Health Shield Friendly Society Ltd Reviews 

4,193
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 948 reviews, reviewers overwhelmingly had a great experience with this company. People frequently mention that submitting claims is completely straightforward and remarkably quick, with payments arriving directly into their bank accounts within just a few short days. Customers also deeply appreciate the supportive team, constantly noting that any questions are answered efficiently and communication is always exceptionally clear. Some reviewers were not happy with claim rejections, mentioning that certain medical expenses were repeatedly declined or required multiple frustrating resubmissions. A few customers also experienced ongoing difficulties and delays when trying to get specific specialized treatments or excess costs fully covered.

What people talk about most

Claim

Reviewers mention positive feedback about claim, noting that the overall process is straightforward and... See more

Payment

Customers had positive experiences with payment, highlighting a fast and efficient process. Reviewers note... See more

Service

Clients share positive opinions on service, highlighting quick and efficient claims as well as an easy-to-use... See more

User experience

People report positive experiences with user experience, highlighting how easy the online accounts and apps... See more

Response time

Customers consistently note positive experiences with response time, highlighting fast claim processing and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

ITS THE BEST I have been a member of Health Shield since 1964and during that time can honestly say that I have never had any difficulty with any aspect of the service provided. Information reques... See more

Rated 5 out of 5 stars

I have been a member with healthshield for many years now. They are fast and operate a user friendly online process to make a claim and have a team of supportive staff members. Never had trouble claim... See more

Rated 5 out of 5 stars

My employer offers benefits through Health Shield and it makes a huge difference. The coverage is very comprehensive and the claims process is very straightforward. On the occasions I've not followed... See more

Rated 5 out of 5 stars

Have made 2 claims for optical now. Easy to make claims and the turnaround is literally 2-3 days before you receive notification it has gone through. Money in my bank in less than a week. Brilliant 👏... See more


Company details

  1. Health Insurance Agency

Written by the company

We design and build health and wellbeing packages for businesses and their employees; helping people lead healthier, happier, more productive lives since 1877.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.7

All reviews

(4,193)

926 reviews in the last 12 months

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Rated 1 out of 5 stars

Disproportionately difficult for a £330 claim

I’ve now submitted the same £330 MRI claim three times. Rather than clearly explaining why they won’t pay it, Health Shield repeatedly asks for further information and resubmission, despite already having the referral and supporting documentation.

The communication has been particularly poor. I eventually had to read through the policy myself to work out what they were actually objecting to. My MRI was clinically referred by an HCPC-registered Senior Specialist Podiatrist and reported by a GMC-registered Consultant Radiologist, yet Health Shield appears remarkably reluctant to settle what is ultimately a very small claim.

The amount of bureaucracy, unclear communication and stress involved over £330 is completely disproportionate. As this benefit is provided through my employer, Cencora, I’ll also be sharing the experience and correspondence with our benefits team.

August 24, 2026
Unprompted review
Health Shield Friendly Society Ltd logo

Reply from Health Shield Friendly Society Ltd

Hello Viktor, Thank you for your feedback, it is disappointing to hear that we have not met your expectations on this occasion. The criteria for claims is available in the terms and conditions booklet for your plan, we review these each year and try to make these clear, however your feedback is appreciated and helps us target areas that may need further improvements. If there is a specific claim or issue we can help with further, we would be happy to look into this further for you please let me know by filling in our contact form (copy this link) https://www.healthshield.co.uk/contact-us/individual/health-cash-plan/member/ and select ‘Trust Pilot review’ or call 01270 588555. Thanks, Elise

Rated 5 out of 5 stars

I’m very pleased with my experience…Excellent service, easy to use and quick payments

I’m very pleased with my experience with Health Shield and would happily give them 5 stars. The service has been excellent, with a great range of options and benefits that are easy to understand and use.

One of the things I appreciate most is how straightforward it is to manage my account online. The online account is easy to navigate, making it simple to submit claims, check information and manage my benefits without any unnecessary hassle.

The claims process is also very efficient, and I have been particularly impressed with how quickly payments are processed. It is reassuring to know that claims are dealt with promptly and that the whole process is convenient and straightforward.

Overall, Health Shield provides a very good service, with great options, an easy-to-use online account and quick payments. The combination of convenience, efficiency and good customer service has made my experience very positive. I would definitely recommend Health Shield to others.

July 6, 2026
Rated 5 out of 5 stars

Excellent thanks

Have made 2 claims for optical now. Easy to make claims and the turnaround is literally 2-3 days before you receive notification it has gone through. Money in my bank in less than a week. Brilliant 👏

August 10, 2026
Unprompted review
Rated 4 out of 5 stars

It works, they pay.

Have been using Healthshield for approx 6y.
In general no real negatives other than the submission system could really do with a bit of modernisation.

March 3, 2026
Rated 1 out of 5 stars

They Don't make things clear

They Don't make things clear . I was advised I could book Treatment only to be told later that It had to be performed by a certain dentist with a certain GMC certificate and not a GDC Of course how silly of me not to know they aren't accepted . I booked as my local dentist couldn't perform the procedure? . Otherwise I wouldn't of gone private. Extremely Disappointed and Obviously out of pocket !

July 23, 2026
Health Shield Friendly Society Ltd logo

Reply from Health Shield Friendly Society Ltd

Hello Gareth, Sorry that you’re disappointed with your recent claiming experience. When joining the membership we send your membership plan and terms & conditions which outline the amounts that can be claimed for each benefit and what can be claimed for each benefit, these are also sent on each renewal term. We advise our members to check both documents before making a claim, however, if you feel incorrect advice has been provided to you regarding a claim, I would be happy to look into this further for you and can be contacted filling in our contact form (copy this link) https://www.healthshield.co.uk/contact-us/individual/health-cash-plan/member/ and select ‘Trust Pilot review’ or call 01270 588555. Thanks, Hannah

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