CreditNinja has a straightforward process that lays out the credit amount and repayment terms. The money deposited when they predicted - it will take a few days, so if you're looking for immediate ca... See more
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It was simple, questions were answered and even though it was after 5 on a Friday funds were available on Monday morning for our emergency. This is Marie C Miklas, please remove the name of Dianne R... See more
It was so simple and I was able to get the application done and loan completed in really no time at all. If you only make the minimum payment it is a significant expense but pay it off and then you av... See more
This is my third time using Credit Ninja, and they’ve always been great to work with. They’re a highly reputable company, and whenever I need help, I can actually talk to a real person, which makes... See more
Company details
- #170 of 252 best companies in Non-Bank Financial Service
- #136 of 190 best companies in Financial Consultant
- #67 of 86 best companies in Loan Agency
About CreditNinja
Written by the company
CreditNinja installment loans gives you access to funds in a safe and timely manner. Our online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically within one business day you'll receive confirmation of the approved funding to help take care of your financial strains.
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Contact info
4.5
Excellent
12K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 88% of negative reviews
Typically replies within 48 hours
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I was having trouble getting a loan…
I was having trouble getting a loan from any where but credit ninja took a chance on me. It wasn't quite as much as I wanted but im so glad that credit ninja is giving me the opportunity to show i can make the payments and develop a long standing relationship thanks again credit ninja. The amount that I have to pay of is 40 a week so easy to keep up with payments. Doing the application was so easy I didnt have to talk to anyone, but you can, credit ninja made it so easy for me.
July 20, 2026
Better explanation of terms
July 20, 2026
Reply from CreditNinja
Dear Thomas,
Thank you for reaching out. At CreditNinja, we're committed to ensuring that all approved applicants have an opportunity to fully review all loan terms prior to signing, including information about the annual percentage rate (APR) and other fees. High-APR loans are not recommended as long-term financial solutions; your choice of a loan product should match your needs and ability to repay. Additional information is also available at www.creditninja.com/pages/state_licenses. Our friendly customer service team is available to answer questions at any time, before and after signing. For further assistance, please call us at (855) NINJA-01 ((855) 646-5201) or e-mail support@creditninja.com.
The credit specialist team is Great
The credit specialist team is Great! I had the pleasure of speaking with Gabby and Ashley. Very friendly and helpful. I appreciate y'all so much!
July 22, 2026
Unprompted review
You are there when I need you no…
You are there when I need you no hassles.
Thank you
July 21, 2026
Unprompted review
Very easy to apply
Very easy to apply, really fast at getting you an answer, and great at getting you the funds quickly.
July 21, 2026
Unprompted review
Fast and easy
July 21, 2026
My experience with Credit Ninja has…
My experience with Credit Ninja has been so pleasant. I wish I had known about them sooner.
March 16, 2026
Right on time for me Thanks so much…
Right on time for me Thanks so much such a big help in a time of need !!!
July 13, 2026
Credit ninja made it easy to get 1200…
Credit ninja made it easy to get 1200 in my bank in a flash ty credit ninja 🥷
July 20, 2026
Unprompted review
Great great
July 20, 2026
Unprompted review
Needed money fast and quick
Needed money fast and quick. I had a pet that I needed to put to sleep and needed the money. So just wait and pay for the funeral tomorrow. Thank you!
July 20, 2026
Unprompted review
Easy transaction
Easy transaction, needed money in a hurry and I was accommodated very nicely thank you so much
July 13, 2026
Helped me out with a good plan that I…
Helped me out with a good plan that I could afford. Of course interest is going to be there but it was affordable 74 bucks a week is good
July 18, 2026
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