Argos Credit Card Reviews 

1,170
TrustScore 1 out of 5

1.1

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Rated 1 out of 5 stars

Since New Day have taken over, it's absolute garbage and I will be closing my account. Usually taking over something means improving it, but they have made it far worse - it lacks quite a few usef... See more

Rated 1 out of 5 stars

I'm so glad to have totally ditched Argos card, and avoid the pitfalls of this transition. The outcome - whilst predictable - has been appalling. Could not be worse. This will be the absolute downfall... See more

Rated 1 out of 5 stars

2ND REVIEW NEWDAY/ARGOS. I closed my account on the 1st September 2026 I still have not received written confirmation this has been done and I am being offered an increase on my credit limit, I do no... See more

Rated 1 out of 5 stars

Absolutely atrocious if i could give it zero stars i would. I will be getting rid! I loved my argos card.. but now!! App useless, payment options useless. No nectar points...no point at all actually.... See more

1.1

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TrustScore 1 out of 5

1K reviews

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1.1

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(1,170)

257 reviews in the last 12 months

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Rated 1 out of 5 stars

WOW What a terrible company new day and…

WOW What a terrible company new day and Argos is ... you get sent around the houses to just the the thing off... I have never had to work so hard to talk to someone and just got automated run around ... the thing is it says after 7 pm " sorry the office is closed" well if you only have automated and you never get to speak to a person what on earth is the point of that...

June 1, 2026
Unprompted review
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Rated 1 out of 5 stars

Absolute shambles from Argos Pay.

Today I spent a whole afternoon trying to purchase a washing machine on a buy now pay later, using the new Argos Pay app.
After 3 hours of setting, resetting passcodes, usernames, passwords and numerous one time passcodes being texted to me, I was still unable to buy.
What an absolute holy shambles! I will be deleting the app and never attempting to make a purchase from here again.

June 1, 2026
Unprompted review
Rated 1 out of 5 stars

Worst payment method

Worst payment method. It's very hard to make a payment against Argos pay credit. It's not accepting my EU revolut, which works fine everywhere in UK. It's a nightmare to login even to Argos pay. They have issued so many accounts number for same person. Not going to use them again, once my current credit is complete. Currys flex is much better option than this Argos pay.

June 1, 2026
Unprompted review
Rated 1 out of 5 stars

Argos Pay/New Day is ridiculous!

Since migration to Argos Pay/New Day, I’ve experienced nothing but hassle! With the Argos Card, I was able to manage individual BNPL purchases and chip away with payments - it seems this is no longer an option - I will be able to clear the balance on my BNPL purchase once it expires which is ridiculous. Once I have paid off the balance, I intend to close the account.

May 26, 2026
Unprompted review
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Rated 1 out of 5 stars

Awful change. Will never use again.

Will never use this card again. They don't give you the heads-up to say the plan is coming to an end. I got hit with over £200 in interest because I didn't understand the new app nor was I warned about the plan coming to an end. This is probably the end of Argos now.

May 8, 2026
Unprompted review
Rated 1 out of 5 stars

Since the change to Argos pay it has…

Since the change to Argos pay it has been nothing but frustrating.
The old Argos card system was fantastic and never a problem.
Once I have paid off any money I owe l shall be cancelling my account.

May 31, 2026
Unprompted review
Rated 1 out of 5 stars

I went to pay for an order instore I…

I went to pay for an order instore I need my username, password and sign in details who carrys them around you couldn't make it more difficult to pay for something il clear my bill then won't be using this argos pay app again what a complete waste of time totally disappointing I used to love argos not anymore

May 30, 2026
Unprompted review
Rated 1 out of 5 stars

Won't be using this company any more!

Won't be using this company any more!! They were supposed to up hold the bnpl contracts that were taken out before this company took over, but instead they won't allow you to pay anything from it before the end date, why so they can put all deferred interest on and make more money from you!! Bunch of scammers!! I will be paying balance and cancelling my card!!

May 30, 2026
Unprompted review
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Rated 1 out of 5 stars

PAY IT OFF AND LEAVE!!

Thieves!!

* No way to make specific payments to any BNPL which I had taken out with Argos not new day.
* Changed my payment date without saying and said it had always been this when ALL my previous Argos and bank statements would beg to differ.
* IMPOSSIBLE to get through to any human at customer service, I literally recorded a call of being looped back no matter what option is chosen. I’ve gotten through ONCE via chat and phone.

I will be closing my account ASAP. And it’s such a shame as Argos customer service used to be genuinely amazing.

May 28, 2026
Unprompted review
Rated 1 out of 5 stars

Shocking shocking shocking!

Shocking shocking shocking!! I didn’t get a statement for May and I need it so I can make the payment. Nobody replies on chat and I cannot get through to an actual human when calling. The way plans are split is nothing short of ridiculous and it’s embarrassing anyone thought this could be an upgrade. I will close the card as soon as I pay it off. Shocking…Can’t believe I’m having to chase to make a payment so it doesn’t affect my credit score. What an absolute joke

May 30, 2026
Unprompted review
Rated 1 out of 5 stars

Argos Pay app horrible

Argos credit card was brilliant , now it’s gone over to Argos pay , it’s horrible, can not get any statement from December, their statements are so confusing , absolutely hate it , Argos credit card app was brilliant, you could see what you bought, when you bought it, when you bnpl ended on this thing you can not make it out, horrible

May 29, 2026
Unprompted review
Rated 1 out of 5 stars

Since changing from argos card services…

Since changing from argos card services to argos pay absolute shambles. No separate facility for paying down BNPL which I have used successfully for Argos products. Once balance paid off I will not be buying anything from Argos through this new system, will be shopping elsewhere!

May 1, 2026
Unprompted review
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Rated 1 out of 5 stars

The worst experience ever

The worst experience ever. I used to love the old Argos card. Since it’s changed I don’t. It’s not easy to use if you are partially sighted. I have 3 cards saved and 2 of them keep saying declined even though there’s money on them. There’s a way to link to the bank first which has me feeling suspicious. Not happy.

May 29, 2026
Unprompted review
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Rated 1 out of 5 stars

Been with Agos for years no dept always…

Been with Agos for years no dept always paid ,till now app dosent work ,tryed to pay no hope took nearly 25 minutes to talk to some one to pay ,payed in full no dept, Been told now account is closed this will now effect my credit to finance ,I will not shop at Agos again for anything ,there is no help this time ,they couldn't care .

May 26, 2026
Unprompted review
Rated 3 out of 5 stars

Argos card used to be really helpful…

Argos card used to be really helpful but since they thought it was a good idea to change the app completely i can't access it atall it's a loads of rubbish the amount of times I've registered is a joke

May 18, 2026
Unprompted review

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