FWD Reviews 24,398

TrustScore 4 out of 5

4.1

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See what reviewers are saying

Rated 3 out of 5 stars

Have got the Home and fire insurance from them. When claiming from them as there was water leaking from the wall affecting the cabinet, they claim it was not cover. Only water cause by sandstorm and g... See more

Company replied

Rated 5 out of 5 stars

Enquired about whether my helper's insurance covered trips to Malaysia and was promptly clarified by Chris that it was. Thankful for the prompt reply which shaved off concerns about getting another tr... See more

Company replied

Rated 5 out of 5 stars

I bought a travel insurance plan that covers before and during trip. 1 week before my travel date, i was hit by a car and i have knee fracture and was unable to travel. I put in my claims online and v... See more

Rated 5 out of 5 stars

Had to purchase out insurance n also to get the start date bring forward . Platform require 3 working days n so we rang the service hotline . Mr harbor Singh took our call n said will make the adjust... See more

Company replied

Company details

  1. Insurance Company
  2. Accident Insurance Company
  3. Disability Insurance Company
  4. Personal Insurance Company
  5. Term Life Insurance Provider Company

Written by the company

FWD is one of the top online insurance companies in Singapore. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote.


Contact info

  • 6 Temasek Blvd, #18-01 Suntec Tower, Four , 038986, Singapore

  • www.fwd.com.sg

4.1

Great

TrustScore 4 out of 5

24K reviews

5-star
4-star
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2-star
1-star

Replied to 58% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Great and efficient insurance company

I have been a client of FWD for several years now, both in home insurance as well as travel insurance. Not only do they handle claims efficiently and professionally, they provide all the necessary support for their clients. Claims are easily submitted through their app, and they respond to clients very quickly.

November 18, 2025
Unprompted review
Rated 5 out of 5 stars

Efficient with claims

We often purchase our travel insurance with FWD but we've never made any claims on all previous occasions until our recent trip to Europe. We were caught in flight cancellations & delays as a result of airport closure in Dublin due to security threat as well as cyber attack in parts of Europe. Upon our return, we submitted all relevant documents to FWD claiming for hotel stay & delayed arrival of baggage. Within days, our claims were approved and the money was deposited the following day. It was easy dealing with the company and they were efficient in processing our claims. We were happy with the service. Will purchase from them again.

October 8, 2025
Unprompted review
Rated 1 out of 5 stars

i need to wait till my birthdate to…

i need to wait till my birthdate to enjoy the discount. the mailer stated that i could enjoy it during my birthday month, that's so confusing

October 29, 2025
Unprompted review
FWD logo

Reply from FWD

Dear SK Chiu,

Thank you for taking the time to share your feedback with us.

We’re truly sorry for any confusion this may have caused. Your experience matters to us, and we appreciate your effort in bringing this to our attention.

Please be assured that your feedback has been shared with the relevant team, and it will help guide improvements as we continue working towards delivering a better and more seamless experience for you and all our customers.

Stay safe and wishing you a pleasant weekend ahead.

Sincerely,
Jeferson
Customer Engagement Team

Rated 1 out of 5 stars

No solution

Purchased a FDW policy during their campaign period last year. Promotion promised a $50 Capland Voucher after 120 days (of no policy cancellation). Its been more than a year and several emails going back and forth on the status, but FWD has only responded with holding replies.

October 8, 2025
Unprompted review
FWD logo

Reply from FWD

Dear Missus Teo,

Thank you for raising this to our attention and we're sorry to learn on this experience.

As we are unable to ascertain your name and policy number here, we'd appreciate if you can drop us an email at contact.sg@fwd.com. Kindly indicate in the subject "Trustpilot" and your Policy number. You may attention it to my name.

We will closely follow the matter with our team to clearly address and ensure the voucher is dispatched.

We look forward to hearing from you.

Sincerely,
Jeferson
Customer Engagement Team

Rated 3 out of 5 stars

Poor responses and lack of concern shown to a loyal customer.

I made several phone calls to renew my accident policy. It was lapsed by half a day. The calls were answered and they promised to call me back. I called back after three working days. Still they cannot tell me if I can renew it. It is not right to do this to this to anyone who has been renewing her policy for the past four years. I have decided to change my insurance provider.

