NFU Mutual Reviews 

6,793
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Evaluating 437 reviews, reviewers had a great experience with this company. Consumers consistently state that exceptional support is provided by friendly staff members who make complex policy details easy to understand and navigate during stressful times. People appreciate the smooth and efficient claims handling, mentioning that matters are resolved rapidly and fairly without unnecessary fuss or delays. Some reviewers were not happy with the high policy costs, noting that annual premiums can be significantly more expensive than other providers and increase steadily over the years. Furthermore, some people experienced frustrating communication hurdles, such as unreturned phone calls from local offices when trying to get timely assistance.

What people talk about most

Service

Reviewers highlight positive aspects of service, frequently praising prompt responses, efficient claim... See more

Claim

Clients share ambiguous opinions on claim, with reviewers expressing both satisfaction and frustration... See more

Staff

People report positive experiences with staff, describing them as consistently helpful, professional, and... See more

Customer service

Consumers find customer service to be ambiguous, as experiences vary significantly between efficient support... See more

Price

Customers consistently note ambiguous experiences with price, often feeling that quotes and annual premiums... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Speedy resolution. Not sure the advice was always consistent as to exactly what was covered. The settlement was however fair and paid promptly. As with all insurance always check that you are covered... See more

Rated 5 out of 5 stars

Had to make a pet (dog) insurance claim - very prompt response to phone call - no significant button pressing or difficulty understanding the person at NFU Mutual. Able to deal with claim requireme... See more

Rated 5 out of 5 stars

Regrettably, I've had to make two claims on my NFU house insurance policy for water leaks and associated damage. In both cases there was a feeling that NFU were moving swiftly and efficiently to s... See more

Rated 5 out of 5 stars

Let me start by saying I am not an NFU policy holder, but had to make a claim from NFU as the third-party. Both times I have had to communicate to their motor claims department, I have been astonishe... See more


Company details

  1. Insurance Agency

Written by the company

For more than a century,  we have provided quality insurance to customers, their families, and their businesses, as well as supporting the communities they live and work in.


Contact info

4.0

Great

TrustScore 4 out of 5

7K reviews

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4.0

All reviews

(6,793)

406 reviews in the last 12 months

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Rated 5 out of 5 stars

Simply the best insurance company for me!

The best insurer around for my house and its contents, as well as my car. Unfortunately, I recently had a water leak in my bathroom. I need not to have worried - the NFU were absolutely ACE in every way, from me making my claim, the care taken of my claim, to the workforce the NFU provided. 10/10 for this wonderful insurance company.

May 25, 2026
Unprompted review
Rated 5 out of 5 stars

Long May You Prosper NFU Mutual

Ok
What a fantastic Company ! Quick positive quotes, they were very easy to understand spoke precisely. My Policy arrived the following day, I was also told if needed a no charge instalment plan ( No interest)

Now the Best Bit
My quotes from other insurers €1400 + NFU Mutual €500
Long may you prosper NFU Mutual

May 21, 2026
Unprompted review
Rated 1 out of 5 stars

AGEISM

Today I requested a quote for comprehensive car insurance and a lady phoned back and asked 2 questions one of which was had I made a claim to which I replied yes ( a minor bump) to which she said as you've had a claim and are over 70 we can't quote that's ridiculous in fact AGEISM.
She never asked details of the claim. Not good business practice, be AWARE.

May 21, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback. I'm sorry to read about your experience and that we weren't able to offer you insurance on this occasion.

A clear part of our approach to doing business is to avoid discrimination except as legally permitted when considering relevant risk factors.

Age is one of many factors that is considered when assessing risk for the purposes of providing a financial service, such as insurance. Different insurers have different approaches towards risk and use regularly updated data to assess this. Our data shows that a driver’s age can affect the level of risk they present, and on occasion, the risk is greater than we can accept.

The British Insurance Brokers Association (BIBA) holds information about providers who may be able to offer insurance. Their contact details are 0370 950 1790 or www.biba.org.uk/find-insurance

I appreciate this was not the outcome you were hoping for however I hope this helps in explaining the reason behind our decision.

