Activedutypassiveincome Reviews 

No stars isn’t an option to write a review here but that’s really what this company deserves.

I recently enrolled in Active Duty Passive Income (ADPI) to learn about real estate investing and build toward long-term financial independence. I was prepared to make a significant investment in my education, but after signing the agreement, I experienced a significant family emergency that led me to realize I was not going to be able to give the program the time and energy it required and that, at this time, the program was not right for me.

I promptly notified ADPI and repeatedly requested to withdraw. Although I communicated with multiple team members, I have not received the clear resolution I expected. I have called and emailed several members of the organization, with several of those communications going unanswered. I expected more from a company that promotes helping others achieve financial success.

It is worth mentioning that I did attend the initial onboarding session, but only after I had already communicated that I wanted to withdraw and was encouraged by ADPI representatives to attend. I did so at their direction while continuing to communicate my intent to withdraw, and I have documentation of those communications. I did not meaningfully progress into or use the substantive program.

I also have concerns about how the program’s “ZOOP” (Zero Out Of Pocket) concept is marketed. This was significant to my decision to enroll because the concept can give a prospective customer the impression that they can acquire an investment property without bringing money to the table. After raising this concern directly with an ADPI representative, I was told that while it may be possible to close a deal with zero cash out of pocket, generating cash flow still requires “sweat, financial, and risk equity.” The representative also told me he wished ADPI and the sales team were not presenting ZOOP in the way I had encountered it and asked me to provide the link to the language on ADPI’s website so he could raise the issue with leadership. I appreciated his willingness to discuss the issue, but the conversation reinforced my concern that prospective customers should receive a clear explanation of what “zero out of pocket” actually means before making a $10,500 investment.

This is not simply a matter of casually changing my mind. I made repeated efforts to resolve the issue directly before submitting complaints to the Federal Trade Commission (FTC), Better Business Bureau (BBB), Federal Bureau of Investigation (FBI), and Florida Attorney General’s Office. These complaints reflect the seriousness of my concerns; I am not suggesting that any agency has made a finding against ADPI.

I am a disabled veteran, and $10,500 is a substantial financial commitment. I enrolled believing I was investing in education and my financial future, but the difficulty I have experienced seeking resolution has left me feeling that I am being treated more as a source of revenue than as someone ADPI claims to help build wealth.

I am still giving ADPI an opportunity to do the right thing by addressing my concerns and resolving this matter appropriately. I will update this review if that happens.

Anyone considering ADPI should carefully evaluate the sales process, review the agreement in its entirety—especially the cancellation and refund provisions—and be completely comfortable with the financial commitment before enrolling. In my experience, the enrollment process felt high-pressure, and I would strongly encourage prospective customers to take time to consider the decision rather than feeling pressured to sign immediately. I would also recommend asking questions about what happens if a significant life event occurs that makes continued participation difficult.

I entered the program genuinely interested in learning and willing to make the investment. Unfortunately, even setting the family emergency aside, my experience after enrollment left me uncomfortable enough that I have decided I do not want to continue.