MotorCycle Direct Reviews 

5,626
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 406 reviews, reviewers had a great experience with this company. Customers frequently mention finding very competitive prices compared to other insurers, and truly appreciate how straightforward the online purchasing process is from start to finish. Many consumers find the platform easy to navigate for obtaining quotes and setting up their motorcycle coverage smoothly in just minutes. However, some customers also noted frustrations regarding customer service, mentioning long waiting times in chat queues and receiving unhelpful support. A few other people also felt that accessing the online portal or retrieving documents can sometimes be tricky, leading to temporary lockouts or login delays.

What people talk about most

Price

People report positive experiences with price, noting that initial quotes are very competitive and often beat... See more

Website

Users describe ambiguous interactions with the website and customer portal, reflecting high disagreement... See more

User experience

Customers consistently note positive experiences with user experience, highlighting smooth transactions and... See more

Customer service

Clients share negative opinions on customer service, frequently reporting that it is nearly impossible to... See more

Service

Customers had ambiguous experiences with service, reflecting a wide split in opinions. While some reviewers... See more

Reviews shaping this summary

Rated 4 out of 5 stars

easy to process online. Its been a while since I took insurance out with with Motorcycle Direct and there seems to be so many more add on's this year its become a minefield of extras.

Company replied

Rated 4 out of 5 stars

Good price.Everything was very straitforward. The only problem I had was when trying to print my certificate. The background would print but not the text. I did overcome this in the end by making a sc... See more

Company replied

Rated 4 out of 5 stars

Not a bad experience, eny questions you have to go through a chat box no direct phone line but that was ok.

Company replied

Rated 4 out of 5 stars

Chose because of reasonable price. Doesn't start for 3 weeks. Hopefully will never need to claim.

Company replied


Company details

  1. Motorcycle Insurance Agency
  2. Insurance Agency
  3. Insurance Broker
  4. Insurance Company

About MotorCycle Direct

Written by the company

MotorCycle Direct was founded in 1997, with the aim of providing bike and scooter insurance solutions. The company was formed out of a commitment to offer the best service at competitive prices to riders in the UK.

We have built up an extensive knowledge of the UK's motorcycle industry together with a comprehensive understanding of bike insurance. By building relationships with the UK's major insurers we are able to find the best quotes whilst retaining our independence and expertise to offer customers the products they need.

Naturally, this type of industry knowledge and extensive coverage means we cater for most models on the market, and we are also able to offer a service that fits the individual biker. MotorCycle Direct was born out of an enthusiasm for bikes and our success rests on getting this across to our customers - whatever bike they ride. VISIT WEBSITE


Contact info

4.2

Great

TrustScore 4 out of 5

6K reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 93% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(5,626)

404 reviews in the last 12 months

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Rated 5 out of 5 stars

Smooth transition

Smooth transition. Webpages easy to navigate.

July 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Jonathan

Thanks for the review, it is good to hear that you found the web pages so easy to use.

Ride safe!

MotorCycle Direct

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Rated 1 out of 5 stars

It’s not the Crown Jewels

Impossible to log on to the portal to renew my policy, impossible to talk to anyone, they make life so difficult for motorcycle insurance. I’m once again waiting to talk to someone it’s now another 30 minutes

July 3, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Bob

We can see that you have had issues with the portal previously, we will get one of our agents to give to a call to get this sorted for you.

MotorCycle Direct

Rated 5 out of 5 stars

Quite straight forward to use and cost…

Quite straight forward to use and cost was better than my previous insurers renewal price?

July 1, 2026
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Reply from MotorCycle Direct

Hi

It is good to hear that you found the website to easy to use, and a policy that suited you.
Thanks for the feedback!

MotorCycle Direct

Rated 5 out of 5 stars

Process was so easy start to finish

Process was so easy start to finish. The website was very clear and provided all the information I needed to allow me to make an informed decision. Obviously the price was a major factor but not the only factor. Good reputation clear pricing and choice were also major considerations. Instant access to my documents. Couldn’t be happier. Thank you.

