Nationwide Reviews 

9,399
TrustScore 3 out of 5

2.8

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Review summary

Created with AI, based on recent reviews

Considering 2,068 reviews, most reviewers were somewhat happy with their experience overall. Consumers often appreciate visiting local branches to speak directly with friendly and helpful staff who provide clear guidance on everyday matters. Many people value these personal interactions and find the service efficient when getting prompt assistance in person. Some reviewers were not happy with payment processes, noting difficulties when setting up direct debits or managing checks. Customers also mentioned frustrating delays, unhelpful attitudes from certain employees, and poor communication when waiting for responses. A few individuals experienced prolonged waiting times on the phone and issues trying to resolve formal complaints.

What people talk about most

Customer service

People report ambiguous experiences with customer_service, as opinions and interactions vary significantly.... See more

Staff

Consumers find staff to be ambiguous, experiencing a mix of exceptional branch service and frustrating online... See more

Service

Users describe ambiguous interactions with service, reflecting high disagreement among customers. Many... See more

Payment

Clients share negative opinions on payment, highlighting issues with blocked debit cards and unexpected... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting long delays and difficulties... See more

Reviews shaping this summary

Rated 3 out of 5 stars

More counter staff, more privacy. If staff are learning on the job so to speak, they should have a mentor alongside to save keep asking others who ar serving customers. Also more smiley faces would... See more

Company replied

Rated 3 out of 5 stars

The company who run your credit card know next to nothing about me and how I run my spending on the credit card. As a result they are always lowering my limit and jacking UP my charges on the way it... See more

Company replied

Rated 4 out of 5 stars

I have been with Nationwide since circa 1990 and have never had a problem. However as NW has followed the big(ger) banks by closing branches i find one aspect frustrating - paying in cheques. Admitte... See more

Company replied

Rated 4 out of 5 stars

Went with my son who lives in Prague, helpful staff re his business and mine, but less accessibility to Bangor branch from train or bus station than the Belfast branch, the Bangor one involves crossin... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.8

Average

TrustScore 3 out of 5

9K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 58% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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2.8

All reviews

(9,399)

1,965 reviews in the last 12 months

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Rated 2 out of 5 stars

Trying to speak to customer servive in…

Trying to speak to customer servive in person was a nightmare. The AI system couldnt understand what i was asking and kept going round in a loop repeating it self rather than allowing me to speak to someone.

Top 20mins of struggle then when i got to someone, he was great and it was good service.
AI seems to be a blocking processs

August 25, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Paul, we're sorry to hear you've had trouble getting through to us. When calling, you can bypass our automated system by pressing '*' on your telephone keypad. If you’d like to raise a complaint regarding your experience, you can do so using the options outlined here: https://www.nationwide.co.uk/contact-us/make-a-complaint-or-send-us-feedback/.

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Rated 5 out of 5 stars

Very helpful and took time to answer my…

Very helpful and took time to answer my enquiry. I would recommend this bank. They also offer appointments if want. Lovey staff,I was in the branch in Falkirk . Thank

August 21, 2026
Unprompted review
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Reply from Nationwide

Hi Catherine, thanks for sharing this lovely feedback about the service you received from our Falkirk branch, we're pleased to hear this ☺️

Rated 1 out of 5 stars

Very poor system design

Very poor system design. Nationwide was once an organisation serving its customers. Now, it appears to serve only the interests of its (overpaid) senior managers (who are unable to manage).

August 25, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi there, if you'd like to raise feedback about this, you can find more information on how to do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

Rated 5 out of 5 stars

Brilliant service

Brilliant service, very efficient and friendly staff….so glad I made the move to Nationwide….👌🏻🎉🥳

August 21, 2026
Unprompted review
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Reply from Nationwide

Thank you for sharing, Soozie, this is great to hear!

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Rated 5 out of 5 stars

Very good financial institution

Very good financial institution for interest payments on saving accounts. Better than the bank. Staff helpful and good customer service.

August 24, 2026
Unprompted review
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Reply from Nationwide

Thanks for sharing this 5* review, Dione ☺️

Rated 5 out of 5 stars

The only bank in town!

There is still a local branch with knowledgeable and helpful staff.

August 22, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Jolyon, thanks for sharing this lovely feedback about the service you've received from your local branch ☺️

Rated 5 out of 5 stars

BIG thank you to Cwmbran branch

I have been a member of Nationwide for over 40 years and always received the very best service at the Cwmbran branch. The staff are professional yet friendly, always efficient and supportive. I highly recommend Nationwide to everyone at any opportunity. Thank you to all for always making it a pleasure to deal with every aspect of my associated financial affairs. Brilliant.

August 21, 2026
Unprompted review
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Reply from Nationwide

Hi Maggie, thanks for sharing this lovely feedback about the service you've received from our Cwmbran branch, we're so pleased to hear it ☺️

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Rated 3 out of 5 stars

Useful bank as they still have brick…

Useful bank as they still have brick and mortar buildings. And for some customers who receive the annual rewards bonus it's good news. Although I am not considered a valuable customer in spite of being a member since February 1971 and no longer having a mortgage and wrong savings accounts receive nothing.....

March 1, 2026
Unprompted review
Rated 4 out of 5 stars

Paying in cheques outside of in a NW branch

I have been with Nationwide since circa 1990 and have never had a problem. However as NW has followed the big(ger) banks by closing branches i find one aspect frustrating - paying in cheques.
Admittedly a rare event i have to travel into a big town to find a NW branch which takes time and money. Why can't NW allow/arrange for customers to pay in cheques to Post Offices? my nearest one happens to be in a supermarket within walking distance

August 24, 2026
Unprompted review
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Reply from Nationwide

Hi John, firstly, thank you for banking with us for over 30 years. We appreciate customers taking the time to tell us where we can do better, as it helps us improve our products and services. If you'd like to share this directly with the relevant team, you can do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

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Rated 5 out of 5 stars

Excellent!

August 19, 2026
Unprompted review
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Reply from Nationwide

Thanks for sharing this 5* feedback, Tim ☺️

Rated 5 out of 5 stars

This has to be the best financial…

This has to be the best financial institution in the UK! I’d never consider banking elsewhere because I’ve tried the rest and now I have the best! Staff are so helpful and approachable in Nationwide, nothing is ever too much trouble and they really do go the extra mile to ensure a great service.

August 21, 2026
Unprompted review
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Reply from Nationwide

Hi Margaret, thanks for sharing such a lovely review. We're pleased to hear about the great service you've received. Thank you for banking with us ☺️

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Rated 5 out of 5 stars

I can't recommend Nationwide highly…

I can't recommend Nationwide highly enough for the support I received throughout my mortgage application and home-buying journey.
A special mention has to go to Andrew B, who was absolutely fantastic from start to finish. As a first-time buyer, applying for a mortgage can feel incredibly daunting, but Andrew made the whole process feel much more straightforward. He was knowledgeable, patient and always willing to explain things clearly whenever I had questions.
The process wasn't always easy, but Andrew was there to guide me through it, keep me informed and reassure me whenever I needed it. His professionalism, communication and genuine willingness to help made a huge difference and gave me confidence throughnut the process.

After everything I went through to finally get my first home, I'm extremely grateful to Andrew B and the Nationwide team for helping make it possible.
A massive thank you to Andrew for all his hard work and support. He is a real credit to Nationwide, and I would happily recommend Nationwide to anyone looking for a mortgage, especially first-time buyers.

August 24, 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi James, thanks for sharing this 5* feedback about your experience and the service you received from Andrew. We're so pleased to hear about his amazing service ☺️

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