Nova Credit Reviews 

177
TrustScore 2.5 out of 5

2.3

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Rated 1 out of 5 stars

Worse credit agency. DONOT use them. Very slow and doesn’t provided support. I have near perfect credit score but NOVA kept email me stating my income info is incomplete more than 3 times without... See more

Rated 1 out of 5 stars

On July 31, Nova Credit was unable to automatically connect with my bank so that my upcoming landlord could look at my bank accounts. I immediately informed Nova Credit. Nova Credit finally responded... See more

Rated 2 out of 5 stars

Mediocre! Nova Credits are only supported by Amex, who already let you transfer your creditscore in 2 ways without nova credit! Namely, by filling in your own foreign credit card number on the websi... See more

Rated 5 out of 5 stars

Smooth and painless, I received an Amex CC after 15 minutes with an extra call to Amex. The Irony is I am a Canadian who has paid taxes and utilities on a home in the US for over 12 years and ther... See more

Company details

  1. Credit Reporting Agency
  2. Credit Bureau

Written by the company

Nova Credit helps people access financial services by providing lenders with a more complete picture of their financial health. We do this through three main solutions: Cash Atlas™, which analyzes bank account data to show your financial responsibility; Income Navigator, which quickly verifies your income; and Credit Passport®, which brings your international credit history to a new country. Our technology helps banks, credit card companies, property managers, and phone carriers say "yes" more often to people who might otherwise be overlooked by traditional credit systems, especially newcomers to a country and those with limited credit history.


Contact info

2.3

Poor

TrustScore 2.5 out of 5

177 reviews

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2.3

All reviews

(177)

26 reviews in the last 12 months

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Rated 5 out of 5 stars

Good service especially for those…

Good service especially for those moving to US.
It'll be better to get a temporary address in US prior moving to US
So that people can apply for credit card in US address.
Maybe service providers can think about it.

April 17, 2021
Unprompted review
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Rated 5 out of 5 stars

World's First Financial Inclusion Steroid

Nova Credit has done excellent job by creating a bridge to utilize existing Credit History across borders, Hence making it easier for newbies to be part of US financial system by narrowing waiting period instead of building Credit History from Scratch. It's kind of First Financial Inclusion Steroid of the world !!

April 17, 2021
Unprompted review
Rated 1 out of 5 stars

Not getting my score every time getting…

Not getting my score every time getting error.server down

April 16, 2021
Unprompted review
Nova Credit logo

Reply from Nova Credit

Hi Sayem, thank you for sharing this experience. I'd love to try and help if I can. Please send us an email at help@novacredit.com and we will do our best to resolve this issue. Thank you!

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Rated 5 out of 5 stars

Verry nice

Verry nice. Nova exchange
Nice to meet you
Please comebac Nova exchang team
I miss you all Nova team's
Thank you so much Nova team's
Please come back
Please come back

April 16, 2021
Unprompted review
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Rated 1 out of 5 stars

doesnt work

The US bank that requested my Canadian credit report didint receive it and denied my application for that reason.

April 16, 2021
Unprompted review
Rated 1 out of 5 stars

I was applying for an American Express…

I was applying for an American Express US card using Nova Credit as a service to pull my Canadian credit for this application. Nova Credit did this but has triggered something with the US credit bureaus i.e.Experian and TransUnion USA that now shows my Canadian Social Insurance # as a US Social Security # belonging to someone decreased which now is red flagged as fraudulent. I have spent all week trying to repair this with no success. I can no longer apply for credit in the USA and American Express has stopped my application because I need to remove my SIN from showing as a US Social Security # and no one knows how to do this. You caused this please fix it. Until that time I can not establish USA credit. Please I need your help

April 16, 2021
Unprompted review
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Rated 1 out of 5 stars

I used this,service to obtain a US …

I used this,service to obtain a US American express card. A card was issued as I have a great credit rating in Canada. Subsequently American express. Cancelled the card for no apparent reason . And followed up with requests for income statements and tax returns from Canada. I had assumed that this,service would have prevented that hassle.

April 16, 2021
Unprompted review
Rated 5 out of 5 stars

Finally a US credit card

I tried several times to get a US credit card from various US banks but had no success because I did not have a US credit rating or SSN. Nova and AMEX came through with a excellent card that is accepted almost anywhere.

April 16, 2021
Unprompted review
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Rated 5 out of 5 stars

Aus to US experience

I recently moved to the US from Australia and one of the most important things once you arrive is to start building credit. I was able to get a credit card based of Nova Credit with American Express. It has also allowed me to provide confidence to agencies and landlords through the rental process. I would highly recommend as a way to establish yourself in the US.

April 16, 2021
Unprompted review
Rated 3 out of 5 stars

I tried to get my credit report but due…

I tried to get my credit report but due to delayed OPT received it. It was time out. Massage displayed
We cant provide your report too many failed attempts.
I sent mail on 15and 16 April mail but no response from your email help
Your response is very poor.

April 16, 2021
Unprompted review
Nova Credit logo

Reply from Nova Credit

Hi Singh, thank you for letting us know and sharing your experience. Can you please try emailing us again at help@novacredit.com. We will be sure to have someone help out!

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