July 1, 2026
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Reply from MotorCycle Direct

Hi Bob

Thanks for taking the time to leave a review. It is great to hear that you found the website so easy to use, and were able to find all the information you were looking for.
We really appreciate the feedback.

MotorCycle Direct

Rated 5 out of 5 stars

Nice and easy to fill out not to much…

Nice and easy to fill out not to much of a headache , very good on price

July 1, 2026
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Reply from MotorCycle Direct

Hi Jackie

We are glad that you found the website so easy to use, and a policy at a price that suited you.

Ride safe and we will be here if you need us!

MotorCycle Direct

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Rated 5 out of 5 stars

Very easy and straightforward

Very easy and straightforward ; also gave the best price

July 1, 2026
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Reply from MotorCycle Direct

Hi Chris

Thanks for taking the time to leave a review, we are glad that you found it so straight forward to set up your policy, and at a price that suited you. Ride safe!

MotorCycle Direct

Rated 5 out of 5 stars
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Reply from MotorCycle Direct

Hi Mr, Tomlinson

Thanks for the great review, we are glad to hear that you found it so easy to set up your policy online with us.
Ride safe and we will be here if you need us!

MotorCycle Direct

Rated 1 out of 5 stars

Shocking rip off

Shocking, found MD using a comparison website. Looking for 50cc scooter insurance, only option is bike. Changed details to full car all good. Received documents, I suddenly had full bike insurance. Contacted MD using their chat. Got put on hold for ages to talk to a person.
The person was totally unknowledgeable about bike insurance. Was requoted twice the price, so I cancelled. Got charged £60 admin fee. RIP OF COMPANY.

No and No to the reply.
If you READ the review, it explains. Further the agent did not really have a clue.
And again I changed the settings on the compare website to moped........
I had allready paid the price of the insurance, then received the paperwork, when I read this it stated full licence.
I would have been driving around uninsured and illegally. So don't talk rubbish, look at YOUR systems. Bye-bye.

June 23, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Pieter

Looking at the numerous quotes that you did online via the aggregator site, we can see that on each one you have confirmed that you had a full bike license. These quotes that were generated were based on that information. By amending that to the correct type of licence, it does change the risk on the policy. We have reviewed the chat, and the agent explained the reason for the increase in price clearly, which you accepted, gave you a breakdown of the additional cost, and an alternative to making the change. We are sorry that you feel that this did not met your expectations, and if you would like to contact us via our live chat facility we can run through this with you again.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Do not use!

After trying to proceed with the original quote, the payment was not processing, so I spoke with the chat, who advised me their system doesn’t like safari and to move to chrome. After doing this, and putting the web reference in, it did not find my details or any record of the quote. I did it all again and had the same issue. 2 soft searches, no policy and the most unhelpful chat service, who ignored me after I said I wanted to make a complaint. Stay well away. I have screenshots of the chat to compliment the above.

June 27, 2026
Unprompted review
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Reply from MotorCycle Direct

Hi Matt


That is certainly not the level of service we strive to achieve. As this has come through a third party site, we are unable to locate a quote or policy for you to investigate. If you could contact us via our live chat facility, we would be happy to investigate this further for you, and make sure that a complaint is logged on your behalf if it was not done previously.

Many thanks

MotorCycle Direct

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Rated 1 out of 5 stars

Rip off merchants

Got insurance from this company changed bike after 2 weeks the company would not give me a quote for new b8ke then wanted the years balance to cancel then went into my bank account and took money without my permission claiming they had to pay for breakdown up front which was included in the policy stay away from this company charlatans.
They also use a company called premiere credit who does a hard credit search for the price off a 100 pounds which hits your credit report hard any other company uses a soft search for such a small amount so for 110pound premium they charged me 95 pound cancellation which was there fault not giving me a new quote and it has hit my credit score which was worth more than there premium even speaking to someone didn't help they took the money anyway so if I've paid for a breakdown service for a year where are the details no can't get that information either so save your money your credit score stay away from this company because if anything should happen while your insured don't expect any assistance seeing i paid for breakdown cover for the year give me the details to contact the company so I can transfer to my new bike

