HMCA Reviews 177

TrustScore 3.5 out of 5

3.6

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Rated 1 out of 5 stars

My mother was diagnosed with leukaemia and admitted to Cirencester Hospital for treatment, blood transfusions, etc. She died there 3 weeks later. But HCMA justified avoiding any payment on her polici... See more

Company replied

Rated 5 out of 5 stars

My elderly Mother has been with HMCA for several years and has needed to use the insurance three times. On each occasion I have spoken with an extremely helpful advisor who has dealt with her concerns... See more

Company replied

Rated 5 out of 5 stars

I have been speaking to Elaine Webster since before Christmas about joining HMCA. I couldn't join straightaway due to various circumstances but at every juncture, Elaine has been patient, informative... See more

Rated 3 out of 5 stars

Unfortunately, HMCA has just informed me that their policies EXCLUDE cover for any SECOND surgery on ANY joint having had previous surgery! In my case a “revision” of a previously “resurfaced” hip i... See more

Company details

  1. Health Insurance Agency

Written by the company

HMCA (Hospital and Medical Care Association) has specialised in providing benefits exclusively for membership groups since the 1970s.


Contact info

3.6

Average

TrustScore 3.5 out of 5

177 reviews

5-star
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1-star

Replied to 83% of negative reviews

Typically replies within 2 weeks

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Rated 5 out of 5 stars

Very helpful and friendly people to…

Very helpful and friendly people to talk to. I wasn't sure about some aspects but we chatted through them and I had plenty of time to come back with more questions and answers. The price was reasonable and unlike some other companies, I felt I could trust them because they were very honest with me.

November 9, 2022
Unprompted review
Rated 5 out of 5 stars

Excellent customer service

The customer service representative (Elaine Webster) was so helpful and pleasant without putting pressure on for a sale. My agreement to purchase took several weeks due to varying circumstances but Elaine remained cheerful and in good humour all through. It was a pleasure to deal with her.

August 25, 2022
Unprompted review
Rated 5 out of 5 stars

All phone calls are answered quickly by…

All phone calls are answered quickly by a person.
All questions are clearly answered. None of the usual problems with cover when transferring from another insurer. Not needed to make a claim but am confident that it will be dealt with quickly and efficiently.

October 4, 2022
Unprompted review
Rated 5 out of 5 stars

So far so good!

When I joined a few months ago, it all went quite smoothly. The test will come when I make my first claim, but fingers crossed I never will!

August 24, 2022
Unprompted review
Rated 5 out of 5 stars

Such a relief!

From the first telephone communication with HMCA it felt right, having not changed a health insurance provider for decades. Unusually nowadays HMCA provides a personal service. The process of moving from one provider to another was simple even when I struggled to find old paperwork to support our previous cover (as there had been a short break in cover between HMCA and our previous provider) the staff could not have been more patient and helpful. The whole process was easy and such a relief to have come across HMCA.

August 5, 2022
Unprompted review
Rated 5 out of 5 stars

What a delight to deal with real people…

What a delight to deal with real people who know their products and services and who answer the telephone immediately on a proper telephone number. They have been an absolute delight at every stage.

I have not made a claim and work circumstances meant that I had to cancel my policy. Carol was understanding and helpful and went the extra mile when I did this. I am happy to recommend them.

October 3, 2022
Unprompted review
Rated 5 out of 5 stars

Review

Elaine very helpful and caring throughout my telephone request to join HMCA Medical Plan.

June 17, 2022
Unprompted review
Rated 5 out of 5 stars

Good first impressions

Signing up proved o be a simple and straightforward process. Staff were very approachable and efficient and answer the phone promptly. Cover appears to be very reasonable compared with major providers. First impressions are encouraging, although yet to experience making a claim.

July 1, 2022
Unprompted review
Rated 3 out of 5 stars

This was my first contact with HMCA to initiate a claim to see a medical consultant…

This was my first contact with HMCA customer service, having recently joined the company from BUPA. I was calling to initiate a claim to see a medical consultant. Whilst I admit to being unclear about the claim process, the customer service agent was unsympathetic, unhelpful and very process driven. Within a short space of time I was passed to a supervisor who did answer my concerns and resolved my query very efficiently. The whole experience I have to say was in complete contract to BUPA who always made such initial approaches as painless and unbureaucratic as possible.

June 7, 2022
Unprompted review
HMCA logo

Reply from HMCA

Thank you for your feedback, without this we are unable to improve our service to the many members we serve. We have reviewed the telephone call from your recent claim and on this occasion our customer service fell below the level we would expect from our claims team. The issue has been addressed with the individual member of staff concerned. Should you have any further questions, please don’t hesitate to contact our membership team by calling 01423 799949.

Rated 5 out of 5 stars

Thorough and honest advice

Very friendly, knowledgeable, patient, communicative and punctual assistance given each and every time.
Fair and honest advice during a very important decision making process for my wife and I.
Thanks to all.

June 28, 2022
Unprompted review
Rated 5 out of 5 stars

still waiting for my marks and spencers…

still waiting for my marks and spencers voucher for 50 pounds

June 15, 2022
Unprompted review
HMCA logo

Reply from HMCA

Mr Jones, I have looked into this with our administration team and they confirmed the vouchers were sent yesterday via 1st class post. Hopefully they should be with you shortly, but if you haven't received anything by the weekend, please do get in touch. James

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