Flux Credit Reviews 

36
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

I found Flux Credit last November and I needed help bad. I spoke to a gentleman name Pond who walked me through the process. The communication was so good and understanding that I do recom... See more

Company replied

Rated 5 out of 5 stars

Over a couple of years, Jeremy and a few other employees at Flux Credit have assisted me through some situations that if I had handled alone would have been catastrophic. Possible garnishments and a l... See more

Rated 5 out of 5 stars

This company is amazing! Jeremy and Rob are hard working and incredibly dedicated to their work. The first time I called Jeremy, I was unaware of the 3 hour time difference. He answered his phone at 7... See more

Company replied

Rated 5 out of 5 stars

Flux Credit brought peace to my home. Within 12 hours they had a resolution for my financial issue. Honest and integrity. I never leave feedback for a company, however today that changed. As of today,... See more

Company replied

Company details

  1. Debt Relief Service
  2. Bankruptcy Service
  3. Credit Counseling Service

Information provided by various external sources

Eliminate debts & perfect your credit with America's #1 bankruptcy alternative!


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4.7

Excellent

TrustScore 4.5 out of 5

36 reviews

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4.7

All reviews

(36)

2 reviews in the last 12 months

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Rated 1 out of 5 stars

Speak with a local attorney first.

The review Conner left on here is exactly what happened to me as well. I needed an attorney, went to some lawyer website nolo or something.

"Attorney" calls me up and directs me to these clowns so I was under impression they were his people who were also lawyers until I got an email from them asking for my details and telling me they can't actually give me any legal advice they aren't lawyers.

They strung me along for a couple weeks then stopped getting ahold of me. Called after a bit and they said they were working on it. Couple weeks later I got a letter from the creditors. Nice work guys! They're just crooks. I got a local attorney that got a way better deal for less than this place charges up front. I suggest speaking with a real attorney.

October 30, 2021
Unprompted review
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Rated 5 out of 5 stars

If you want to increase your credit score, go to Flux Credit!

I came to Flux Credit when I was done blocking collection calls and ignoring credit card collection calls. I finally had to face the music and get my credit back up and I had no clue what my first steps would be. I was hesitant to call any credit helper agency to be honest because I was already freaked out about all my bills but dealing with something else was just another something . BOY I was wrong ! I worked with Chris for a little over a year and a half and his knowledge and expertise has helped my credit tremendously. He also was there to communicate and explain everything down to the tee. I watched Chris clear up my credit report in awe. He offered me advice to increase my credit. Everything recommendation he gave me, I did and my points increased daily. I am so grateful to have trusted him with my journey in achieving a higher credit score . I started with 8 accounts and now I am down to 2 accounts and almost done! He did everything from answering my questions on a Sunday afternoon to settling the toughest accounts. All I did was sit back and watch my credit increase. He understood where I was coming from and we became good friends along the way. I know it can be scary and you may feel Vulnerable to open the burden you have to someone else but without Chris and Flux Credit , I would still be blocking all those calls! If you want to better your credit, Flux Credit is the way to go!!

September 23, 2021
Unprompted review
Rated 1 out of 5 stars

Horrible

Horrible. I worked with somebody named Garrett who took my $500 and said they would help me settle and I would get it back if they couldn’t settle and then they didn’t help me settle. So nothing happened and I’m out of $500 and the manager refused to pay me any of it back even though they had to fire the employee who lied to me.

After I wrote this review the owner Jeremy emailed me demanding I take it down but still wouldn’t take responsibility for a promise his employee made. It was a waste of $500.

July 26, 2021
Unprompted review
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Reply from Flux Credit

We pulled Garrett's calls and did not find any wrongdoing. We shared these calls with you and I am sorry that you were not satisfied with the efforts we made. You should know that Garrett no longer works for Flux. He was a valuable asset and he will be missed.

Rated 5 out of 5 stars

Professional & communicative — highly recommend

I'm very happy with the work that Chris at Flux Credit did on our behalf and highly recommend them. I reached out to Flux Credit when a collection agency was hounding us and threatening to sue. A hospital imaging provider did not submit their claim to our health insurance plan for over a year, at which time the insurance company rejected the claim because it fell outside their timing guidelines. Although our insurance company determined we did not owe anything, the provider turned this over to a collection agency, who harassed us throughout 2019, 2020, and 2021. Flux negotiated a reduced settlement with the collection agency and got their legal commitment to permanently close the case.

Chris was very communicative, keeping me in the loop regularly throughout the three-month process and always responding quickly to my calls and emails. Everything was handled very professionally. I would turn to Flux Credit again should we ever have a need.

July 16, 2021
Unprompted review
Rated 5 out of 5 stars

Flux Credit brought peace to my home

Flux Credit brought peace to my home. Within 12 hours they had a resolution for my financial issue. Honest and integrity. I never leave feedback for a company, however today that changed. As of today, a problem that has followed me for 20 years, has ended. Thank you for your follow thru and thank you for ending the nightmare for me and my family.

June 25, 2021
Unprompted review
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Reply from Flux Credit

I appreciate your kind words and laugh out loud how I and the opposing party kept mixing up your name :). Not every account is as "easy" as yours, nevertheless it still took some persistence and follow through to hit this one over the head to get the SOJ filed with the court. I know other firms may have charged a couple of grand for that and I am proud that we designed a way to do that for just a fraction.

I am glad your nightmare with this matter is finally over. Now that Covid is lifting, enjoy a cocktail on the beach - Life is Good!!!

-Jeremy

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Rated 5 out of 5 stars

Flux is is an incredible company

flux credit Is an incredible company they help me get out of debt in three years. Jeremy was always there to talk me through everything and to help me with anything I needed!

