IDFC FIRST Bank 

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Rated 1 out of 5 stars

IDFC bank loan recory or loan department bahut kharb bank hai. Es bank nai mujhe barbad kar diya hai . Mai emi nhi paya mujhe harrisment kiya ja rha hai costumer care complain karne k bad bhi unhe koi... See more

Rated 1 out of 5 stars

Worst service by IDFC First Bank toward they select a courier service. They knows bludart has worst service ever and even bludart reviews also seen in online websites then why IDFC always choose bluda... See more

Rated 5 out of 5 stars

I really have to give kudos and thanks to the Coimbatore RSPuram branch staff of IDFC first bank- MrSangameshwaran - and his manager and also two of the female staff- who were so helpful in getting... See more

Company replied

Rated 1 out of 5 stars

very cheap services provided by customer care services litreally get irriated with continous phone calls for emi even after payment has been done they continously call for payment & talk very rudely.n... See more

Company details

  1. Private Sector Bank

Written by the company

About IDFC FIRST Bank Introduction: IDFC FIRST Bank's vision is to build a world-class bank in India that's guided by ethics, powered by technology, and a force for social good. IDFC FIRST is a new age bank that works in the best interest of its customers. Customer-First Philosophy: The Bank has a customer-first philosophy and offers high-quality products to our customers. In any product we launch, we bring something special to our customers. For instance, the Bank is the first and only bank in India that offers Zero fees for 28 essential services on Savings Accounts including for ATM cash withdrawals, IMPS, RTGS, NEFT, Cash Deposits at branches, Cash withdrawals at branches, SMS Alerts, Cheque book, Demand Drafts, Pay-order, duplicate statements, etc. IDFC FIRST Bank is the first bank to offer monthly credit in savings accounts. The bank’s credit cards have unique features such as lifetime free, never-expiring rewards points, zero interest on cash withdrawal at ATMs and low APR, so customer incur less fees on our Credit Cards. Ethics First: The Bank believes that income earned unethically is not worth earning. The Bank applies a "Near and Dear" Test in all product design, so that the employees of the Bank serve only such products to customers that they'd want for their own loved ones. Transformation: IDFC FIRST Bank has transformed from infrastructure to retail banking in four years since merger, increasing CASA ratio from 8.7% to 46.8% (December 31, 2023). Total Customer Deposits have increased by 4.5X from Rs. 39,602 crores at the time of merger as of December 31, 2018, to Rs. 1,76,481 crores as of December 31, 2023. The Bank has set up 897 branches and 1,136 ATMs. Financial Performance: The Bank recorded a PAT of Rs. 2,232 crore (~US$ 269 million) in 9M-FY24, with strong Capital Adequacy of 16.73%. The Bank has a long history of nearly 14 years (including period of Capital First) of maintaining high asset quality, with Retail, Rural & SME book currently having Gross NPA of only 1.45% and Net NPA of 0.51% as of December 31, 2023. Overall Gross NPA including infrastructure is 2.04% and Net NPA is 0.68%. ESG Goals: The Bank is highly committed to ESG. The Bank has high governance scores, the business lines naturally support social goals, and efforts are ongoing to achieve environmental goals.


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Rated 1 out of 5 stars

IDFC bank is too bad service and…

IDFC bank is too bad service and cheating with me 😭😭😭😭😭 😭😭😭😭😭😭😭😭😭😭😭😭😭 every month 03 EMI date but not cutting . Tooo bad I heartly too bad. Every month same repeat every month cheque bounce.my account 02 date deposit money. but not cutting amount 03 date why.
I am single mother to kids.

