guidance and friendly support from the initial application right through to final completion. Reviewers often share that the flexible underwriting approach and quick processing make securing a mortgage both simple and very successful. However, some people mentioned running into major communication gaps and facing frustrating delays with repetitive document requests during their applications. A few other people also felt that certain customer service experiences were completely unhelpful, turning what should have been straightforward into a deeply stressful situation.

What people talk about most

Service

Reviewers mention mixed feedback about service, with many clients praising the fast turnaround, helpful... See more

Customer service

Customers had ambiguous experiences with customer service, with many praising the knowledgeable support team,... See more

Staff

Reviewers highlight positive aspects of staff, noting that representatives and underwriters are exceptionally... See more

User experience

Users describe ambiguous interactions with user experience, ranging from frustration to satisfaction. Some... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise the quick turnaround,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great help from my BDM Chantelle Wilson on a purchase case. Found the underwriters did not fully understand the employment situation. Other than that all good. Also had help from broker team with... See more

Company replied

Rated 4 out of 5 stars

The overall application was ok but there was a bit of back and forth regarding additional documents required but got there in the end. Love the welcome pack you send to clients from us, its such a wo... See more

Company replied

Rated 5 out of 5 stars

From the outset I spoke with an underwriter huge thank you, his knowledge help and understanding was 5 star plus. Between us we have made our mutual clients Dreams come true. Accord underwriters not... See more

Company replied

Rated 5 out of 5 stars

It is unbelieveble what we was able to achieve for this young first time buyer. At first, we applied with other lender, as JBSP with her dad and monthly payment was so much higher for her because of h... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

Written by the company

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. We exist to help brokers look after what matters most - your clients, with both residential and buy to let mortgage solutions. At Accord you can expect a common-sense approach in everything we do, with every case for every broker. Our common-sense flexible underwriting is there to help with complex cases. We also provide direct access to underwriters with a dedicated underwriter managing your case from start to finish. Our knowledgeable and experienced sales team are available by phone and webchat to support you and we have a host of online tools to help you find the information you need quickly and easily.


Contact info

4.2

Great

TrustScore 4 out of 5

1K reviews

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4.2

All reviews

(1,016)

182 reviews in the last 12 months

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Rated 5 out of 5 stars

Common sense lender

Real common sense used by Accord on a strong case for two young professionals. By using this initiative they were able to make the couple's dream move come true. Fantastic help from my BDM, Jade Maguire too

June 9, 2026
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Reply from Accord Mortgages

We're so glad we could help make their dream move a reality! Thank you for sharing your positive experience with us.

Rated 5 out of 5 stars

Jordan is fabulous and always returns…

Jordan is fabulous and always returns my calls and Accord is easy to contact and their systems are user friendly during complex cases the underwriters communication is excellent

June 2, 2026
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Reply from Accord Mortgages

We are so glad to hear about your positive experience with our team and user-friendly systems. Thank you for your wonderful feedback!

Rated 5 out of 5 stars

Great underwriting

Great underwriting, efficient. Clarity around updates

June 2, 2026
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Reply from Accord Mortgages

We appreciate your positive feedback on our efficiency and clarity. Thank you for sharing!

Rated 1 out of 5 stars

Hopeless

Hopeless! They include an account number on letters but not a customer number, to get your customer number you need to phone up and no one answers. All i want is to access my account, I dont understand why it has to be so complicated and why the ID i need isnt clearly included on my statements?

May 29, 2026
Unprompted review
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Reply from Accord Mortgages

We sincerely apologise for the frustration you experienced. I have sent you a private request for further information so I can try help you with your enquiry. Thank you.

Rated 5 out of 5 stars

Amazing service every time

Amazing service every time I use Accord. I love the common sense and flexibility. Team on chat are brilliant and always helpful. UW great!

May 26, 2026
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Reply from Accord Mortgages

We're so happy to hear you consistently have an amazing experience with our service and team! We truly appreciate your kind words.

Rated 1 out of 5 stars

Arbitrary charges on supposedly broken rules that no staff is able to state.

without any warning I was charged an arbitrary '1.15% loading fee' for having a lodger when I was told it was ok by customer service to have one ( even 2!). No where in the terms it is indicated that I would be charged for having a lodger and what the rate would be. I have been in touch 6 times with customer service and no one seems to know what the rules are so how am I supposed to know what to do, and why being penalised for an obbvious lack of clear rules? The only recourse is a formal complaint is wait 8 weeks and go to ombudsman. what a waste of my time and money!

