NFU Mutual Reviews 

6,788
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 441 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful, knowledgeable, and professional staff for managing insurance claims with remarkable speed, genuine care, and absolute efficiency during stressful moments. Many people genuinely appreciate the reassuring personal approach and attentive guidance provided throughout every single step of their claims journey. However, some customers also noted that annual policy renewal premiums tend to be quite expensive compared to alternative providers in the broader industry. A few reviewers additionally mentioned encountering occasional communication hurdles, such as unreturned phone calls or frustrating delays when seeking local office assistance.

What people talk about most

Service

People report positive experiences with service, frequently highlighting the prompt response times and... See more

Claim

Consumers find claim experiences mixed, with many reviewers praising the fast, stress-free, and helpful... See more

Staff

Clients share positive opinions on staff, frequently describing them as extremely helpful, knowledgeable, and... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many customers praising the polite, prompt,... See more

Price

Customers had ambiguous experiences with price, as many reviewers pointed out that costs are significantly... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Speedy resolution. Not sure the advice was always consistent as to exactly what was covered. The settlement was however fair and paid promptly. As with all insurance always check that you are covered... See more

Rated 5 out of 5 stars

Had to make a pet (dog) insurance claim - very prompt response to phone call - no significant button pressing or difficulty understanding the person at NFU Mutual. Able to deal with claim requireme... See more

Rated 5 out of 5 stars

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage. In both cases there was a feeling that NFU were moving swiftly and efficiently to s... See more

Rated 5 out of 5 stars

Let me start by saying I am not an NFU policy holder, but had to make a claim from NFU as the third-party. Both times I have had to communicate to their motor claims department, I have been astonishe... See more


Company details

  1. Insurance Agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.0

Great

TrustScore 4 out of 5

7K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

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4.0

All reviews

(6,788)

401 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Water damage claim

NFU reacted promptly and helpfully with what was a disaster for me.
They appointed contractors immediately to make the building safe and prevent further damage and to begin the drying out.
The claim was settled in full with no prevarication.

January 17, 2026
Unprompted review
Rated 5 out of 5 stars

NFU are a fabulous insurer

NFU are a fabulous insurer. I have my home insurance with them, as I have a pet, I also include him on it. This covers vets bills up to a certain amount each year. This was great as my old cat aged, because premiums didn’t go up as they do with traditional pet insurance. Typically my cat recently displayed eye trauma over the bank holiday weekend. I was able to attend the out of hours emergency vet with confidence that it would only cost the £50 excess.

May 2, 2026
Unprompted review
Rated 1 out of 5 stars

Just tried to obtain quote from nfu for…

Just tried to obtain quote from nfu for car insurance who have me on mailing list only the be told not eligible??? No idea why driving for many years without problem cant understand why and no explanation cant wait for new nfu mail shot to arrive
Nfu loss ???

June 17, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that we weren't able to offer you insurance on this occasion.

Our marketing is intended to show potential new customers the range of products we offer and, as with any insurance, this is always subject to acceptance. There are some postcode areas we don't cover, in the same way that there are some vehicles or property types we don't cover. This is the same for each insurer, and each one works to a different set of criteria.

Our criteria and ratings data is updated on a regular basis, so I hope it may be possible for us to provide you with a quote in the future. However, if you'd like to be removed from our mailing list, please email us reviews@nfumutual.co.uk with your full name, address and contact details, and we will pass the request on to the relevant team.

Kind regards

Sophia

Rated 5 out of 5 stars

thank you Vicky (Ashbourne office)

thank you Vicky (Ashbourne office)

Every time I call there is someone who understands and very helpful .today I was talking to Vicky she was very helpful and dealt with my equiry very quickly .
Absolutely 5star Service .
highly recommend

June 17, 2026
Unprompted review
Rated 5 out of 5 stars

Carpet and settee varnish accident

After contacting NFU office, the following working day they recommended a cleaning company who came within a few days and efficiently laid a new carpet and cleaned the settee. No fuss just good clean work done by two helpful workmen. They did over and above helping with moving furniture which as we are in our 80s was much appreciated.

June 2, 2026
Unprompted review
Rated 1 out of 5 stars

Dreadful

Received an email advising me to log into my account to review my online renewal, so I did.
Once logged in I saw a message advising that there was a technical issue regarding my online renewal and I had to call, so I did. I then hung on after being told I was first in the queue, they then changing their mind to being very busy answering calls, when they finally answered it was by someone who’s accent was so difficult to understand I had to ask them several times to repeat themselves but still couldn't understand what they were saying so hung up. Surely if you are going to advise people to phone you should make sure you have a properly staffed phone lines so customers do not need to hang on for an eternity.

June 16, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide us with your feedback.

I'm sorry about the problems you had when trying to reach us recently. We did experience an unexpected technical issue, however, due to the unplanned nature of the issue, we were only able to request additional support from a limited number of staff.

We pride ourselves on providing the best possible service to our customers, and I'm sorry we weren't able to meet your expectations on this occasion.

Kind regards

Sophia

Rated 5 out of 5 stars

Absolutely brilliant customer service…

Absolutely brilliant customer service for my van commercial insurance. Had a terrible experience with two competitors and NFU night and day better in every aspect. Caitlin McF who handled my query today was absolutely first class, very professional and clear.

June 9, 2026
Unprompted review
Rated 1 out of 5 stars

Knocked off motorcycle by NFU policy holder.

I was knocked off my motorcycle by an NFU policy holder. It has been an absolute nightmare dealing with the NFU. It has been over two months since the accident and I still haven’t got a date for the repair. I have asked for a settlement which they are refusing to discuss with me. They pass me between departments to cause further delays.

June 9, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good Morning,

Thank you for taking the time to leave a review. I am sorry to read about the issues you've experienced so far.

I understand your frustration with the current position of your claim and can see the recent communication you have had with our claims department. I will pass on your feedback and ask that they provide you with a further update as soon as possible.

Kind regards
Nichola

Rated 1 out of 5 stars

Hard Company to Deal With!

Last year after reading ’Which Magazine’ who were singing the praises of NFU Home Insurance I tried to insure our (very normal) three bed property with them. I left a negative review on Trustpilot about my experience. This year, like a fool, I tried again!

Several times over the weekend I tried the NFU online quote system and each time received a message saying that they were happy to insure our house but I would need to call them. So yesterday morning I telephoned them and the lady I spoke to seemed a little uncertain/hesitant about things and eventually said that she was having problems and that the systems appeared to be down and that she would call me back. She never did! Sorry NFU but I don’t know what I’ve done but I won’t try again. Maybe it’s because I don’t own a farm or a huge ten bedroom property but I’ve decided to stay with my old insurer, despite what Which Magazine say. Funny how I wanted so much to give NFU my business but you’re a very hard company to deal with!

PS Hi Nichola, yesterday I emailed the address you gave in your reply and supplied my mobile number but no one replied or contacted me and secondly I have no idea about your offices as I telephoned the number supplied on your website. Kind Regards

June 8, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review about your recent attempt to obtain a quote from us. I am sorry to read about your experience and would welcome the opportunity to look into this further.

If you could please provide your full name, address and contact details, as well as the details of the office you contacted, we can investigate this further and work to make sure this doesn't happen in the future. Please send any details via email to: reviews@nfumutual.co.uk

Kind regards
Nichola

*Update 11/06/26*

Thank you for your reply. Would you be able to provide the email address we provided to you so that I can route to the correct department to investigate?

Many thanks
Nichola

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