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Creditplus Bank AG Reviews 

1,024
•
TrustScore 4.5 out of 5

4.3

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Rated 5 out of 5 stars

As I am familiar with my Credit Bank - one credit still exists here and is finished next year - everything was easy to act with, and my wish for a new credit became true without any complication! M... See more

Company replied

Rated 5 out of 5 stars

I found this company at the portal called Verivox, it was the best rated in interest charges and I can see why, it was really fast and they always tried to find contact with me which made the communic... See more

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Rated 5 out of 5 stars

Very fast response!👍 After my request, the money arrived in my account the very next day. Since I applied for the loan through an intermediary (Volksbank, where I already have an account and where my... See more

Company replied

Rated 1 out of 5 stars

Worst service ever seen. Too many hidden charges, they kept debiting me even after pay off of the credit. Multiple interest charged in a single month, charges for early payment even after only 1 year... See more

Company details

  1. Credit Counseling Service
  2. also in
  3. Car Finance and Loan Company
  4. Loan Agency

Written by the company

Wer wir sind? Wir machen Wünsche machbar – unsere Mission ist es, das Leben unserer Kund:innen zu bereichern und mit unseren Finanzdienstleistungen Träume zu verwirklichen. Wir verstehen uns nicht als typische Bank, sondern als lebendige Gemeinschaft von Gestalter:innen, die keine Angst davor haben, neue Wege zu gehen. Dabei setzen wir uns alle auch noch für Themen mit Impact wie Nachhaltigkeit und Digitalisierung ein – ob in unserer Zentrale in Stuttgart, an unserem Standort in Offenbach oder deutschlandweit in unseren 21 Filialen. Bei der Creditplus denken wir größer, denn wir profitieren von Synergien mit unseren (inter)nationalen Schwestereinheiten und Business Units unter dem Dach der Crédit Agricole. Produkte, Services, Leistungen Mit der Creditplus als Kreditgeber geht der Kredit schnell und einfach online. Bequem vom Sofa aus und unabhängig von Öffnungszeiten einer Filiale. Bestimmen Sie Ihre Kreditsumme und Laufzeit mit unserem Kreditrechner ganz einfach selbst. Danach erhalten Sie von uns ein individuelles Kreditangebot zu attraktiven Konditionen. Sie nehmen Ihre finanzielle Freiheit selbst in die Hand und schließen den Kredit mit wenigen Klicks online ab: 100% digital – mit Video-Identitätscheck und elektronischer Signatur. Das ist up to date und spart Zeit. Mit einem Onlinekredit von Creditplus sind Sie zu jeder Zeit auf der sicheren Seite und profitieren von der zusätzlichen Flexibilität. Kennzahlen Mitarbeiter 767 Umsatz 230 Mio. EUR (2024)


Contact info

Promotion box for Creditplus Bank AG

Jetzt Kredit beantragen

Erfüllen Sie Ihre Wünsche mit unseren Krediten zu Top-Konditionen.

4.3

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.3

All reviews

(1,024)

323 reviews in the last 12 months

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Rated 4 out of 5 stars

This was my first time using the online…

This was my first time using the online document upload feature and I must say the review was precise in stating what additional documents were needed. Once that was done, all was quickly resolved.

May 12, 2026
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Hello, Eugene Wommack,

it’s great to hear that your first experience with our online document upload feature was smooth. We appreciate your feedback on the precise review of the required documents and the quick resolution afterward.

Best regards,
Creditplus Bank

Rated 1 out of 5 stars

12071982Elena

May 6, 2026
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Reply from Creditplus Bank AG

Guten Tag Elena Iulia Stroie

vielen Dank für Ihre Rückmeldung. Es tut uns leid zu hören, dass Ihre Erfahrungen mit uns nicht Ihren Erwartungen entsprochen haben. Solche Rückmeldungen nehmen wir ernst und werden sie gerne intern sorgfältig prüfen. Wir bitten Sie daher, eine E-Mail an beschwerdemanagement@creditplus.de zu senden, damit wir uns darum kümmern können.

Beste Grüße
Ihre Creditplus Bank

Rated 1 out of 5 stars

Very disappointing

Changing my review to 1 star as they have non-existent customer service. I have been paying my loan for 5 months now, and cannot create an online account. I have reached out multiple times, and have simply been ignored. So I have no idea what the details of the loan are at the moment. No mail, no email, nothing!