June 26, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

HI Mr. Graham

We are sorry that you feel we did not meet your expectations. We have looked at your policy that you had with us that started on 20.05.2026. You were looking to make the change on 17.06.2026, which was outside the cooling off period of 14 days. You had done various quotes and selected the one with the Diamond package, which includes some optional extras. In the terms of business which you need to agree to before buying the policy, it states that the optional extras are non refundable outside the cooling off period, and provides a breakdown of our fees and charges. It also confirms that the credit checks will be done by Premium Credit Limited if you chose to pay for your policy via direct debit. We did send out a change of bike form for you to complete, but did not receive that back, and you choose to cancel the policy when dealing with an agent over our live chat facility. Please contact us again via our live chat facility if we can run through anything further with you.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

0344 800 966

0344 800 966
Took them three days to come back from a query and trebled the price. Still the details were inaccurate and my details have not changed, except no points on licence. Was impossible to correct online.
If you want to call them 0344 800 966 this is the number they don't want you to know.
Used MCN comparison and got a way better deal.
DO NOT USE THEM

June 25, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi

We are sorry that you feel we did not meet your expectations. As this review has come via a third party site, and does not have your name or reference number on, we can not look into this. If you would like to contact us via our live chat facility through our web page or through your portal, we can investigate this for you.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Dreadful

Dreadful, appalling, shocking, con artists, rip off merchants...AVOID ! filled in the online quote, all good . Checked the documents that arrived by email, found a couple of discrepancies so had to use the live chat to amend the details. Was told that I had filled it in wrong on the online form ( bull shit !) charged me £48 to amend the quote and then a £20 admin fee ! Now I've been told I've not admitted to a insurance claim (that I had no knowledge of) and now they want another £48 plus a £50 fee... Absolutely shocking, and that on line chat, f. me ! Awful... Had my pants pulled down with these , they reel you in with a good quote then continue to rob you. Great way to start with a new customer.

June 23, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mark

We can see that we have been in touch with you since the review, and the issue has been resolved.

MotorCycle Direct

Rated 1 out of 5 stars

1 hour 10 minutes waiting in a ‘chat’…

1 hour 10 minutes waiting in a ‘chat’ queue after not being able to advise of change of bike online due to newly registered bike not appearing in the database
70 minutes in effect ‘on hold’…
Absolutely unacceptable.
Accordingly cancelled insurance despite the admin fee of £50.
Very poor customer service.

June 22, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Michael

We are sorry that the level of service you received was not up to our normal standards. Reviewing the live chat and the change of bike form, we can see that you did wait over an hour. Please accept our apologies for that, we are sorry to have lost you as a customer.

Ride safe.

MotorCycle Direct

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Rated 1 out of 5 stars

Absolutely shocking insurance company

Absolutely shocking insurance company, sky high renewals and then show up on comparison sites half the price for the same cover. Their emails always go through to your junk and they are very difficult to speak to. Overall terrible don’t use

June 2, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Michael

We are sorry to hear that you have not had a great experience with us. Would you be able to contact us via our live chat facility to look into this for you, as this review is via a third party organisation, there are no policy or reference numbers for us to investigate the issue for you.
Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Really disappointed in Motorcycle…

Really disappointed in Motorcycle Direct’s cancellation approach, and no attempt at a phone call/email/letter. Posting on the portal with a single ‘pay within 7 days’ is not reasonable and passing the issue onto debt control&pay extra.Poor experience: needs urgent fix.

June 14, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi
We are sorry that we did not meet your expectations. If download was your chosen delivery method, you would have received an email asking you to log into your portal regarding your policy. If there was an outstanding amount to pay, you would have been able to settle that via our live chat facility which is open Mon - Fri 9am - 6pm and Saturday 9am - 1pm. As there is no policy number or a client reference, we have been unable to look into this any further for you. If you would like to contact us via live chat, we will gladly look into the cancellation.