September 18, 2025
Unprompted review
Rated 5 out of 5 stars

ease of cancellation benefits for trip and process was fast

hi my family and i were meant to travel to europe but our trip was cancelled as my husband had a surgery. as the air bnb operators in europe charged the full sum and there is no partial refund within 45 days, we would have lost thousands of dollars as a result. the process for claims was very swift, with at most 1 clarification via email. of all the insurance companies, have used ntuc income, aia, great eastern, direct asia in the last 2 decades for travel, my experience with FwD is the best. their process is the fastest, and for medical claims, you receive payment with hours of filing the claim. will urge everyone to use fwd for travel

October 1, 2025
Unprompted review
Rated 3 out of 5 stars

Have got the Home and fire insurance…

Have got the Home and fire insurance from them. When claiming from them as there was water leaking from the wall affecting the cabinet, they claim it was not cover. Only water cause by sandstorm and gradual operation leakage is cover. This make me question myself if buying their insurance doesn't serve its purpose and their ads are misleading. How often does Singapore have heavy sandstorm? When come to claim they have many excuses to reject. Having a feeling of being scam.

October 2, 2025
Unprompted review
FWD logo

Reply from FWD

Dear Patrick,

Thank you for reaching out to us on Trustpilot and sharing your concerns. We're truly sorry to hear that your recent experience did not meet expectations.

We’d love to better understand your feedback and the reason that was communicated to you. It would be greatly appreciated if you could forward your last correspondence with us—quoting your policy or claim number—to contact.sg@fwd.com. Kindly also indicate in the subject “Trustpilot Review”

This will help us identify any gaps, explore areas for improvement, and address the matter with greater clarity and care.

We look forward to hearing from you.

Stay safe, and wishing you a pleasant weekend ahead.

Sincerely,
Jeferson
Customer Engagement Team

Rated 5 out of 5 stars

Easy to use

-Fuss free and easy to navigate.
-Price was lower than another insurance company I compared with.
-did not jack-up the price when I return to this site to buy it's product. Unlike airlines sites, price tends to go up each check (pressure tactic?).

July 15, 2025
Unprompted review
Rated 1 out of 5 stars

Very Bad Customer Support Staff

I have called the customer service hotline on 7/7/25 around 2:20pm to check on why i could not make payment for an upgraded maid insurance using both mobile and laptop.

A customer service staff asked me many questions and check confirm that there is a problem to buy enhance plan from the renewal link. Instead of helping me to solve the issues to make purchase, she asked me to go through the hardship again and screen shot the problem to email to another dept.

I was so angry and ask her to escalate and advise me next course of action and not making me go through the pain again to screen shot and email to another dept. Instead of explaining to me more, she started to keep quiet and let me in silence and do not want to talk to me !!!!! She keep me in silence for about 10min and force me to hang the phone to close this case. Is this the correct behavior to close my call?

July 7, 2025
Unprompted review
FWD logo

Reply from FWD

Dear Ms. Koh,

Thank you so much for reaching out and sharing your experience with us. I'm truly sorry to hear about what happened, and I want to personally extend our sincerest apologies.

This isn’t the kind of experience we want any of our customers to have, and it certainly doesn’t reflect the standards we hold ourselves to. We genuinely regret the inconvenience caused.

We've looked into the matter, and my colleague is currently trying to connect with you to arrange a suitable time for a courtesy call. We’d really appreciate the opportunity to speak with you directly and make things right.

Please let us know a time that works best for you. We’re here to help, and we value your feedback deeply.

Wishing you a pleasant weekend ahead, Ms. Koh.

Sincerely,
Jeferson
Customer Engagement Team

Rated 3 out of 5 stars

Is very laggin !

Purchasing series 7 it hang when after i approve my bank and have to back to afWS site.
Now purchasing travel insurance, it hang also upon keying in OTP .

Both need to do upteem times !! Please upgrade / maintain well for user to easy use. Is quite frastrating especially u rushing.

July 7, 2025
Unprompted review

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