Peoples Choice Services Reviews 

213
•
TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

Had a policy with people's choice and they sent the renewal letter which we agreed to. They decided not to renew it and cancelled the policy. We can't get a quote online and can't get through to the... See more

Company replied

Rated 1 out of 5 stars

Shocking trying to get a quote. An hour spend on the phone for the assistance in the South African call centre to tell me the car needs a tracker linked to the police on my car. Who has that? After sp... See more

Company replied

Rated 1 out of 5 stars

Do not take out car insurance with these. Had a policy with them for a year. Found cheaper car insurance and paid for that. They auto renewed my insurance without me selecting it. Rang to cancel as wi... See more

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Rated 1 out of 5 stars

Car insurance renewal came through, £30 cheaper than last year. Quick pop onto Compare the Market and found a new policy for £308 (nearly £230 cheaper than renewal). Called People's Choice to tell th... See more

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1.3

Bad

TrustScore 1.5 out of 5

213 reviews

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1.3

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(213)

19 reviews in the last 12 months

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Rated 1 out of 5 stars

Stay away from Hastings Direct and…

Stay away from Hastings Direct and Peoples Choice. I purchased car insurance almost a month ago and I am unable to create an account. No errors or anything, the login button doesnt work, tried on different browsers and devices. Their customer service has been abysmal - Not understanding.. I have spent hours via email and phone with them but they just ask the same questions and get no where. Stay away from their services.

June 12, 2024
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello. I'm very sorry to read about this and I hope that some progress has been made with regards to getting this resolved. If there is still an issue, please send us a direct message on X (formerly Twitter) @HastingsDirect or on Facebook as we may need to raise this with the IT team for you. We'll do all we can to help on that platform. ~Theo, Customer Care

Rated 1 out of 5 stars

Stay away PC - Please Read

Stay away from Peoples Choice. After informing them I had moved home, they firstly asked for £105, on top the £1420 I had already paid in October. (7 years of driving and 5 years protected NCB.

They have made my insurance nul and void from 11:59 the same day, forcing me to pay £1000 to another insurance company and wait for a 600 refund from them for a week.

I’m not suprised this has 1.3 star reviews - I have been with this company for 6 years and havent had an issue until now. I presume this is because I haven’t had an accident or needed there support. This was an eye opener!

Compare the market was better to explore new policies over confused.com IMO

May 6, 2024
Unprompted review
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Reply from Peoples Choice Services

Hello Ethan, I'm very sorry to read about this significant increase in price. Unfortunately, the postcode where the vehicle is kept overnight is a big rating factor on the policy and a a result changing this can impact the price. I appreciate the frustration and I'm sorry that on this occasion it was an increase rather than a decrease in the cost of your cover. ~Theo, Customer Care

Rated 1 out of 5 stars

I recently took out a policy with this

I recently took out a policy with this company in february cant access documents on website , my car has not been registered on motor insurance data base. was not aware of this until received letter from police. already had issue when taking out policy made a complaint, was dealt with. now cant get docs after calling them twice, now asked for email of documents. will see what happens.

April 25, 2024
Unprompted review
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Reply from Peoples Choice Services

Hello Paul, I'm sorry to read about this and I hope that documents have since arrived. If they do not within the promised timeframe, please email us at customersupport@hastingsdirect.com so we can take a look at this for you. ~Theo, Customer Care

Rated 1 out of 5 stars

THEY PUT YOU ON AUTO RENEWEL EVEN I CXL…

THEY PUT YOU ON AUTO RENEWEL EVEN I CXL AT THE START OF MY INS THEY STILL RENEW WHEN CALL THEM WHY HAVE YOU TAKEN MONEY FROM A/C THEY SAY WE WILL CHAREGE YOU 20 POUND FOR ADMIN FEE.......🤦‍♂️

May 5, 2024
Unprompted review
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Reply from Peoples Choice Services

Hello Imran, thank you for your feedback concerning this. The law says any car on the road must be insured. To be certain our customers stay insured on their renewal date, we automatically renew their policies unless we're informed not to do so.

You can read about automatic renewal in your terms and conditions, as well as find this in the very first document that is sent to you. This document will inform you how to remove the auto-renewal, and this can be done by the customer online at any point during the first eleven months of the policy.

If you would like to discuss this or need any help with your policy, please contact us at customersupport@hastingsdirect.com so we can help you. ~Theo, Customer Care

Rated 1 out of 5 stars

Scammers

Scammers, they send emails a few month after taking insurance asking for further detail, hiked my insurance up by 400 pounds two month later saying my birth information was wrong came over to uk under around 11 month old and was lazy to keep scrolling so stated at birth in uk. if your not English your insurance will be higher, what has where I was born got to do with my driving after 46 years in the uk.

They should call their company it EDL People's insurance

Had to Cancelled paid fee 90 pound to there right wing con company.

April 26, 2024
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello, I can appreciate the frustration that can be caused by the validations process. I'm sorry that you had such a poor experience during these checks and that this led to the cancellation of your policy. Our New Business Review team pick a handful of policies at random, checking all details and updating them when necessary. This is our standard business practice and we apologise if you weren't aware of this.

