Payactiv Inc. Reviews 

Kyle howard was amazing and helped me do what I needed to do 😃

As overwhelming and as many times I had to do Chats for month. There are 2 wonderful Agents that assisted me 10 Stars to Rita (Forgot her last name initial) and Brent T. They went above and beyond. Having real conversation and not copy and paste response. Great Job You Two.

He was very helpful through the setup and he deserves a raise!

Update: spoke to them and they explained dispute teams are not customer facing team:

The dispute investigation arm of payactiv doesn’t communicate very well, and even though I’ve emailed them several times regarding my dispute, and even started a complaint on their official BETTER Business Bureau page. I am forced to continue going through a route of online profiles such as trustpilot, BBB, Reddit, and I will continue to do so until I receive some sort of communication and my provisional credit from Payactiv for a case of obvious fraud on my UKG Wallet Payactiv Card.

He was very helpful and quick with helping me fix my issue! Great service!!!

Kyle was super helpful and knowledgeable. Helped me directly and efficiently to getting logged in to my account and I couldn't be more thankful. Very professional and courteous, all of my needs are taken care of because of his efforts. Thank you Kyle

Kyle helped me with all of my of my problems and explained everything perfectly. A weight lifted off of my shoulders

Kyle Howard deserves a solid 5 out of 5 stars for his outstanding customer service with Payactiv support.
I’m giving Payactiv support 5 out of 5 stars thanks to the excellent customer service I received from Kyle Howard. I was having a frustrating problem linking my employer in the app, which meant I couldn’t properly connect my account or access my wages. Kyle took the time to listen, walked me through each step, and quickly identified what was causing the issue. He clearly explained what needed to be updated, helped get my employer properly linked, and made sure everything was working before ending the call. Because of his patience, professionalism, and follow‑through, my account is now fully set up with my employer and I feel confident continuing to use Payactiv.

Kyle was a Great Customer Service Representative!!!⭐⭐⭐⭐⭐

Donald Milo is the first worker to actively and completely change the game for this company for me. He had the intelligence, knowledge and patience to see that my problems are being cater for. I’m grateful to him and I think he deserves a raise. Thank you Milo.

Complete lack of communication when changes to your EWA are made. These apps will also get you into trouble when relied on too heavily. Not worth it, and you can't transfer money off your Payactiv Card to an external bank account. Ultimately closed this account along with the bank card.

Brent T was very helpful and patient.

I hadn't had a PayActiv account in about 5 years, I was trying to reactivate my old account for my new employer but it wasn't working. I contacted support via email and support instructed me to call customer service. I did and Jared Lee is the service agent that assisted me. Jared was absolutely fabulous! He was very patient and stayed on the line with me to ensure that my new account was up and ready to go. So I had a great experience and my issue was resolved quickly and professionally. Thank you Jared Lee!

For a company whose office is in Nashville TN, NO ONE who answers calls sounds anything like some in Tennessee. The ones who answer don't listen.

I was finally able to resolve my issue. However, my experience with calls I received from Payactiv regarding verification, then calls to CSR resulted in very poor clarity and even when you stated it to the representative, the result was the same.

All representatives were nearly impossible to understand except the final one I reached, who resolved my issue.

Requests during calls to escalate my call to a United States based representative were ignored or denied, and I believer one person lied when I asked if she was based in the United States.

Because my issue was resolved, my rating goes from 1 to 2 stars. Payactiv needs to address their customer service. Cutting corners does not make customers happy when calling.

Thanks Jaredlee for your assistance today I really appreciate it.

Very helpful and resolved my issues quickly and very nice.

Ive used payactiv for several years. They tend to change things up occasionally. My biggest complaint is the dispute department. Ive disputed 2 charges on the 6 years ive been with them. One was last year and one this year. The reps in that department are very rude and not very reliable. My disputes were legitimate, but when payactiv reps called me to discuss, I was called a liar which is very unprofessional and was denied the credit. I sent an email complaining about the whole experience and no one ever got back to me. I had another dispute different company. The agent from payactiv called me over and over 5 times in a row. I finally answered... and said I was at work could he call back and he said I should try to talk to him now since he was calling about the dispute. He called the company I was disputing with to verify my story. I was on the phone for about an hour, missing time and money from my job. The company verified my story and the payactiv agent said I wouldn't get a credit because I didn't ask the company I paid if they would refund me before I made the payment! Very unprofessional and not even a valid reason to deny it. This was weeks ago and I haven't seen any formal denial and ive called payactiv and asked for a call back, no call.

I don't recommend using their card because the customer service is horrible and it's difficult to get money off the card anyway. Too many other prepaid cards out their with better service.
Edit: changed to one star because payactiv agent called again today with metro pcs on 3 way for the second time. I asked why and the agent couldn't even give a straight answer. Eric is the payactiv dispute agent and he was the agent I had on my first dispute last year who basically called me a liar. The entire call was so stressful and payactiv agents don't really care. They aren't American so I'm not surprised they don't know anything about good customer service.

It’s Tuesday my app hasn’t been updated since Sunday what’s going on people has to get paid….im pissed ….

Hours do not update correctly. Operators state it's a system wide issue with no known time of correcting the issue. Very frustrating. Update as of 3/25/2026=STILL has problems updating correctly. Mine hasn't updated in 3 days. Not even gonna try to chat with a rep, as nothing gets resolved anyway.

This company is awesome definitely helps out in the time of need!!! The staff is amazing very mindful very attentive and respectful