As always Francesca with Clements is a pleasure to deal with. We have two cars and two motorcycles insured with them. Francesca is professional and very responsive when doing the renewals. The ren... See more
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Federica was patient and explained everything to me on Italian car insurance and how it worked. I initially contacted this website before I moved to Italy so had some insight into the insurance. The b... See more
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It was my first time buying car insurance in Italy, which can be quite challenging. Fortunately I had Federica, who answered my many questions and guided me through the process with ease, can’t thank... See more
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Excellent service, speedy reply and a very competitive rate. Emails were answered within minutes, the one phone call was very courteous and expeditious. Barbera, the senior international account handl... See more
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Company details
- #20 of 35 best companies in Insurance Broker
- #2 of 7 best companies in Accident Insurance Company
- #19 of 42 best companies in Auto Insurance Agency
- #12 of 21 best companies in Business Insurance Company
- #12 of 22 best companies in Health Insurance Agency
- #2 of 8 best companies in Renter's Insurance Agency
About Clements Worldwide, a Gallagher Company
Written by the company
Clements, a Gallagher Company, is a global insurance company that provides unique tailored insurance solutions for individuals and organizations abroad, including in high-risk areas. Whether you’re an expat, government employee, contractor, military service member, educator, or an international school or organization, our customer-first approach can bring you peace of mind as you live and work overseas.
Flexible coverage for all facets of life abroad, including:
- Worldwide Car Insurance
- Personal Property Insurance
- Health Insurance
- Life Insurance
- Disability Insurance
- See All Personal Insurance Options
- Business Insurance
Our team will find a customized and affordable plan that can meet you and your loved ones’ needs, no matter your situation.
Serving Our Customers the Gallagher Way
How do we go the extra mile for you? Our culturally diverse team is equipped with invaluable knowledge, expertise and perspective. Many of our agents are expats themselves and understand the distinct challenges you can endure as a foreign national. Our collective backgrounds allow us to offer solutions in ways other insurance agencies can’t. With agents serving around the globe, we’re just a phone call away when you need assistance.
Are you living abroad or in the process of moving internationally? We’re here to help. Check out our website to learn more and get a quote today.
Locations
Washington, DC
1220 L Street NW, Suite 1200
Washington, DC 20005
P: +1.800.872.0067 or +1.202.872.0060
info@clements.com
London, UK
The Walbrook Building
25 Walbrook
London, UK EC4N 8AW
P: +44(0) 33 0099 0104
europe@clements.com
Dublin, Ireland
Alexandra House
15 Parkgate Street,
Dublin 8,
D08 W866, Ireland
P: International: +353 1 9645098, In Ireland: +1800-44-99-33
ireland@clements.com
Gibraltar
Unit 243.01
World Trade Center
6 Bayside Road
Gibraltar, GX11 1AA
P: +00350 54716000
europe@clements.com
Clements Worldwide: Putting Expats First Since 1947
Written by the company
- Live and Work Abroad with Peace of Mind
- Get customized insurance solutions that other agencies can’t provide you with through our unique experience, customer-first approach and access to global insurance markets. No matter your location or situation, we’re here to help and keep your best interests at heart.
- Protect Your Business’s Assets, Employees and More with Clements
- When operating internationally, protecting both your business and your employees is non-negotiable. Clements can insure everything from vehicle fleets, cargo and commercial property to employee benefits, kidnapping and ransom insurance, and more. That way, you can help mitigate harm for your most valuable business assets.
Contact info
1220 L Street NW, Suite 1200, 20005, Washington, DC, United States
- 800.872.0067
- info@clements.com
- www.clements.com
4.7
Excellent
6K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Excellent Service from Clements
Excellent Service from Clements. Francesca was very helpful and efficient
February 27, 2026
Reply from Clements Worldwide, a Gallagher Company
So glad to hear this, Ola. It’s great to know Francesca's service met your expectations. Our team is always focused on making the process smooth and finding the right coverage at the best price. We appreciate you choosing us.
Clements, a Gallagher Company
Excellent service
Excellent service, speedy reply and a very competitive rate. Emails were answered within minutes, the one phone call was very courteous and expeditious. Barbera, the senior international account handler who dealt with my policy, was fantastic. Clear, detailed communications, my every question was answered. Can’t recommend this company enough.
February 27, 2026
Unprompted review
Reply from Clements Worldwide, a Gallagher Company
So glad to hear this, Mr Giancarlo. It’s wonderful to know our team was able to respond quickly, offer a competitive rate, and keep communication clear throughout the process. We’re especially happy to hear how well Barbera supported you and took the time to answer every question. Helping clients find the right coverage at the best price is what we strive for, and your recommendation truly means a lot to us. Thank you for choosing us.
- Clements, a Gallagher Company
Fast and effective insurance for Expats
Really good response, affordable pricing, helpful staff
February 25, 2026
Reply from Clements Worldwide, a Gallagher Company
So glad to hear this, Aidan. It’s great to know our team was able to respond quickly, keep things straightforward, and offer pricing that worked well for you. Helping expats get the right coverage at the best price is what we focus on every day. If you ever need a hand, we’re here for you. Thank you for choosing us.