We need the information to make sure an insurance policy is valid, fit for purpose and that there is no chance that you are not covered in the case of an accident or claim. This check can be done at any point in the policy. If you believe that this was incorrectly handled and if you wish to raise a complaint concerning this, please visit www.hastingsdirect.com/about-us/customer-complaints or call us on 0333 999 8904.

When we’ve logged your complaint, we’ll get back to you within five working days. Our regulator, the Financial Conduct Authority, says we have up to eight weeks to settle your complaint, however the vast majority are resolved well within that time. You’ll find more information at www.hastingsdirect.com/help. ~Theo. Customer Care

Rated 1 out of 5 stars

Avoid at any cost

Avoid at any cost, no app to cancel your policy. called today 18/04.2024 to cancel as their phone line was busy yesterday (day when I sold my car and their phone liones are open till 6PM) and one of the advisor (which I can't really hear over the phone) set it up to be canceled on 19th of April when I clearly said that I sold my car day before(on 17th April).

You can't contact them over the email as they never reply and don't even give you an option to contact them over the email unless you go deeper and actually find the email to hasting direct not to people's choice.

Disgusting to deal with I will never use again. They have to realise that we are in 2024 and people don't need to do everything over the phone as we are busy and They have short working hours

April 18, 2024
Unprompted review
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Reply from Peoples Choice Services

Hello David, I'm very sorry that you struggled to reach us and get the help that you need. I can appreciate the frustration this would have caused and I'm glad you were able to contact us in the end and get the help you need. Going forward, you can also send us a direct message on X (formerly Twitter) @HastingsDirect or on Facebook. You can also find more ways to contact us at www.hastingsdirect.com/help. ~Theo. Customer Care

Rated 1 out of 5 stars

£20 fee to cancel auto renewal

£20 fee to cancel your insurance once auto renewed. Auto renewal they hide it away so you cannot see in the portal. When calling they told me that I will be sent a email to pay for my new insurance and if I don’t policy will be cancelled. They Threaten you with debt collectors. Sellers are very forceful trying to sell you new insurance when trying to cancel. They say your new policy you can cancel within 14 days with full refund but why can’t I cancel my plan with you guys and not pay the stupid £20 fee when I didn’t even want to renew.
Portal is down half the time. Phone lines are always busy. Worse insurance company I have dealt with over the last 8 years. More importantly they price hike the following year of your insurance and blame the price hikes.

April 12, 2024
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello Raees, I can appreciate the frustration the auto- renewal can cause. The law says any car on the road must be insured. To be certain our customers stay insured on their renewal date, we automatically renew their policies unless we're informed not to do so.

You can read about automatic renewal in your terms and conditions, as well as find this in the very first document that is sent to you. This document will inform you how to remove the auto-renewal, and this can be done by the customer online at any point during the first eleven months of the policy.

If you would like to discuss this or need any help with your policy, please contact us at customersupport@hastingsdirect.com so we can help you. ~Theo, Customer Care

Rated 1 out of 5 stars

Terrible company

Terrible company , I can't enter to my account . Their website is not working , there is no phone number . I had to cancel the direct debit , because I can't contact them . They write my account is on Hasting insurance , but when I looking for the account , I can't find it .

April 8, 2024
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello Judit, I'm very sorry to see that you're having such a poor experience with the online account. If you still need help with this, please contact us at customersupport@hastingsdirect.com. We'll do all we can to help you. ~Theo, Customer Care

Rated 1 out of 5 stars

Genuinely don’t even bother

Genuinely don’t even bother - an absolute waste of time. Can’t access any of my policy documents or anything. Can’t log into my account without it trying to make me change my password and when I do it still doesn’t give me the option to log in. So can’t even access my policy documents through that, some of their websites just don’t exist. You try and click on one and it says that this page does not exist further preventing you logging in. The app does not work and if you try and go through Hastings direct website and log in through there it doesn’t even show a policy, just an empty screen. Clearly a scam to steal your money.

April 2, 2024
Unprompted review
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Reply from Peoples Choice Services

Hello Kathryn, I'm very sorry to read about the experience you've had with the app and accessing your documents. I hope that you've since been able to access this or get the help you need to do so. If you need any help, please email us at customersupport@hastingsdirect.com. We'll do all we can to help you. ~Theo, Customer Care

Rated 1 out of 5 stars

Worst company going :)

Worst insurance company ever, despite their cheaper cover prices. I was in an accident that was non-fault, and without notice, they flagged my policy with a fault claim. Further to this, they paid out damages, again without any updates.

March 15, 2024
Unprompted review
Rated 1 out of 5 stars

Complete Crooks

Complete Crooks! The worst insurance. They constantly amend my policy and charge me £200 admin fees each time because it says in their "policy". The biggest scammers i've ever used. I've never left a review before but i had to let people know how bad this company is. They are a disgrace. AVOID AT ALL COSTS.

