Finance of America Reviews 

7,384
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 691 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the dedicated loan officers who guide them seamlessly through the application steps and explain every single requirement thoroughly from the very first phone call. People frequently highlight the exceptional customer service, noting that staff members are polite, highly knowledgeable, and always available to answer questions promptly over the phone. However, some customers also noted frustrating challenges regarding poor communication and significant delays during the underwriting stages. A few reviewers experienced real difficulties when status updates were severely lacking or when interacting with unhelpful office personnel.

What people talk about most

Staff

Customers consistently note positive experiences with staff, frequently highlighting the professional,... See more

Customer service

People report positive experiences with customer service, highlighting that agents are consistently... See more

Service

Users describe positive interactions with service, highlighting professional and knowledgeable agents who... See more

User experience

Clients share positive opinions on user experience, highlighting how helpful staff members made complex... See more

Response time

Consumers find response time to be positive, as reviewers frequently highlight immediate contact and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Finance of America is a wonderful company. Our loan process was so streamlined and organized. We had dedicated loan officers who walked us through the process every step of the way. Details of our loa... See more

Rated 5 out of 5 stars

FoA from the very first phone call made the process of a RM, absolutely seamless. Everything was explained thoroughly and the actual initial 'approval' was literally handled in minutes from the first... See more

Rated 5 out of 5 stars

Jason patiently answered all of my questions (& there were many throughout a month long process). Plus, I appreciated his "check-in" phone calls to give me updates as the process moved along.

Rated 5 out of 5 stars

Wonderful immediate contact as needed. Even from a long distance and not locally. Close guidance all the way thru the process with both Reggie and Theresa.


Company details

  1. Mortgage Lender
  2. also in
  3. Alternative Financial Service
  4. Non-Bank Financial Service
  5. Retirement Home

Written by the company

Our goal? Helping you accomplish yours. Finance of America’s mission is to help people feel the joy and accomplishment that comes from living retirement to its fullest. As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader. This consistent commitment to leadership and trustworthy excellence has earned us an “A+” rating from the Better Business Bureau® and the honor of being one of the top-rated reverse lenders on ConsumerAffairs.com**. *Finance of America is listed as Best Reverse Mortgage Lender by Bankrate in this article, published January 2024. **As of May 2024. Top Reverse Mortgage Lenders must have verified reviews on ConsumerAffairs, an overall satisfaction rating of at least 4 stars, and at least a 2:1 ratio of 5-star to 1-star reviews. Finance of America Reverse LLC pays a monthly fee to participate in the ConsumerAffairs Authorized Partner Program.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 3% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.7

All reviews

(7,384)

674 reviews in the last 12 months

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Rated 2 out of 5 stars

Process has been fraught with issues

Process has been fraught with issues. Kyle, our contact, has been great. Underwriting took too long, provided docs, several days pass, need more docs, appraisals weren't close to market. Whole process took too long. Post funding I've been given nothing about how to access the web portal, when I finally found out how this doesn't work well. I'd not likely work with them again. But we did finally get the funding. I'd give the whole process a C-.

August 30, 2026
Rated 5 out of 5 stars

A Job Well Done

At all times, Ciro was courteous, knowledgeable and kept me informed of the current status of our loan process. He communicated frequently by both phone and email. I think he is a real asset to "Finance of America" and would recommend him to others my wife and I know for future loans.

August 25, 2026
Rated 5 out of 5 stars

Finance of America's agent Marilyn Lee

Finance of America's agent, Marilyn Lee made my transaction journey easy. She kept in touch with me on a daily basis and directed other people involved aware of the necessary moves pertaining to my reverse mortgage requirements. She is a credit to the staff of Finance of America

August 31, 2026
Rated 5 out of 5 stars

The greatest experience was dealing…

The greatest experience was dealing with highly professional individuals who were competent, nice, thorough and knowledgeable, had an answer for all my questions, made sense out of complicated information, and were extremely timely in making phone appointments. Brandon Prestia, my initial contact person and representative, really cared about my well-being and kept me informed at all times. The remaining team, for all the counseling and information collecting, were also attentive and pleasant. Working with Finance of America was a positive and rewarding experience!!

August 26, 2026
Rated 5 out of 5 stars

Finance of America is a wonderful…

Finance of America is a wonderful company. Our loan process was so streamlined and organized. We had dedicated loan officers who walked us through the process every step of the way. Details of our loan were clear and concise. I can’t say enough good things! The application was easy. Communication from staff was excellent. We were kept up dated on a regular basis so there was not a moment when we did not feel confident.

July 28, 2026
Rated 5 out of 5 stars

It was a pleasure working with Jason

It was a pleasure working with Jason. From the first moment we spoke Jason wanted me to be fully aware of how the process worked and he wanted me to be sure that a reverse mortgage was the right fit for my needs.
Once I made the decision to proceed, he guided me through all the steps to gather the necessary information needed for approval.
I would highly recommend Jason.

August 30, 2026
Rated 5 out of 5 stars

After 4 months of frustration and no…

After 4 months of frustration and no response from Chris Wright and Nicholas Repice of Onity, Joel Garcia took over my application for a reverse mortgage. Joel was excellent in guidance and information as the process finally continued to completion. I am grateful for all of the work he has done for me.

August 24, 2026

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