May 14, 2026
Unprompted review
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Reply from Accord Mortgages

We sincerely regret any confusion and frustration caused by the loading fee and the inconsistencies in information you received. We are actively reviewing our policies and communication to ensure clarity and consistency for all our customers. We appreciate you bringing this to our attention.

Rated 5 out of 5 stars

Accord was the only lender that could…

Accord was the only lender that could consider the application based on their circumstances, I was so pleased with the whole journey from DIP to offer and then to completion. I take my hat off to you Accord.

May 19, 2026
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Reply from Accord Mortgages

We are so pleased to hear about your positive experience with us!

Rated 5 out of 5 stars

you listened to what the explanation…

you listened to what the explanation was for the clients situation rather then just saying no. was very good.

May 12, 2026
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Reply from Accord Mortgages

We are so pleased to hear about your positive experience with us!

Rated 1 out of 5 stars

Avoid this lender

Avoid this lender, they do not have the capacity to provide a redemption statement. Can not confirm if it is being made or when it will be done by. Calling into customer service is like talking to a brick wall

May 18, 2026
Unprompted review
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Reply from Accord Mortgages

I am sorry to hear this is your experience with us. I have sent you a private request for some further information so I can locate your details and investigate this further. Thank you.

Rated 1 out of 5 stars

Do not use this company I've got a…

Do not use this company I've got a fixed rate and they have changed it in their favor twice costing an extra £46 keep your money in your pocket and go else were they are heartless

May 18, 2026
Unprompted review
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Reply from Accord Mortgages

I am sorry to hear this is your experience with us. I have sent you a private request for some further information so I can locate your details and investigate this further. Thank you.

Rated 1 out of 5 stars

Just like other reviews

Just like other reviews, My re mortgage was approved, then 1 month later rejected. Reason: Anexe in the House.
I went to Baker Estates in Hainault, Told Them, My re mortgage approved with Accord mortgages. Manager said, They don,t consider, because Accord Mortgage refuse in the survey. same thing happened to me.

May 7, 2026
Unprompted review
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Reply from Accord Mortgages

We appreciate you sharing your experience. We are truly sorry to hear about the issues with your remortgage approval due to the annex.

Rated 5 out of 5 stars

Happy First Time Buyers

We are so grateful to Accord for giving us the chance to own our first home and get us onto the property ladder. The process has been seamless. We used a broker but sometimes we called the team directly for updates and everyone was super helpful. Don’t let the negative reviews deter you as they aren’t a true reflection of the great work which goes on. Thank you Accord!

May 8, 2026
Unprompted review
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Reply from Accord Mortgages

Thank you for taking time to write a review, it is good to hear you are happy with the service.

Rated 4 out of 5 stars

Everything else and customer service on…

Everything else and customer service on phone was good however, the offer emails were not received by solicitors.
This created a lot of delays as I the broker had to request specified solicitors’ copies from Accord. And then pass on to client’s solicitors which resulted in a lot of wasted time on the phone to Accord, solicitors, clients and myself.

Please can you make an easier way to send emails instead of the encrypted emails which sometimes do not go to some solicitors.

May 5, 2026
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Reply from Accord Mortgages

We appreciate you sharing your experience and feedback regarding the email delivery issues. We recognize the significant delays and wasted time this caused, and for this this we are truly sorry. Thank you.

Rated 5 out of 5 stars

Good lender

Good lender, good with affordability and their BDM is very responsive and helpful.

May 5, 2026
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Reply from Accord Mortgages

Thank you for taking time to write a review, it is good to hear you are happy with the service.

Rated 5 out of 5 stars

Accord mortgages make it simple

Accord mortgages make it simple. They pretty much do what it says on the tin.
You know where you are with them. Not all cases get accepted. However, you can get hold of them quick talk sense with them.
But they are so helpful and quick.
Good products too.
Thanks for all your help. All the best Peter, Mortgage Trackers

December 2, 2025
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Reply from Accord Mortgages

We appreciate your positive feedback regarding our simple and helpful service. We're glad you found our products good and our team quick and easy to talk to. Thank you for your kind words.

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