March 6, 2024
Unprompted review
Rated 4 out of 5 stars

OK so far

Went with them last October, due to best price for a 5 star Defaqto rating car insurance on comparison site. Excess also very favourable compared to others.

A few things I'd mark the policy down for, eg. 3rd party cover for other vehicles would have been nice. Windscreen excess a little higher than average (obviously only impacts if I make a claim).

Easy access to documents from website. I have not needed to make a claim. Easy to add temporary vehicle for a week that would have cost more elsewhere.

March 5, 2024
Unprompted review
Rated 1 out of 5 stars

Scammers

Scammers, inventing reasons to make changes, and ask for more money.
They increased my insurance by £120 for changing the job title.

March 4, 2024
Unprompted review
Rated 1 out of 5 stars

No one seems to work here

Once again, waiting on the phones for an hour each call and still have not spoken to a single person. Scam of a place. Who has time for this??? Employ adequate amounts of people to man the phones!!

February 28, 2024
Unprompted review
Rated 1 out of 5 stars

Been with them for 3 years now

Been with them for 3 years now. Started off well. Last year they put it up by £150 for the year when nothing had happened other than I got an extra years no claims. This year they want to put it up another £200. This is where I have drawn the line and cancelled. No way should I be paying £1524 from £1101 the other year for a 1.4 fiesta for just social and commuting. Called them up because they don’t let you cancel your renewal online, probably in hope to be even more greedy knowing some people wouldn’t notice in time. They offered me a discount which was more than some other companies that are well known and good reviewed. Greedy people haha. My new company offered £650 for the same service but from a better company.

February 27, 2024
Unprompted review
Rated 1 out of 5 stars

Bullying tactics

7 months in to my insurance and they sending me emails threatening to cancel my insurance if I don't update my policy with 2 question they want to know which was already answered in the application. 1st how long my partner has been uk resident. 2nd what's my job title. I answered both questions to which they replied their records showed my partner's uk resident stay was different from that of the application by 2 months and they are going to charge me £30 to update their records. They already have my info but want you to make a mistake so they can charge you £30 I wonder how many customers they do this too

February 14, 2024
Unprompted review
Rated 1 out of 5 stars

Had a terrible encounter with People…

Had a terrible encounter with People Choice insurance. Within two weeks of getting insured, they asked for more details, charging a £30 admin fee. If I didn't provide the extra information, they threatened to cancel my insurance, imposing a £45 fee. This insurance is absurd, a major scam, and I wouldn't recommend it.

February 9, 2024
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello. Thanks for letting us know about this and we’re sorry you’re unhappy about your cancelled policy. To understand our charges, it’s important to note we don't charge your insurance per month. Instead, we charge you for the exact dates you were insured – so you don't pay any less or any more. The only additional charges are for any non-refundable fees (for example, the arrangement fee or any Direct Debit default fees) and a cancellation fee, when it applies. You’ll find a breakdown of the costs of your cancellation in your documents. If you’d like us to explain the costs in more detail, you can call us on 0333 321 9801 or find more ways to contact us at www.hastingsdirect.com/help. Thanks again, ~Beth, Customer Care

Rated 1 out of 5 stars

A complete racket

A complete racket. You might as well be dealing with the mafia. Avoid.

February 6, 2024
Unprompted review
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Reply from Peoples Choice Services

Hello. Thanks for letting us know about this and we’re sorry you’re unhappy. If there’s anything specific we can help you with, please let us know. You can find all the different ways to contact us at www.hastingsdirect.com/help. Thanks again, ~Theo. Customer Care

Rated 1 out of 5 stars

Robbing c**ts

Customer for 3 years, renewal came through increasing the price from £943.69 to £1739.95. Phoned up to try and get the price reduced but had no luck. Safe to say I'll be changing insurer.

January 29, 2024
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello. Thanks for letting us know about this and we’re sorry you’re unhappy with the price of renewing your policy. There are many reasons your policy’s price may have increased, and you can find further information here: https://www.hastingsdirect.com/renewal-prices/. With online quotes, your information is usually more up to date – this is often the reason for the more competitive price. If you’d like to talk about this, please call our Renewals team on 0333 321 9790. Thanks ~ Jodie, Customer Care

Rated 1 out of 5 stars

Poor services

Poor services. Trying to login to my account the stupid system ask for email and I provide then it send a link to login so I open the link and after fill the password I press the login button and nothing happen. So poor and stupid website you have. Do not use this company!!!

December 9, 2023
Unprompted review
Peoples Choice Services logo

Reply from Peoples Choice Services

Hello Milen. Thanks for letting us know about this and we’re sorry you’ve been having issues with resetting your password. Please remember that passwords must only contain letters and numbers – no special characters like ! or @. You can reset your password at https://www.hastingsdirect.com/Portal/servletcontroller. If you’re still unable to reset your password, please call us on 0333 321 9801 or you can find other ways to contact us at www.hastingsdirect.com/help. Thanks again ~ Cat, Customer Care

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