Nationwide Reviews 

9,399
TrustScore 3 out of 5

2.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 2,068 reviews, most reviewers were somewhat happy with their experience overall. Consumers often appreciate visiting local branches to speak directly with friendly and helpful staff who provide clear guidance on everyday matters. Many people value these personal interactions and find the service efficient when getting prompt assistance in person. Some reviewers were not happy with payment processes, noting difficulties when setting up direct debits or managing checks. Customers also mentioned frustrating delays, unhelpful attitudes from certain employees, and poor communication when waiting for responses. A few individuals experienced prolonged waiting times on the phone and issues trying to resolve formal complaints.

What people talk about most

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying widely depending on the... See more

Staff

Clients share ambiguous opinions on staff, with many praising local branch employees for being polite,... See more

Service

Users describe ambiguous interactions with service, reflecting sharply contrasting customer experiences. On... See more

Payment

Customers consistently report negative experiences with payment processes, highlighting unexpected account... See more

Response time

Customers consistently note negative experiences with response time, highlighting excessive delays and... See more

Reviews shaping this summary

Rated 3 out of 5 stars

More counter staff, more privacy. If staff are learning on the job so to speak, they should have a mentor alongside to save keep asking others who ar serving customers. Also more smiley faces would... See more

Company replied

Rated 3 out of 5 stars

The company who run your credit card know next to nothing about me and how I run my spending on the credit card. As a result they are always lowering my limit and jacking UP my charges on the way it... See more

Company replied

Rated 4 out of 5 stars

I have been with Nationwide since circa 1990 and have never had a problem. However as NW has followed the big(ger) banks by closing branches i find one aspect frustrating - paying in cheques. Admitte... See more

Company replied

Rated 4 out of 5 stars

Went with my son who lives in Prague, helpful staff re his business and mine, but less accessibility to Bangor branch from train or bus station than the Belfast branch, the Bangor one involves crossin... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.8

Average

TrustScore 3 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 58% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

2.8

All reviews

(9,399)

1,965 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Terrible online banking experience

Terrible online banking experience - repeatedly failing to verify my identity, spent almost an hour on chat only to be told I need to phone them up!

August 26, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Sheila, if you'd like to raise a complaint about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Advertisement
Rated 1 out of 5 stars

The worst bank in terms of customer…

The worst bank in terms of customer service I have ever dealt with. I asked for an account to be switched from the flexplus account, which costs £18 a month, to the flexdirect, which is £2 a month. I have evidence of this as it was via the chat function in the app. I've asked for a refund as was wrongfully charged, but Nationwide are trying to say this is not their issue, despite me asking for it to be changed. The chat function available to customers is not instant, very slow, and poor communication with overseas agents. I ended up having to call themWhen I explained the complaint, they spoke over me, were sighing when I explained what had happened. I had to contiuously close and re-open the app on the phone. The fact I have evidence of the conversation of me asking to change the account and they still argued that they wouldn't refund me feels like a scam. I have raised a complaint, and will take this further if needed.

August 26, 2026
Unprompted review
Rated 1 out of 5 stars

Your useless app wouldn't let me print…

Your useless app wouldn't let me print a current mortgage statement app, neither would your employee at the branch. Gave me a phone number to talk to an automated service which did not provide solution either.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Caroline, we're sorry to hear you're having trouble getting a mortgage statement. To order one, please call the team on 0330 173 76 42, and they'll be happy to help. You may be asked a few questions by our automated system when calling, however you can also bypass this by pressing '*' on your telephone keypad.

If you'd like to raise a complaint regarding this, you can find your options for doing so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 4 out of 5 stars

With son visiting, who lives in Prague.

Went with my son who lives in Prague, helpful staff re his business and mine, but less accessibility to Bangor branch from train or bus station than the Belfast branch, the Bangor one involves crossing at a difficult junction. I've complained to our council, but nothing gets changed. Thanks, Norah

August 18, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Norah, f you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Advertisement
Rated 5 out of 5 stars

Good branch in Strood

Good branch in Strood. Ladies are always helpful. Busy, so sometimes a queue

August 25, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing, Sue :)

Rated 4 out of 5 stars

Debit card renewal.

A bit frustrating that at branch, seemingly simple problems can’t be resolved without asking one to use their banking app - on which it wasn’t obvious for me to get a new debit card and in frustration, I had to call on number given on my debit card. All took time.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Suraiya, if you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Rated 5 out of 5 stars

Seen straight away greeted with a smile…

Seen straight away greeted with a smile impressed with the security questions my new card updated quickly

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Loretta, thanks for sharing this lovely feedback about the service you received at your local branch ☺️

Advertisement
Rated 1 out of 5 stars

DECLINED!

I applied for a Nationwide credit card with a £1,000 limit and was declined, even though the branch manager helped me complete the application. I then applied - using the same ratings/information etc - to Barlaycard and was offered a credit card with a £4,000 limit. I have been a ''valued'' Nationwide customer for years, I had not had any involvement prior with Barclaycard or Barclays. Odd.

July 1, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, if you'd like us to look into this further for you, please give our applications team a call on 03457 302010 and they'll be happy to help. If you’d like to raise a complaint, you can find all the ways to do so here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

Customer contact

When so many companies have closed their branches, it's great that Nationwide still has contact with customers....long may it last.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Penny, thanks for sharing this 5* feedback. We're pleased to hear you value the branch service ☺️

Rated 5 out of 5 stars

Helpful staff

Helpful staff, it's good to be able to have a face to face meeting.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Stanley, thanks for sharing this 5* review about the service you received from your local branch ☺️

Advertisement
Rated 1 out of 5 stars

Despite numerous phone call and promises

Despite numerus phone calls and promises my81 year old brother in law has been waiting 8 weeks for his bank card. Every week he has had to rely on family to feed him. It is totally unacceptable. He was offered €25 compensation but has no card to get it ! Totally frustrated and angry is an understatement.

June 1, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Brenda, we're sorry to hear about your brother in law's experience. Whilst he is waiting for the replacement card to arrive, he'll be able to withdraw cash without his card by visiting any Nationwide branch with ID: https://www.nationwide.co.uk/branches/search.

Rated 1 out of 5 stars

Very unsecure Bank, not safe!

Aweful prehistoric bank (building Society) Who in this day and age customers have to shout personal details down a phone to pass DPA. This should all be done securly and not done via voice! Imagine if you had an emergancy with your account and in a busy place you had to start saying all your banking details out loud! The phone system is full of AI robot menu options. This is a dated bank in an old school IT world. Shame on you!

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Philip, if you’d like us to look into your concerns further, you can find information on how to raise a complaint here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

Rated 5 out of 5 stars

I couldn't fault the service that Jacob…

I couldn't fault the service that Jacob offered. What a pleasant change from some of your competitors,!!

August 25, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thanks for sharing this lovely feedback about the service you received from Jacob, we're so pleased to hear it ☺️

Advertisement
Rated 5 out of 5 stars

Good staff in branch

The staff in the peterborough branch were very helpful and the service was very quick.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Alan, thanks for sharing this 5* feedback about the service you received from our Peterborough branch ☺️

Rated 5 out of 5 stars

Was very easy to open a savings account…

Was very easy to open a savings account and the person was very helpful and did everything want to do on a Saturday morning

August 22, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Stephen, we're so pleased to hear you found the process of opening an account easy, and that you received great service when you visited on a Saturday ☺️

Rated 5 out of 5 stars

Able to speak to a person great service…

Able to speak to a person great service and friendly
Fantastic Customer Service, very informative.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Heather, thanks for sharing this 5* review, we're pleased to hear you're happy with the service you have received ☺️

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look