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Payment Assist Reviews 

11,209
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,953 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the service for being remarkably quick, extremely easy to set up, and wonderfully helpful when unexpected vehicle repair costs suddenly arise. Many consumers deeply appreciate the flexible payment plans and friendly staff, which help make managing necessary automobile maintenance completely straightforward and entirely stress-free. Conversely, a small portion of people felt quite dissatisfied with communication channels and overall support experiences. Some reviewers noted frustratingly long wait times on the phone, unanswered calls, and ongoing difficulties receiving timely resolutions regarding specific complaints or administrative issues.

What people talk about most

Payment

Consumers find payment satisfaction to be very high, consistently praising the quick setup and the ability to... See more

Service

Clients share satisfaction on service, frequently praising the quick, easy, and interest-free payment setup... See more

User experience

Users describe positive interactions with user experience, highlighting that the application process is fast,... See more

Staff

Reviewers highlight high satisfaction with the staff, frequently praising team members for being... See more

Customer service

Customers had positive experiences with customer service, frequently highlighting the professional, friendly,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We needed a windscreen replacement - Payment Assist were brilliant - no hassle, instant approval, 9 monthly payments with no interest - what's not to like. Thank you Payment Assist. You made all the... See more

Company replied

Rated 5 out of 5 stars

The documents came in thick and fast but all I had to do was click ‘sign’ and I got a confirmation (more emails😂) to say it was done. You can’t sign the same document twice which was helpful when I w... See more

Company replied

Rated 5 out of 5 stars

Payment assist is an Excellent company which will help you with no issues at all, they have helped everytime when i need them, I really dont know what I would do without them and customer supprt are... See more

Company replied

Rated 5 out of 5 stars

I had a great experience by using payment assist. The process was quick and easy. No complicated form and approval was really quick. No waiting about and then trying to contact garage. Payment assist... See more

Company replied


Company details

  1. Non-Bank Financial Service
  2. also in
  3. Car Finance and Loan Company

Written by the company

At Payment Assist, we believe looking after your car and staying safe on the road, shouldn't mean worrying about how you'll pay for it. Whether it's an unexpected repair, a service, new tyres or an MOT, we're here to help make essential vehicle maintenance more manageable. Since 2013, we've helped more than 1.5 million customers spread the cost of their garage bills with straightforward payment options designed to give people more choice and greater peace of mind. We work alongside thousands of trusted garages and dealerships across the UK, making it easy to arrange a payment plan at the point you need it most. Our application process is simple and transparent. We'll always explain your options clearly, so you can make the decision that's right for you. Trust is at the heart of everything we do. As an FCA-regulated finance provider, we're committed to treating every customer fairly, communicating honestly and supporting responsible lending. We know that needing vehicle repairs is rarely planned, which is why we focus on making the experience as straightforward and stress-free as possible. Every review on this page helps us learn, improve and celebrate the moments when we've made a real difference. If you've used Payment Assist, we'd love to hear about your experience. Your feedback helps future customers make informed decisions and helps us continue to raise the standard of service we provide. Thank you for placing your trust in Payment Assist.


Contact info

4.8

Excellent

TrustScore 5 out of 5

11K reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 98% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(11,209)

1,793 reviews in the last 12 months

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Rated 5 out of 5 stars

Was so easy to do and set up…

Was so easy to do and set up would highly recommend to anyone with a huge repair bill but not much funds spare

September 10, 2026
Unprompted review
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Reply from Payment Assist

Hi Pauline,

We're glad Payment Assist gave you a straightforward way to spread the cost and that you found everything so easy to set up.

Thank you for recommending us to others, we really appreciate it.

Best wishes,
Payment Assist

Rated 4 out of 5 stars

Quick and easy process

September 8, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Michael,

We're pleased to hear everything was sorted quickly and that you found the Payment Assist process so easy.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Amazing team on hand always ready to…

Amazing team on hand always ready to assist you with payment delays or any problems with finances. Always on call to help answer your question. I will recommend Payment Assist. Thanks

September 10, 2026
Unprompted review
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Reply from Payment Assist

Hi Gad,

We're delighted that you've found our team helpful and readily available whenever you've needed support or had questions about your payments.

Thank you for recommending Payment Assist.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Payment assist is amazing .

Payment assist is amazing .
So helpful for when your on a bugdet . I didnt need to worry how to pay in full . 3 easy instalments monthly put my mind totally at ease.

September 10, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi David,

Taking the worry out of an unexpected bill is exactly where Payment Assist can make a real difference.

We're delighted that spreading the cost over three manageable monthly instalments helped you stay within your budget and gave you some peace of mind.

Thank you for taking the time to share such positive feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Quick decision and good apr..Will…

Quick decision and good apr..Will definetly use again

September 9, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Joanna,

We're pleased that you were happy with the rate offered and that your experience with Payment Assist has left you wanting to use the service again.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

So easy and simple to apply and 0% over…

So easy and simple to apply and 0% over the 3 months Helped me out this week

September 9, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Tony,

Sometimes a little extra flexibility at the right time can make all the difference.

