College Ave Reviews 

3,553
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 1,065 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently found the loan application and management process easy, quick, and straightforward, often highlighting user-friendly online tools. Many people praised the excellent customer service, noting helpful, professional representatives and quick responses, alongside efficient communication and timely updates throughout the loan approval. However, some customers also noted concerns regarding interest rates, with many finding them surprisingly high or increasing significantly over time. People expressed disappointment when rates were higher than advertised or expected, even with excellent credit scores, and some found it difficult to get clear explanations for these increases.

What people talk about most

User experience

Clients share positive opinions on user experience, frequently describing the application and loan management... See more

Price

Users describe ambiguous interactions with price, with many reviewers expressing frustration over high... See more

Service

Consumers find service to be positive, with many reviewers highlighting the ease and efficiency of the loan... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting helpful and supportive... See more

Response time

People report positive experiences with response times, often receiving quick answers and immediate responses... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Of all the loans we researched, College Ave was the easiest to navigate. The process was easy to understand and we got the lowest rate. I’m only giving 4 stars because the school hasn’t gotten paid ye... See more

Company replied

Rated 4 out of 5 stars

Easy, fast application process with no application fee. Interest rate is ridiculously high.. what you borrow compared to what you will have to pay back is a little extreme but seems to be the consensu... See more

Company replied

Rated 4 out of 5 stars

I was hoping for an interest rate that was closer to what was advertised. I realize that’s where they can start and each person’s situation is different. But 4% higher than advertised is a lot. And we... See more

Rated 5 out of 5 stars

I’m a new student starting this semester and College Ave made it so so easy to get a loan! I started three different loan applications through different companies, but College Ave was the quickest, mo... See more


Company details

Written by the company

College Ave started with a big vision and a simple mission – take the stress out of paying for college so students can focus on preparing for a bright future. Now a leading fintech lending company, College Ave remains committed to using best-in-class technology and deep industry expertise to deliver practical and personal solutions that give young adults a running start on their roads to financial success. We offer best in class products with competitive rates and a customer-friendly experience from start to finish.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.5

All reviews

(3,553)

722 reviews in the last 12 months

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Rated 5 out of 5 stars

I had an excellent experience with…

I had an excellent experience with College Ave. I was trying to increase my student loan to match my school's Cost of Attendance, and after getting conflicting information from my university, I felt stuck.
A representative named Charita went above and beyond to help me. She was patient, knowledgeable, and genuinely cared about resolving my issue. Instead of simply telling me what to do, she contacted college ave's financial aid office while I was on the phone and helped coordinate everything needed to certify my updated loan amount.
Thanks to her dedication, my loan was successfully increased, and the process was completed much faster than I expected. She turned a very stressful situation into a smooth one.
I truly appreciate Charita's professionalism, kindness, and willingness to go the extra mile. She made a huge difference in my pharmacy school journey. Thank you, Charita, and thank you, College Ave! ⭐⭐⭐⭐⭐

July 17, 2026
Rated 1 out of 5 stars

All you care about is the money

All you care about is the money. The high interest rates, and how much the student goes into debt is NONE of your concern. There is never a phone call telling the borrower that they are doing a great job paying off the loan and you know what, the next month's payment is on us. No...The only phone call the borrower gets is when they missed a payment date and you didn't get your blood money. You don't give a sh!t about anything else but the $$$. Trust me, it shows...

July 17, 2026
College Ave logo

Reply from College Ave

Fatima - Thank you for sharing your feedback. We're sorry to hear about your experience and understand your frustration. We recognize that borrowing for education is a significant financial commitment, and we strive to provide repayment options, resources, and support to help borrowers successfully manage their loans. While we do contact borrowers regarding past-due payments to help prevent additional fees or credit impacts, our goal is to support our customers throughout the life of their loan. We appreciate you taking the time to share your perspective.

Rated 1 out of 5 stars

I do not have a loan with this company…

I do not have a loan with this company however someone has incorrectly added my email address to their loan. For over two years I have received emails incorrectly. I have followed up on this multiple times and despite telling me they’ve resolved the issue, I still receive debt emails. The latest email contains personal and identifying information related to the actual loan holder, which is a data breach. If I ever actually needed a student loan, I’d steer far clear of College Ave!

For clarity between my review and College Ave’s reply, College Ave below have ‘confirmed’ that they have removed my email from associated loans. This was done after I left this review.

July 24, 2026
Unprompted review
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Reply from College Ave

Olivia - Thank you for taking the time to leave a review, we’re very sorry to hear that you aren’t happy with your experience while trying to resolve this matter. I confirmed that our team did remove your email from any associated College Ave loans. You should no longer receive those emails moving forward. Should you have any additional questions or concerns, we are more than happy to help.

Rated 5 out of 5 stars

Very easy

Very easy, clear, and fast. I also love the communication and updates. You guys answer questions that I only thought about. Truly an easy process.

July 16, 2026
Rated 3 out of 5 stars

Bad interest rates with good credit…High payments

Bad interest rates with good credit scores of over 750 score.High monthly payments

July 15, 2026
College Ave logo

Reply from College Ave

Jason - Thank you for sharing your feedback. We strive to keep our rates competitive, but several factors determine the interest rate including both the applicant’s and cosigner’s credit in addition to the loan repayment option selected, and we provide all the details about the interest rate for the customer to accept prior to making the loan.

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