April 10, 2025
Unprompted review
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Rated 1 out of 5 stars

Don’t open NRE/NRO account with IDFC First Bank

Customer service and management of this bank is worse than other banks. I opened my NRE/NRO account as someone suggested to me. But I found this bank not even close what they advertising on every platform. First of all I faced problem with account opening. Then I had to chase the bank to find out my account detail kit. When account was open than they started forcing to put money in the account to maintain min balance. I was on travelling for a month so I couldn’t do the transaction so they put debit restrictions on my account. When this issue resolved then I thought everything is fine. After 4 months when I need to transaction on emergency basis than I find out that again debit restrictions put on my account. And this debit restriction is because they said I have not submitted my original document to bank. But 4 month ago I personally handed over the original document to one of the IDFC first bank branch. Also mail send to the concern personal with complete detail on the same time from that branch but what I found is the lack of management and irresponsible professionalism in this bank no one took responsibility. Bank management saying *“ we apologising for that we couldn’t checked this thing before because our mails are auto deleted from the IDFC first bank mail box. So we can’t check your mail now when u have send it to us. Also we couldn’t remove the debit restrictions until we receive dispatch no from IDFC bank personal who received your document ”*. Now From last 4 days I’m chasing the bank to remove the debit restriction but no response on call/msg/call back from relation manager/customer service. This is ridiculous, very unprofessional , pathetic device from IDFC first bank.

November 1, 2024
Unprompted review
Rated 1 out of 5 stars

Very bad customer service

Very bad customer service, special address verification team..
I had applied credit card for 2 times cibil 780+ and office address verified but didn't get a Card due to bank internal policy.

March 14, 2025
Unprompted review
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Rated 1 out of 5 stars

Pathetic customer service

I planned to open a new saving account in panjim Goa branch .i have account in several banks.But aftersee all my experience suddenly change my mind when I went to the bank with my brother to resolve some cheque issues.
Trust me I will never ever go to the bank im my future.and I suggest my brother to close the idfc account immediately.no proper training how to deal with the customer which is basic things. Rest are horrible.

February 19, 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely worthless service

Absolutely worthless service. Their senior CASA manager and their staff are equally clueless about the process and the timeframes of various services. It's been 8 days and they haven't been able to open my NRE account. They don't communicate at all. When I follow up they come up with a new excuse every day.
CRAP bank with zombie staff

February 19, 2025
Unprompted review
Rated 1 out of 5 stars

The bank staff are unprofessional and…

The bank staff are unprofessional and not to be trusted. I was dealing with Ali and Mr.Roshan Parab, Elite Banker – NRI Engagement, Thane branch. I had mentioned my requirement and they promised that the account will be opened as per that. Without my consent they went ahead and opened my account and now not been answering to my msgs and calls.

January 15, 2025
Unprompted review
Rated 5 out of 5 stars

Flexible savings

The bank offers amazing savings plans with monthly interest payouts - a feature i like a lot coz iss a great way to grow your funds.

January 21, 2025
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Rated 1 out of 5 stars

Never go to IDFC

It is one of the best banks manned by the worst employees determined to fail.
What they offer and what materialise are vastly obtuse.

December 27, 2024
Unprompted review
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Reply from IDFC FIRST Bank

Dear Mr. Jojo, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

Rated 1 out of 5 stars

The customer service experience has…

The customer service experience has been extremely disappointing, especially as an NRI. The lack of professionalism and responsiveness is unacceptable, and resolving even simple issues feels like a struggle. I expected much better service and support, but unfortunately, this has been the worst experience I've had with any service provide

December 9, 2024
Unprompted review
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Reply from IDFC FIRST Bank

Dear Keerthi, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

Rated 1 out of 5 stars

Ek number ka gatiya bank hain na coustomar…

Ek number ka gatiya bank e na coustomar care ka number lagta hain na koi problem solve karte hain. Bus interest interest dalte rehte hain. Main advance mein apni emi karva di fer meri kisht due bata rahe hain.