We're glad Payment Assist was able to help you out this week and that you found the application simple and easy, with the option to spread the cost interest-free over three months.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Absolutely Brilliant Company

Absolutely brilliant company to use,and they can be used at so many garages.
I have used them twice in the past six months
Superb on both occasions and was able to purchase a better quality of tyres knowing i couldpay for them over a few months at no extra cost (interest free)
I will certainly use this service again

August 28, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Alan,

We're delighted that the service has worked so well for you on both occasions and that spreading the cost interest-free gave you the flexibility to choose the tyres you wanted without having to pay for everything upfront.

Thank you for your continued support, and it's fantastic to hear you'll use Payment Assist again.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Very Pleased

Easy and straightforward application, pretty much an immediate response. I was hit with an unexpected bill for a load of stuff that needed sorting on an old car. This company made it easy for short term finance, and it’s interest free!
Very happy customer, excellent service.

September 7, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Nigel,

Unexpected repair bills can be difficult to manage, particularly when several things need sorting at once.

We're really pleased that Payment Assist made things easier by giving you a straightforward, interest-free way to spread the cost, and that you received a decision so quickly.

Thank you for the excellent feedback and for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Very impressed I was so worried I…

Very impressed I was so worried I couldn't afford the work needed then payment assist assisted quickly very impressed

September 8, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Kelly,

It's always worrying when unexpected repair costs come along, so we're delighted that Payment Assist was able to help when you needed it.

We're pleased everything was arranged quickly and that the service helped take some of the worry out of getting the work done.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

I'd never used payment assist before…

I'd never used payment assist before and for those who can't afford large amounts coming out of your bank account especially those of us who are on lower incomes payment assist are brilliant. Great service and will definitely use them again.

September 9, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Laura,

Being able to spread the cost of a large bill can make a real difference when paying everything at once simply isn't manageable.

We're so pleased your first experience with Payment Assist was a positive one and that the service gave you some extra flexibility when you needed it.

Thank you for your kind words, and it's fantastic to hear you'd use us again.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Used many times and very easy process…

Used many times and very easy process all the way through. Slso good comms to remind you of upcoming payments

September 7, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Paul,

Hearing from customers who come back to us time and time again is always incredibly rewarding.

We're delighted you've consistently found Payment Assist easy to use and that our payment reminders help keep you informed about what's coming up.

Thank you for your continued support and for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Used this facility yesterday

Used this facility yesterday, was very easy and safe process. Highly recommend

September 7, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Mary,

We're pleased you found the process easy and secure from start to finish, and we really appreciate your recommendation.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

I always use Payment Assist

I always use Payment Assist, and I am extremely happy with their service.

It makes a huge difference for people like me who can't pay for everything in one go, especially when unexpected expenses come up and make things tough. Payment Assist really saves the day by allowing you to spread the cost.

My only wish is that they were available in even more stores! Excellent work, team—please keep it up!

September 7, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Rajan,

Hearing that Payment Assist has become a service you can rely on when unexpected costs come along is fantastic feedback.

Having the flexibility to spread the cost rather than finding everything upfront can make a huge difference, so we're delighted the service continues to work so well for you.

Thank you for your continued support and for taking the time to share your experience.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Valuable service provider

Ive had no difficulties with this company as I have been a model service-user.

September 8, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Sharina,

It's great to hear that your experience with Payment Assist has been trouble-free and that everything has run smoothly for you.

Thank you for choosing Payment Assist and for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Excellent company would not do without…

Excellent company would not do without them .
A great back up to have with your car incase something goes wrong great customer service thank you

September 7, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Phil,

We're delighted that Payment Assist has become such a valuable backup for you, and it's especially great to hear that you've received excellent service from our team.

Thank you for your continued support and kind words.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Super helpful to spread the cost

Very simple to use. Super helpful when service and MOT are due

September 6, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi there,

We're glad Payment Assist helped you when you needed it and that you found the service so simple to use.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

The whole process went smoothly with…

The whole process went smoothly with plenty of support for any issues during the buying process.

September 6, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Imran,

Having support available when you need it can make the whole process a little bit easier.

We're pleased that everything went smoothly and that you felt well supported throughout your experience with Payment Assist.

Thank you for taking the time to share your feedback.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Quick easy and so stright forward…

Quick easy and so stright forward highly recommend

September 5, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Lyndsey,

It's fantastic to hear you found the whole process quick, easy and straightforward from start to finish.

Thank you for recommending Payment Assist to others; we really appreciate your support.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Very easy system

September 5, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Martin,

Straightforward is exactly how we want the Payment Assist experience to be. We're pleased you found the system so easy to use.

Thank you for taking the time to leave a review.

Best wishes,
Payment Assist

Rated 5 out of 5 stars

Payment Assist plan was easy to…

Payment Assist plan was easy to understand and questions / authorisation took a reasonable amount of time. Details were confirmed in a follow up email.

September 4, 2026
Unprompted review
Payment Assist logo

Reply from Payment Assist

Hi Merryl,

We're pleased you found Payment Assist easy to understand and that everything was handled efficiently, with the details clearly confirmed afterwards.

Thank you for taking the time to share your experience.

Best wishes,
Payment Assist

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