Thank you Flux and Jeremy 🙏🏼

May 23, 2021
Unprompted review
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Reply from Flux Credit

Thank you Ken! I'd like to share a little of your back story here because it's people like you that make this job absolutely worth it!:

Ken found FluxCredit in January of 2018. He needed help with a creditor lawsuit and we instantly jumped in to settle that for him. Along the way we discovered that he had approximately 10 other defaulted debts and we immediately took action to stave off future legal filings.

We worked all these cases out within Ken's budget to full satisfaction. Along the way, we certainly formed a telephonic bond. Ken was very interested in going to a convention in Chicago in 2019 but he had never booked a flight before. The flights he found were over $500 round trip, but we booked one for him for less than half of that! Further, he was short on funds and we advanced him. He had the time of his life and good thing, because who knew Covid was lurking around the corner, which would have made this an impossible trip in 2020.

By early 2020, Ken was nearly complete with his settlement program. We furthered his progression along by introducing him to a new secured credit card. By the summer, he was fully graduated with cash in savings and a 700+ credit score!

Recently I heard back from Ken and helped him at no charge with one additional item. This is a promise that we make - bond for a lifetime with Flux; we'll always be there for you.

This has truly been an awarding experience helping Ken. Good Luck to you sir in the future and as always, you know how to reach me if you need anything or just want to say hi.

-Jeremy

Rated 5 out of 5 stars

This is a well run Company.

This is a well run, efficient and knowledgeable organization. They were straight forward , honest, and good communicators. I would highly recommend this fine company.

February 20, 2021
Unprompted review
Rated 5 out of 5 stars

had got garnished out of no where i had…

had got garnished out of no where i had got served but forgot like an idiot but when i seen the first garnishment i called flux immediately and 2 days later he came back with a 40 percent reduction at a full settlement and my got my garnishment back i recommend using these guys

November 21, 2020
Unprompted review
Rated 1 out of 5 stars

This company is a scam they obviously…

This company is a scam they obviously delete the bad reviews and kept the good so no one knows how much there suck! If I could give them zero stars I would DO NOT GIVE IN to these scammers I hired them which they insisted I pay weekly afterwards as well but a month goes by and no respond only wanting more money! Also I had ask several times for a cancellation and a refund due to not wanting there horrible services they continue to encourage me that things will pick up and continued to shift me around to new agents! I finally had had enough cancelled services and not even 2 weeks later I’m getting a garnishment from a settlement they said they had worked on ! They also said they had paid this in reality they DID NOT pay it! What kind of company only pockets funds and continues to be open THEY ARE A SCAM!

September 28, 2020
Unprompted review
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Rated 5 out of 5 stars

These guys did a great job

These guys did a great job. Saved me money on the settlement.

February 14, 2020
Unprompted review
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Reply from Flux Credit

Thanks Ronny. I never had a chance to speak with you myself but it looks like our team came together and made it happen for you. I see you're from OH-IO! Same Here!

If you ever want us to do a quick view of your credit, please let us know. No Charge. Always best to identify any potential issues before they get to the level that yours reached. Fortunately we had a relationship with that firm so we were able to achieve something reasonable.

Glad you were satisfied. I truly appreciate all the great comments from everyone! Very Happy to Help!

Jeremy Jacobus
President & CEO

Rated 5 out of 5 stars

This company is amazing!

This company is amazing! Jeremy and Rob are hard working and incredibly dedicated to their work. The first time I called Jeremy, I was unaware of the 3 hour time difference. He answered his phone at 7 am his time and spent an hour on the phone with me discussing my situation and our personalized plan of attack to address mine and my husbands credit/legal issues. They have been with us every step of the way, taking time to explain everything down to the period. The help of this company has been life changing. My husband and I are so excited to continue working with Jeremy and his team, and to take the steps toward financial freedom. I will continue to recommend FluxCredit for the rest of my life.

February 11, 2020
Unprompted review
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Reply from Flux Credit

I remember that call - and the next call when you were decorating the Christmas Tree with your family. I'm glad that we could help. It comes down to determination and hard work on your end as well to pull it off. I wish we could have spoken a few months prior because that may have shaved thousands more. All good though because we are still saving you money and handling these matters to ensure they are filed properly. Seriously, thank you for your kind words. I really appreciate that because we really do try to do the best that we can at all times - all the time!

Rated 5 out of 5 stars

The best choice I ever made

The best choice I ever made. I would like to thank everyone in the bottom of my heart for your hard work. I’m sure if I would’ve got to guys sooner thing would had been smoother. Thank you for making my life so much better 🥇🏆❣️

February 5, 2020
Unprompted review
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Reply from Flux Credit

Thanks Jose for the kind words! Certainly, the sooner you address your debt situation the better it is for you. More can be saved and you have time to plan accordingly. However, like your situation, we are able to on board clients with nearly any circumstance. We have a solution at just about any level: Current with Debt, slightly past due, in collections, being sued, default judgment and even wage garnishments. Our team we'll always put together a customized program that will work within your budget. Refer a friend, we'll pay you for that as well!

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Rated 5 out of 5 stars

Trustworthy

February 4, 2020
Unprompted review
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Reply from Flux Credit

Thank you Gilbert! I know you are new to the program but I will do everything in my power to make sure you are completely satisfied. Anyone from our team can help, so always feel free to call, text email at anytime and we will address any issue that may arise.

Rated 5 out of 5 stars

The best service ever

The best service ever , so thankful I found them on social media. I will refer anyting that needs this kind of help . Thank you

February 4, 2020
Unprompted review
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Reply from Flux Credit

Thank you Lupe. You've only been with us for a short period of time but we have already saved you thousands, with many more to come. I'm excited to read the success story when you purchase your home a couple of years from now!

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