I’ve got to be honest I wanted to get a credit score from Equifax because I wanted to see how much it differs from my Experian score. Went to the website and started the process name address etc, w... See more
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Review summary
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The service seems OK, but creating an account was a nightmare. Equifax use an address lookup system that returned an incorrect address against my postcode (not good anyway for a company where securit... See more
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Someone took out a line of credit in my name and so I needed to ensure there were not additional breeches. I used Equifax and a few other services. It was all clear and straightforward. It gave me pea... See more
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Downloaded the App after seeing on Martin Lewis program for car finance checker, filled all the information in and would not allow me to open the App, used the phone No listed, got through to a human... See more
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Company details
About Equifax
Written by the company
Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.
Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.
*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.
If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.
Contact
Visit Online Help for information.
Contact info
United Kingdom
- www.equifax.co.uk
3.3
Average
5K reviews
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The fact that you found my claims so…
The fact that you found my claims so quickly. Including the information required to put the claims in. Thank you so much. Just hope now the companies now settle properly. They took the money, now they should give it back.
August 18, 2026
Reply from Equifax
Hi there,
Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.
I hope that you will continue to find Equifax of value and that we can continue to assist with any future queries.
Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.
Kind regards,
The Equifax Team
Reply from Equifax
Hi Peter,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards
The Equifax team
Pathetic service
Pathetic service. They were unable to verify any detail regarding my cards and electoral registration
August 18, 2026
Reply from Equifax
Hi there,
Thank you for taking the time to leave us a rating and a comment.
I'm really sorry that your experience with Equifax has not met your expectations.
We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.
Kind regards,
The Equifax Team
Equifax fail to provide understand issues and provide sensible responses.
Yesterday I left a 1-star review of equifax on trustpilot. Their response provided a perfect example showing how their staff either don't understand my issue, or can't be bothered to provide a good service. My review yesterday gave them all the details that they need to improve, including a reference to a support case that I submitted a while ago. A response could have said something like "Thank you, we will consider your suggestion". Instead, they said I should use their online help system to notify them instead ☹️, i.e. explain everything to them for a 3rd time. Given these experiences, that would clearly be a waste of my time.
August 18, 2026
Unprompted review
Reply from Equifax
Hi there,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
V straightforward and easy to navigate
August 17, 2026
Reply from Equifax
Hi Lucy,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards
The Equifax team
Reply from Equifax
Hi Samantha,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
Reply from Equifax
Hi there,
Thank you for taking the time to leave us a rating and a comment.
I'm really sorry that your experience with Equifax has not met your expectations.
We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.
Kind regards,
The Equifax Team
Quite difficult to raise an issue
Quite difficult to raise an issue, then when issue was eventually able to be raised no real accountability was taken by Companies who manage my Credit History. I still do not believe my issue was resolved where i stated that I had a missed payment showing on my most recent report, yet i have never missed a payment for mortgage, loans or credit cards, or for any other borrowing in my lifetime, with the case reported as now being closed???
August 10, 2026
Unprompted review
Reply from Equifax
Hi Peter,
Thanks for taking the time to leave us a rating and some feedback, we appreciate it.
I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.
Kind regards,
The Equifax Team
Finding out how I stand at the moment…
Finding out how I stand at the moment regarding my credit sc ore I hope this will improve at the end of October when my IVA finishes
August 16, 2026
Reply from Equifax
Hi Brenda,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
Dont agree with paying for a report…
Dont agree with paying for a report when they make money trying to sell loans and credit cards
August 9, 2026
Reply from Equifax
Hi there,
Thank you for taking the time to leave us feedback, this is an important way for us to help understand how we can improve our service.
It may be helpful to make you aware that Equifax does not charge you for access to your statutory credit report information, this is completely free of charge and you can access it online within minutes, or have it delivered to you in the post. We do offer some subscription products, but even these are available with a free 30 day trial period, so that you may use the time to decide whether you feel the features represent value for money.
If we can help clarify anything about our services, we'd be delighted if you gave us a call so that we could discuss with you. Please be sure to explain your issue as Trust Pilot comments are not linked to Equifax systems.
Kind regards,
The Equifax Team
Friendly and helpful customer service.
Friendly person at their call centre. She was helpful in answering my questions about my credit report and in updating my details. I didn’t have to wait long at all to speak to someone, which is a relief from having to endure some awful music whilst on hold, which is quite common nowadays. Excellent!