Kind regards

Sophia

Rated 1 out of 5 stars

Poor company was insured with them 25…

Poor company was insured with them 25 years farm insurance house cars they had £1000s over them years maybe £250000 I had 1 non fault accident they wanted to pay but couldn't get the other party to agree and tried to charge me I refused and they tripled my car insurance. I had to get ombudsman involved to get compensation witch was granted disgusting service after all them years with no claims. Don't bother there advert is total lies never again.

May 19, 2025
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review, and I was sorry to read about your recent experience. We appreciate any feedback on how we can work to improve the service we provide our customers and would welcome the opportunity to look into this further.

In order for us to do this, please could you email us at reviews@nfumutual.co.uk and provide your full name, address and contact details, as well as your policy and/or claim number.

Kind regards

Sophia

Rated 5 out of 5 stars

Wonderful Service .

I have been with NFU for 16 years and this week made my second claim.
Arrived back last Tuesday from 10 days holiday to find my freezer had completely defrosted a week before due to a power cut that threw the circuit breaker.
I called on Wednesday morning to the Warminster branch and got straight through. The agent called me straight back to confirm I was covered and asked me for a list of the contents with replacement costs and a description of the freezer.
We did that later that afternoon. By 1800 it was confirmed that we would receive all I had claimed for less a £50 excess.
But the most incredible thing was that the cash was in my Bank later on Thursday.
Wonderful service , wouldn’t dream of going anywhere else.

May 13, 2026
Unprompted review
Rated 1 out of 5 stars

Treated like criminals and pretty much…

Treated like criminals and pretty much had sort the whole claim out ourselves with no support from NFU !!!!!

May 23, 2025
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and provide your feedback, and I'm sorry to read about the issues you've experienced.

We strive to provide excellent service to our customers and would welcome the opportunity to review what's happened with your claim, so we can address any mistakes and improve our service in future.

Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as your policy / claim number, and we will look into this further.

Kind regards

Sophia

Rated 1 out of 5 stars

Shocking service - beggars belief !

Terrible service. I made an official complaint about an ongoing claim involving a fallen tree which was not actioned at all - I ended up paying £3800 out of pocket to get the roof mended. U ahve had no resolution 6 weeks later-

To add insult to injury, the NFU have refused to cover our home after one failed payment which was an oversight during a period of severe illness, leaving two vulnerable adults in an uninsured house. My mother used NFU for 40 years - it’s an absolute scandal. I’m sure the papers will have something to say about this.

I couldn’t recommend the NFU to anyone, please avoid especially if you are in anyway vulnerable they will not look after you.

March 18, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review, and I was sorry to read about the issues you've experienced. We appreciate any feedback on how we can work to improve the experiences of our customers and would welcome the opportunity to look into this further.

Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as the relevant policy and complaint reference numbers, and we will be able to investigate what's happened for you.

Kind regards

Sophia

Rated 5 out of 5 stars

NFU are the best insurance company I…

NFU are the best insurance company I have ever dealt with. Following a roof leak they swiftly sent a loss adjustor who efficiently helped me through the process. The claim was settled quickly and every consideration was given. I am most thankful to have them by my side.

January 22, 2026
Unprompted review
Rated 5 out of 5 stars

Help and guidance.

This was the first time since my husband died that I have had to make a claim and I found the staff very helpful in explaining the procedure. Many thanks to them.

May 11, 2026
Unprompted review
Rated 1 out of 5 stars

Our claim took 2 years and 3 months to…

Our claim took 2 years and 3 months to complete. I felt I had to fight NFU for every penny! Not what anyone needs when they’ve had to move out of their home to dig up their entire floors. There was no compassion whatsoever!

May 11, 2026
Unprompted review
NFU Mutual logo

Reply from NFU Mutual

Good morning

Thank you for taking the time to leave a review and for providing your feedback. I'm very sorry to read about how long the claim has taken and the disruption you've experienced.

I'd like us to be able to look into this further for you. Please could you email us at reviews@nfumutual.co.uk with your full name, address and contact details, as well as your policy & claim number, and a member of our team will investigate how the claim has been managed.

Kind regards

Sophia

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