April 7, 2026
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Reply from Creditplus Bank AG

Hello customer,

your feedback about the unbelievably fast and smooth process means a lot to us. We’re glad to hear the instant approval and quick reflection of funds made your financing experience the best you’ve had.

Best regards,
Creditplus Bank

Rated 5 out of 5 stars

The process is fast and easy

The process is fast and easy, very smart

April 2, 2026
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Reply from Creditplus Bank AG

Hello Wolfgz,

thank you for your 5-star rating. We’re glad to hear that you found the process fast and easy.

Best regards,
Creditplus Bank

Rated 5 out of 5 stars

Creditplus is very fast and reliable

Creditplus is very fast and reliable. Its the second credit i had to take and i am happy i did that with them

March 23, 2026
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Reply from Creditplus Bank AG

Hello Cher Stoicescu,
Thank you very much for your positive feedback! We are very pleased that you are satisfied with us and our service and appreciate your support.
Kind regards,
Yours Creditplus Bank

Rated 1 out of 5 stars

08.01.1968

March 17, 2026
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Reply from Creditplus Bank AG

Guten Tag,

vielen Dank, dass Sie sich die Zeit genommen haben, uns Feedback zu geben. Es tut uns sehr leid, dass Sie mit uns nicht zufrieden waren. Wir nehmen Ihre Kritik sehr ernst und würden uns freuen, die Angelegenheit persönlich zu klären und gemeinsam mit Ihnen eine Lösung zu finden. Geben Sie uns die Chance, Sie von uns zu überzeugen! Kontaktieren Sie uns gerne per Mail: beschwerdemanagement@creditplus.de . Wir freuen uns, von Ihnen zu hören.

Beste Grüße
Ihre Creditplus Bank

Rated 1 out of 5 stars

Catastrophic service

Catastrophic service, they sent the documents to the wrong address, claiming it was my fault. Zero respect, the gentleman hung up on me. It would have been enough to say sorry for the misunderstanding, unfortunately, the person on the helpline was rude, incompetent, and curt. The gentleman even had the audacity to tell me that I had called three days ago, in a tone as if talking to a buddy. The documents were sent on 13.02 and have not arrived until today, 05.03, and it concerns a large brief.

March 5, 2026
Unprompted review
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Hello Ilona Kamoda,

Thank you for taking the time to give us feedback. We are very sorry that you were not satisfied with our service. We take your criticism very seriously and would be happy to discuss the matter personally and find a solution together. Please feel free to contact us by email: beschwerdemanagement@creditplus.de. We look forward to hear from you.

Best regards,
Yours Creditplus Bank

Rated 1 out of 5 stars

11853

11853
20.02.26

February 26, 2026
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Reply from Creditplus Bank AG

Guten Tag Petra Koenig,

vielen Dank für Ihre Rückmeldung. Es tut uns leid zu hören, dass Sie mit unseren Leistungen nicht zufrieden waren. Ihre Erfahrung entspricht nicht dem Standard, den wir anstreben, und wir nehmen Ihre Kritik ernst. Bitte senden Sie eine E-Mail mit Ihrem Anliegen an beschwerdemanagement@creditplus.de, damit wir uns Ihren Fall anschauen können.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Very fast response!👍

Very fast response!👍 After my request, the money arrived in my account the very next day. Since I applied for the loan through an intermediary (Volksbank, where I already have an account and where my salary is regularly deposited), no additional documents were required.

February 10, 2026
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Hello Anastasiya,

thank you for your feedback. We’re glad to hear that the process was quick and smooth for you, especially through your Volksbank as intermediary.

Best regards,
Your Creditplus Bank

Rated 5 out of 5 stars

Efficient

Fast, professional, efficient.

February 17, 2026
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Reply from Creditplus Bank AG

Guten Tag Marius,

thank you for your positive feedback. We appreciate your recognition of our fast, professional, and efficient service. Your satisfaction is important to us, and we’re here to support you further if needed.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

I've never received a loan so quickly

I've never received a loan so quickly. The money was in my account the very next day. I'm completely surprised and very pleased. I wholeheartedly recommend it.