August 16, 2026
Reply from Equifax
Hi Roy,
Thanks so much for taking the time to leave us a rating and for your kind feedback. Your comments are much appreciated and we’ll be sure to share them with the team.
I hope we continue always to meet your expectations in future. If you have any further questions, feel free to reach out via our Online Help page.
Kind regards,
The Equifax Team
Corrupt Controlled Legal Scam
The worst of all Credit Agencies to communicate with
Awful company that do not care about you or the truth, just a huge scam like all Credit Reference Agencies
Report false data with zero evidence or proof shown by creditors to prove their claims
Ruin lives and do not care
Just like everything else a corrupt controlled scam selling your data to anybody willing to pay for it
October 6, 2025
Reply from Equifax
Hi Michael,
Thank you for taking the time to leave us a rating and a comment.
I'm really sorry that your experience with Equifax has not met your expectations.
We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.
Kind regards,
The Equifax Team
Reply from Equifax
Hi Brian,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
I very rarely leave reviews
I very rarely leave reviews, but my experience with Equifax has been poor enough that I feel compelled to do so.
I initially used Equifax after being declined for a mobile phone contract. What I found was a service that was difficult to navigate, appeared to hold incomplete information about me, and offered very little confidence when I contacted customer support.
My fundamental concern is simple: if Equifax does not hold complete and accurate information about an individual, how can it reasonably claim to provide a reliable assessment of that person's creditworthiness?
For example, your system appears to restrict the number of previous addresses I can provide. I have lived at several addresses, so if my full address history cannot be properly recorded, how can you be confident that you are matching and assessing all of the relevant financial information connected to me?
The discrepancy between the credit reference agencies only reinforces my concern. My Experian score is 1224 out of 1250 — close to perfect. With Equifax, I am 649 out of 1000. I appreciate that different credit reference agencies use different scoring models, but such a significant difference raises legitimate questions about the completeness and accuracy of the underlying information being used.
Experian also allows me to review and correct information relatively easily, and when I have contacted them, I have found their staff helpful. My experience with Equifax was the opposite. I found the customer service team unable to properly address the concerns I raised. There was far too much talking around the issue rather than answering straightforward questions, and at times I felt I understood the credit-reporting issues I was raising better than the people supposedly assisting me.
This is not simply a complaint because I dislike the score Equifax has given me. My concern is whether Equifax has sufficient, complete and accurate information to produce a meaningful assessment in the first place. If the underlying data is incomplete, then any assessment based upon that data must surely be open to question.
I have now cancelled my Equifax subscription. Going forward, before applying for any significant credit product, I will check which credit reference agency the lender uses. If they rely primarily on Equifax, I will take my business elsewhere.
For an organisation whose entire purpose depends upon the accuracy and integrity of personal financial data, I expected considerably better.
August 16, 2026
Unprompted review
Reply from Equifax
Hi Paul,
Thanks for taking the time to leave us a rating and some feedback, we appreciate it.
I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.
Kind regards,
The Equifax Team
Excellent and very quick customer service
I had an enquiry with Equifax regarding an issue with my credit report, and I was very impressed with how quickly they responded.
The person who dealt with my enquiry was helpful, professional and clear in their communication. They understood what I was asking, checked the matter properly and came back to me with a clear response.
I was particularly pleased with how straightforward the whole process was. I did not feel like I was being passed around or ignored, and my enquiry was dealt with efficiently.
Thank you to the Equifax customer service team for the quick response and for handling my enquiry so well.
August 10, 2026
Reply from Equifax
Hi there,
Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.
I'm delighted that our team was able to assist you so quickly and professionally with your credit report enquiry, ensuring a clear and straightforward process without any hassle. I hope that you will continue to find Equifax of value and that we can continue to assist with managing and monitoring your credit health in the future.
Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.
Kind regards,
The Equifax Team
Reply from Equifax
Hi there,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards
The Equifax team
Reply from Equifax
Hi William,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
I am waiting for suitable credit card…
I am waiting for suitable credit card and overdraft options
August 13, 2026
Reply from Equifax
Hi there,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
Very useful and helped me understand…
Very useful and helped me understand what parts of my file were not up to date.
August 6, 2026
Reply from Equifax
Hi there,
We appreciate you taking the time to leave your feedback, thank you.
I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.
Kind regards,
The Equifax team
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