Many thanks
MotorCycle Direct

Rated 1 out of 5 stars

Appalling

Appalling ! I don't use online services I'd need a person on the phone not a portal not a chat bot not anything I need to communicate to a human ! So after 40 minutes I get a human i ask for hard copies for filing as I have 3 bikes insured with this company. Its changed its not suitable for older bikers who need a person at the end of the phone ! Then I get my new bike insured i ask for hard copies to be posted to me she agrees and send me a email saying for all paperwork use the portal !!!? WTF when I was on the phone prior I told her my email address isn't registered with 'The Portal' hence needing a phone call so she sends me all my paperwork via a portal I cannot use & im not registered for yet she was quick enough to take my payment for my new bike !!! These are a very one-sided company & really took the piss today !! I just need good old telephone conversation & paperwork to file ! I wasn't listened to or heard ......or helped for that matter bit of a joke & ultimately pissed me off as a customer......

June 5, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Hello Alison

We are sorry that the service that you received was not up to our standards, and we would like to investigate this further for you. As the review comes from a third party site, we do not have any policy or contact details. If you could provide us with either a contact number, email address, client reference or policy number we can make sure that you have paper copies sent out and review the interaction you have had.

Many thanks

MotorCycle Direct

Rated 1 out of 5 stars

Not letting me cancel my policy

Not letting me cancel my policy

December 4, 2025
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Morgan

You can contact us via live chat through our website or your portal to cancel your policy - alternatively there is also a link and you can complete the form to cancel which we will action. We have logged a callback with one of our agents who will call you today to run through the cancellation with you.

Thanks

MotorCycle Direct

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Rated 1 out of 5 stars

Absolutely worthless customer support

Absolutely worthless customer portal.

No way to contact via phone so your only choice is live chat which asks you to confirm details that you can literally see on the page after login.

Insurance was done through Allianz, but they don't give you access to the Allianz account so you can't use their portal and have to instead get redirected between teams on the phone lines which aren't designed for complex queries.

My motorbike was stolen and the payout took 5 weeks following the writeoff and confirmation that they were going to pay out.
What's notable about that is that once the bike is written off, you have to have a replacement bike within 23 days otherwise the policy is cancelled automatically.
Without payment, I couldn't afford a new bike, so my policy was automatically cancelled.

When I queried this to try and get an extension, they could only give me a week and said I needed to contact Allianz for a further extension, which I couldn't reach without access to the Allianz portal.

The customer service agent was replying in broken English and cut me off with no explanation, which initially I thought was due to my internet dropping, but after waiting in the queue for another 45 minutes, the new agent explained was intentional.

Side note, one of the claims contact numbers on the portal is old and so I could only find the correct number through the live chat.

Could not recommend a company less.
Fork out the extra money for a more reputable insurance company, you'll save yourself a massive headache.

June 3, 2026
Unprompted review
MotorCycle Direct logo

Reply from MotorCycle Direct

Good afternoon

As there are no details regarding either the policy or the policyholders name as the review has come through a third party provider, we have been unable to contact you to discuss. If you would like to contact us via our live chat facility through the website or your portal, we will gladly review this matter for you.

Many thanks

MotorCycle Direct

Rated 5 out of 5 stars

The online application was very…

The online application was very straightforward, the terms easily understood and competitive. 👍🏼

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Keith

Thanks for taking the time to leave he great feedback, it is good to hear that you found it straight forward to set your policy up with us.
Ride safe!

MotorCycle Direct

Rated 4 out of 5 stars

Pretty straightforward process to order…

Pretty straightforward process to order my bike cover, however it’s not clear if you require evidence of my no claims , I tried to contact you on your chat but this was unobtainable at the time according to the site.
Clarification of this would be help

June 1, 2026
MotorCycle Direct logo

Reply from MotorCycle Direct

Hi Mr Hutton

No, we do not need proof of your no claims bonus. We can see that you have received and downloaded all your documents. If there are any further questions, please don't hesitate to get in contact with us.
Ride safe!

MotorCycle Direct

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