February 15, 2026
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Reply from Creditplus Bank AG

Guten Tag Andreas,

thank you for your positive feedback. We’re delighted to hear that your loan process was swift and met your expectations. Your satisfaction is our priority, and we’re here to support you further if needed. Should you have any questions or require assistance, please don’t hesitate to reach out.

Beste Grüße
Ihre Creditplus Bank

Rated 1 out of 5 stars

Disapointing

My experience was extremely disappointing. The entire interaction felt mechanical and scripted, with zero genuine interest in understanding my situation or offering a helpful solution.

Instead of thinking proactively or showing any business mindset, the staff simply followed a rigid pattern and standard responses. There was no flexibility, no problem-solving attitude, and no sense that anyone was actually interested in helping or building a long-term relationship. It felt like ticking boxes mattered more than the customer.

Maybe that is just how Business or sales is conducted normaly here.

February 11, 2026
Unprompted review
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag salman azhar,

We sincerely apologize for your disappointing experience. Your feedback highlights areas where we fell short in delivering the personalized support you deserved. We take your concerns seriously and are committed to improving our approach. Your satisfaction is our priority, and we’d welcome the opportunity to make this right. Please reach out directly so we can address your situation with the attention it requires.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Awesome and very easy process to get…

Awesome and very easy process to get the Credit.
I enjoyed it.
Highly recommended!

January 30, 2026
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag Mostafa,

thank you for your positive feedback Mostafa. We’re delighted to hear that you found our credit process easy and enjoyable. Your recommendation means a lot to us. Should you need further assistance, we’re here to help. Best regards.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag Khalid Muhamm,

thank you for your positive feedback. We appreciate your kind words and are glad to hear you had a great experience. Your satisfaction is important to us. Should you need further assistance, we’re here to help.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Private loan

It was my pleasure to have business with Creditplus. The best condition and very fast process. In two days I got money on my account.

January 12, 2026
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag Sergej Helwer,

thank you for your positive feedback, Sergej. We’re delighted to hear that you had a smooth and fast experience with Creditplus. Your satisfaction is our priority, and we’re happy to have met your expectations. Should you need further assistance, we’re here to support you. Best regards.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Helpful contacts

Helpful contacts, no ai machines

January 8, 2026
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag Otti,

thank you for your positive feedback. We appreciate that you found our human support helpful. Your satisfaction is important to us, and we’re here to assist you further if needed.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Its so good expirience with you people

Its so good expirience with you people. thank you and your service is fast and direct. I like it. thanks again. You make me happy beacue your service is fast and good. I will recomended you to all my friends and family. its nice to make progress with you. thank you again.

January 6, 2026
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag Sasa,

we’re thrilled to hear your positive experience with our service—thank you for your kind words! Your satisfaction is our priority, and we’re glad our speed and efficiency met your expectations. We appreciate your recommendation and look forward to continuing to serve you. Should you ever need assistance, we’re here to help.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Super Service

Super Service

January 6, 2026
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Reply from Creditplus Bank AG

Guten Tag Konstantinos Kapouloglou,

wie schön, dass Sie sich die Zeit für ein positives Feedback genommen haben! Vielen Dank dafür. Bei Fragen, Anregungen, Lob oder Kritik sind wir immer gerne für Sie da und freuen uns, von Ihnen zu hören.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

It was extremly simple and quick

It was extremly simple and quick. No more questions than needed and the identification process was the same.

December 18, 2025
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag Andreas,

thank you for your positive feedback Andreas. We’re glad to hear the process was simple and efficient for you. Your satisfaction is important to us. If you have any further questions or need assistance, we’re here to help.

Beste Grüße
Ihre Creditplus Bank

Rated 5 out of 5 stars

Simply excellent

Simply excellent

May 30, 2025
Creditplus Bank AG logo

Reply from Creditplus Bank AG

Guten Tag TAHIR CETINKAYA

thank you for your positive feedback. We’re delighted to hear you had an excellent experience. Your satisfaction is important to us, and we’re here to support you further if needed. Should you have any questions or require assistance, please don’t hesitate to reach out. We appreciate your trust in our services.

Beste Grüße
Ihre Creditplus Bank

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