Budgetdirect Reviews 

1,168
TrustScore 3 out of 5

3.2

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Review summary

Created with AI, based on recent reviews

Considering 676 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that the policy prices are quite affordable and competitive when compared to alternative providers in the market. Many people really appreciate the friendly staff members and find that the straightforward process of setting up new coverage makes everything much easier. However, some customers also noted significant challenges regarding delayed claims and poor communication from the support teams. Reviewers often reported frustrating wait times, unhelpful customer service representatives, and unexpected premium increases upon renewal. A few individuals experienced long periods on hold and felt that their specific concerns were completely ignored when attempting to resolve problems.

What people talk about most

Price

Reviewers highlight ambiguous aspects of price, with many customers praising the affordable rates,... See more

Service

Customers consistently note ambiguous experiences with service, reflecting a wide range of opinions. While... See more

Claim

People report negative experiences with claim handling, noting frequent rejections and frustrating delays.... See more

Customer service

Consumers find customer service to be ambiguous, experiencing a mix of helpful assistance and frustrating... See more

Staff

Clients share ambiguous opinions on staff, with many praising supportive and friendly employees who provide... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process was well handled, except for the reading of the conditions. I understand these have to be read and agreed to, but the staff member spoke rapidly, without pause, then asked if I agreed. Cer... See more

Rated 4 out of 5 stars

I was an existing customer with exactly the same cover, but my premium had gone up considerably. I received an online quote more than $500 cheaper... with yourselves...but instead of simply honouring... See more

Rated 2 out of 5 stars

Minor damage from storm. $4000 area. First claim in 50 years. Slow to inspect damage. Slow to affect repairs (but good job) Dunno if slow is correct re payment cos the damage was affected just af... See more

Rated 5 out of 5 stars

I have been driving for over 35 years never been as happy with insurance provider as much as the last couple of years with the staff,service, price and support at budget direct insurance. Thanks... See more


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3.2

Average

TrustScore 3 out of 5

1K reviews

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3.2

All reviews

(1,168)

672 reviews in the last 12 months

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Rated 5 out of 5 stars

Hi I just wanted to say thankyou to the…

Hi I just wanted to say thankyou to the budget direct team. I was traveling from Wollongong to Sydney for a course when suddenly my car clunked out and wouldn’t move on a busy Sydney street. I was so stressed and overwhelmed the way the car clunked out and wouldn’t move I honestly thought the car was done for. The team so was patient with me and guided me through I was thinking the absolute worst. Turns out it was a cv joint & engine mount which was under warranty. So I got a great out come in an annoying situation. The tow truck driver even picked up the keys from my course. Such a good experience thanks budget direct team.

July 13, 2026
Unprompted review
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Rated 1 out of 5 stars

"Worst service ever

"Worst service ever. Accident on May 16, processed on July 3, and payout took another 10 days. Instead of pouring money into flashy TV ads, use that budget to manage your staff and speed up your processing time. Unacceptable."

July 13, 2026
Unprompted review
Rated 1 out of 5 stars

Absolute nightmare

Absolute nightmare. I survived a horrific accident where my premium Audi Q5 was completely written off. On top of that, it was a NOT-AT-FAULT accident. According to the policy, I am fully entitled to a rental car until this issue is resolved. Yet, Budget Direct pretends to be completely ignorant about this clause while bringing up other irrelevant policies to talk absolute garbage. Instead of honoring their own contract, they have been harassing me, taking turns calling to insist that an Audi Q5 is in the same class as an MG3. They are trying every cheap, disgusting tactic to avoid paying a proper settlement and scam me out of my rights. Avoid this incompetent company at all costs unless you want a mental breakdown after a major crash

June 25, 2026
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Rated 5 out of 5 stars

Patient and Understanding.

I am a senior lady and they explained things clearly, often more than once.
The money I saved is amazing.
My previous insurer charged me over $4,000 per year for house and contents, Budget is only a quarter of that.
The Car insurance was a few hundred cheaper.
I am very happy with the service I received.
Aileen

May 12, 2026
Unprompted review
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Rated 3 out of 5 stars

I got insurance on my bike

I got insurance on my bike, but they didn't ask for photos or the odometer mileage , so I'm wondering how good the insurance will be if I ever need to make a claim. Other then that it was easy and the customer service person I spoke to was great

June 11, 2026
Unprompted review
Rated 2 out of 5 stars

Minor damage from storm

Minor damage from storm. $4000 area. First claim in 50 years. Slow to inspect damage. Slow to affect repairs (but good job) Dunno if slow is correct re payment cos the damage was affected just after Christmas and in July I am still waiting for their payment which they promised on my last 2 calls.

January 3, 2026
Unprompted review
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Rated 1 out of 5 stars

Pet Insurance- Recurring conditions are NOT covered

​I am deeply frustrated and disappointed with Budget Direct Pet Insurance. My dog had an infection that was treated and resolved before we joined. A few months later, my dog developed the infection again. Budget Direct completely rejected the claim.
​When you read their fine print, you realize a massive catch: if your pet gets a common, curable illness, they will slap a "pre-existing" or "recurring" label on it and refuse to pay a single cent.
​It feels like this insurance is designed to only cover things that happen exactly once in a pet's lifetime. If your dog is prone to simple, recurring issues like ear or eye infections, expect to pay 100% out of pocket despite paying your monthly premiums. I will be looking for a new provider that actually understands how basic pet health works. Unreliable and absolutely not worth the money.

July 9, 2026
Unprompted review
Rated 1 out of 5 stars

Never ever use budget direct

Never ever use budget direct! They took three weeks and 10+ phone calls to sort out a no fault claim for $2200! I was hung on multiple times for telling them they have bad customer service and treated like an idiot when I was in the right the whole time. Absolutely disgusting service!

July 9, 2026
Unprompted review
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Rated 1 out of 5 stars

Worst insurance company I have ever…

Worst insurance company I have ever been with ! My experience was they lied and did anything to get out of paying any legit claims . I wasted my money going with Budget Direct , There are better , honest and fairer insurance companies to go with! Please read the fine print , as i found it misleading , Ambiguous and with Conflicting statements . After my experience it was clear , This is a greedy company only after Taking $$$ from their customers and not honoring the insurance claim ! Why would any one want to support such a corrupt company ? !!

June 1, 2026
Unprompted review

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