Banco Desio Reviews 43

TrustScore 3 out of 5

2.8

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2.8

Average

TrustScore 3 out of 5

43 reviews

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Rated 1 out of 5 stars

This is by far the worst banking…

This is by far the worst banking experience I've ever had, and I've lived in multiple countries.
Stay away from this bank!

They first demanded I close my checking account without any explanation. After jumping through hoops to shut it down, I later discovered they hadn't actually closed it—just suspended it.

Fast forward two years: the branch calls saying my account has a negative balance. I explained it was closed two years prior, but they claimed I never filed a police report for a lost ATM card. How could that card even function at an ATM if the account was terminated?

Now I've received a registered formal letter of default demanding I pay up €94 in penalties, otherwise, I'll be placed on a credit watch list. This is highway robbery- Stay away!

February 5, 2026
Unprompted review
Show reviews in all languages. (43 reviews)

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