December 2, 2024
Unprompted review
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Dear Mr. Dinesh, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

Rated 1 out of 5 stars

Con Bank for NRIs ....IDFC FIRST

This is a " CON BANK for NRIs. "
DON'T GO BY FAKE AMBASSADOR s to promote IDFC CON BANK. And NRIs PIOs and OCIs globally need to think Ten Times when banking with IDFC BANK.
REKYC not due as claimed by the same agent twice in Oct n Nov 2024 and a mail
was sent by the very same agent "CONFIRMING" the same !!! yet my NRI account is FROZEN ? !!!
Incompetent and Unprofessional Team Leaders Umaima Kasu and more recently Pramod Ram worst the NRI Head Zia who have ZERO ACCOUNTABILITY ? to customers woes ?
RBI need to step in and stop the rot with these banks harassing customers especially IDFC CON BANK at the earliest.

October 10, 2024
Unprompted review
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

We are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

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Rated 1 out of 5 stars

Beware of private banks for NRI…

Beware of private banks for NRI accounts. They lure you in with promises of benefits but later hit you with hidden charges, including a 5% cut on total transactions. They aggressively push unnecessary services, claiming tax benefits and favorable exchange rates, which turn out to be false. Avoid opening NRI accounts with private banks. Opt for Indian government-authorized banks like SBI or Union Bank for transparency and peace of mind.

October 22, 2024
Unprompted review
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Dear Mr. Umesh, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

Rated 1 out of 5 stars

Very very poor

Very very poor. I made a gold pledge before 7 months, and today I went to release the gold. I reached the Kalady branch this morning at 10 a.m., and still 11:32 a.m. I am waiting at the branch for the same. As per the cashier, the regular cashier is on leave and the temporary cashier has no access in this branch, and as per the cashier, it is his more service if any other cashier you cannot release today.

I spoke with the manager, and the answer is very disappointing.As a financial office, your guys are doing very wasteful service.

very bad experience. I will not make any transactions with this company.

November 18, 2024
Unprompted review
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Dear Mr. Afsal, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

Rated 1 out of 5 stars

idfc sends emi due email to non coustomers

it is pathatic that idfc bank sending me EMI due emails when i am not even its coustomer. what kind of unethical branding practice is this?

November 5, 2024
Unprompted review
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Dear Mr. Suresh, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

Rated 1 out of 5 stars

very bogus

very bogus, customer care, advisor,and very bad behaviour for clients, Mr. Sagar Purohit.

October 23, 2024
Unprompted review
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Reply from IDFC FIRST Bank

Dear Mr. Rupesh, we are concerned to hear about your recent experience with us. We prioritize transparency and strive to provide exceptional service to all our customers. Your feedback is valuable to us, and we are committed to investigating the issues you have raised thoroughly to prevent such occurrences in the future.

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Rated 5 out of 5 stars

I opened the NRE account process was…

I opened the NRE account process was brilliant
It was just a month ago the service provided by
simran kaur Nagi branch Vijay Nagar Jalandhar
Her attitude toward the foreigner was the BEST.

October 1, 2024
Unprompted review
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Thank you for taking the time to share your positive feedback with us. We strive to provide seamless and efficient banking solutions to meet the diverse needs of our customers. Your appreciation of our zero-fee banking services and the savings it has facilitated is truly gratifying.

Rated 5 out of 5 stars

Great Customer Service…

Outstanding customer service. The team went above and beyond to help me open a savings account. They patiently answered all my questions and made the process hassle-free.

September 17, 2024
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Thank you for taking the time to share your positive feedback with us. We strive to provide seamless and efficient banking solutions to meet the diverse needs of our customers. Your appreciation of our zero-fee banking services and the savings it has facilitated is truly gratifying.

Rated 5 out of 5 stars

BEST CREDIT CARD…

I've tried countless credit cards, but IDFC First Bank's First WOW credit card is in a league of its own. The non-expiring rewards are such a good feature..

September 27, 2024
IDFC FIRST Bank logo

Reply from IDFC FIRST Bank

Thank you for taking the time to share your positive feedback with us. We strive to provide seamless and efficient banking solutions to meet the diverse needs of our customers. Your appreciation of our zero-fee banking services and the savings it has facilitated is truly gratifying.

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