Clements, a Gallagher Company
Federica is a superb agent
Federica is a superb agent! She answered all my questions quickly and managed my insurance efficiently
February 13, 2026
Reply from Clements Worldwide, a Gallagher Company
Isabel, how wonderful to hear that Federica provided quick, knowledgeable support and handled everything smoothly for you. She is a true gem on our team. We truly appreciate you choosing us.
Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Thank you for sharing this. Sounds like everything went wonderfully, and that always makes us smile. We appreciate you choosing us.
Clements, a Gallagher Company
THANK YOU FOR YOUR IMMEDIATE RESPONSE…
THANK YOU FOR YOUR IMMEDIATE RESPONSE AND YOUR OFFER
February 24, 2026
Reply from Clements Worldwide, a Gallagher Company
Lazaros, so great to hear that our team responded quickly and was there when you needed support. We appreciate you choosing us.
Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Thank you for the kind note. We’re happy to hear that you had such an awesome experience and found our process quick. We appreciate you being a customer.
Clements, a Gallagher Company
Teider was great! Thanks Teider!
Teider was great, assisting and answering my questions promptly and professionally.
February 20, 2026
Reply from Clements Worldwide, a Gallagher Company
We’re so glad to hear how helpful and professional Teider was, and that your questions were handled quickly and with care. Our team is committed to providing clear guidance and finding the right coverage at the best price, and it’s great to see that reflected in your experience. We appreciate you being a customer.
Clements, a Gallagher Company
Confusing messaging
The initial email sent re a policy change was confusing (and I thought it might be spam).
However,my wonderful contact, Federica Barbera, came to my rescue immediately and explained what was happening.
February 12, 2026
Reply from Clements Worldwide, a Gallagher Company
Dear MR, we’re sorry the initial message caused confusion, and we appreciate you flagging that experience. We’re very glad to hear that Barbera stepped in right away, clarified things, and provided the reassurance you needed. Supporting clients with clear guidance and the right coverage at the best price is what our team strives for every day.
If you ever need anything further, our responsive team is here to help. Thank you for trusting us with your insurance needs.
Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Thank you for taking the time to share your feedback. We understand that insurance costs is an important consideration, especially when each country has its own requirements and regulations. Our team works hard to navigate those complexities and find the best possible coverage at the best available price, while ensuring our clients are properly protected. We truly appreciate you sharing your perspective.
Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Hi Patrick, we love reading your great review and appreciate the 5 stars! We aim to provide outstanding support to our clients worldwide and are grateful that you trust us with your insurance needs.
- Clements, a Gallagher Company
Easy to deal with and no-nonsense when…
Easy to deal with and no-nonsense when it comes to claims.
February 13, 2026
Reply from Clements Worldwide, a Gallagher Company
Celine, so happy to hear that working with our team felt straightforward and that your claim was handled smoothly. Thank you for choosing us.
- Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Tony, we’re so glad the experience felt easy and that our team could get you the guidance you needed without delay. We’re always here whenever you need a hand. Thank you for choosing us.
- Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Thank you Andrea, so great to know that you trust us and find our coverage reliable and effective. We are here to support you and answer any questions. Safe travels!
- Clements, a Gallagher Company
Helpful and very affordable
Contacted Clements for a quote for car insurance, fast reply, affordable quote, Francesca was very helpful, informative and courteous, great experience.
Thank you very much K&C :)
February 12, 2026
Reply from Clements Worldwide, a Gallagher Company
K&C, thank you for sharing this. It is great to hear how helpful Francesca has been, and that her knowledge made a difference for you. We are always here if you need anything. Thank you for choosing us.
Clements, a Gallagher Company
Easy to process
February 11, 2026
Reply from Clements Worldwide, a Gallagher Company
Thanks for your feedback! It is great to hear that it was easy. We are always here if you need anything. Thank you for choosing us.
Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Israel , it is nice to hear that our team was great at helping you, and had a fantastic communication and quick responses. We are always here if you need anything. Thank you for choosing us.
Clements, a Gallagher Company
Reply from Clements Worldwide, a Gallagher Company
Panagiotis , it is nice to hear that Jean was great at helping you. We are always here if you need anything. Thank you for choosing us.
Clements, a Gallagher Company
Cheerful, courteous, and professional
Francesca was cheerful and courteous all the way through a potentially complicated transaction, and delivered it helpfully and professionally
February 10, 2026
Unprompted review
Reply from Clements Worldwide, a Gallagher Company
Simon, thank you for sharing this. It is great to hear how helpful Francesca has been, and that her cheerfulness made a difference for you. We are always here if you need anything. Thank you for choosing us.
Clements, a Gallagher Company
I got the honor to deal with Francesca
I got the honor to deal with Francesca, she was amazing with super fast responses and such a great and professional help, i had lots of doubts but she helped me through the whole process and in less than half an hour I could get everything I wanted with insurance and everything, I heard about clements from a friend and i can only agree with him of how great the customer service with you is specially Francesca made it even better, i am thankful for everything and hopefully I always renew the insurance with you (hopefully driving safely and never actually needing it)
Thanks so much
Have a great weekend
February 6, 2026
Reply from Clements Worldwide, a Gallagher Company
Omar, thank you for sharing this. It is great to hear how helpful and knowledgeable Francesca has been, and that her quick replies and answers made a difference for you. We are always here if you need anything. Thank you for choosing us.
Clements, a Gallagher Company
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