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Perfect Pet Reviews 

17,028
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 4,624 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff for being exceptionally polite, knowledgeable, and genuinely helpful during phone calls and policy inquiries. People appreciate the efficient customer service, finding that representatives provide smooth support and clear guidance when managing accounts or renewals. Some reviewers were not happy with the claim process, noting that final payouts were often lower than expected or rejected due to historical veterinary notes. Consumers also mentioned that dealing with unexpected medical policy limits, deductions, and communication delays caused significant frustration during difficult times. Others felt that the coverage terms were not always clear regarding what expenses would actually be covered.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently describing team members as exceptionally helpful,... See more

Customer service

Consumers find customer service to be positive and consistently report helpful, reassuring experiences with... See more

Service

Reviewers mention positive feedback about service, noting that policies are sorted quickly in a matter of... See more

Claim

Customers had ambiguous experiences with claim processing, highlighting a stark contrast in service quality.... See more

Price

Clients share ambiguous opinions on price, with many finding initial quotes affordable and staff helpful in... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Ellie was very helpful. It would be very useful to explain on the portal login that no capital letters can be used in your email. Most phones/pcs will default to a capital letter at the start even if... See more

Company replied

Rated 5 out of 5 stars

This young man, Will, was absolutely excellent. His advice was sound and he was very helpful. I had been unable to access my online account which he helped with and I was immediately able to get in af... See more

Company replied

Rated 5 out of 5 stars

Called to discuss renewal, love the call back option, saved me waiting on the phone. Really nice gentleman, softly spoken and very happy to help me with my renewal quote and policy query, he even mana... See more

Company replied

Rated 5 out of 5 stars

Charlotte, was very helpful over the phone. I called regarding a claim I was making and she talked me through the process of filling out the form and was very knowledgeable. Charlotte was extremely po... See more

Company replied


Company details

  1. Pet Insurance Company

About Perfect Pet

Written by the company


Visit Perfect Pet

We Speak Pet

Understanding your pet and choosing the right cover for them isn’t always easy.

Perfect Pet are pet-loving people, here to make insurance choices simple, whatever your budget.

Choose from a range of policies that come with vet-backed tools and support to guide you through the decisions that count.


Insurance your pet would choose

Policies at great value for you and your sidekicks by people that understand pet health and what it takes to get them better.

Understand your pet’s needs

When your pet asks for help, rapidly check symptoms online and get 24/7 instant video vet advice to help you to get them back on their paws.

No surprises

No digging for hidden fees: interest-free monthly plans, a low £90 excess and direct vet payments.

Fetching good times

Save big on prescription medications and preventative healthcare treatments, plus unleash great pet discounts to keep tails wagging.


Join the Perfect Pet pack today for award-winning insurance that speaks your pet’s language.

Visit Perfect Pet

Multi Pet Discount: Policies must be purchased direct and at the same time. Accident Only policies are excluded from the multi-pet discount offer.

Moneyfacts 5 Star rating applies to Elite Extra Plus dog insurance.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

17K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(17,028)

4,340 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Will was really helpful and even went…

Will was really helpful and even went above and beyond to pop it into his calendar to check everything was ok for the next day.
Thankyou so much Will!

September 2, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that Will was able to assist you Bethany. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Had an issue with logging into the…

Had an issue with logging into the online portal, Sophie dealt with my issue and it’s now resolved.

September 2, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for your review Mrs Yardley, we will be sure to pass your review back to Sophie for you.

Rated 4 out of 5 stars

Compassionate and Empathetic Support

The lady on the phone was very compassionate showing empathy and reassurance. Gave me the knowledge needed to help with my query and advice on next steps. Thanks so much.

September 1, 2026
Unprompted review
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Reply from Perfect Pet

We are glad to hear that our agent was both compassionate and empathetic James. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Got all the information i needed

Got all the information i needed
very helpful staff
couldn’t do enough for you
very friendly

September 1, 2026
Unprompted review
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Reply from Perfect Pet

Thank you for your review Meg.

Rated 5 out of 5 stars

Robyn was extremely helpful…

Robyn was extremely helpful knowledgeable and polite great customer service

September 1, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that Robyn was able to assist you on your recent call. We will be sure to pass your kind comments back to Robyn for you.

Rated 5 out of 5 stars

Emailed a lady called Becky sent an…

Emailed a lady called Becky sent an email back with all the details I needed quick response and to the point thanks so much

August 28, 2026
Unprompted review
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Reply from Perfect Pet

We are glad to hear that Becky was able to assist you in your recent email communication Keith. Thank you for your review.

Rated 5 out of 5 stars

Ellie was very helpful

Ellie was very helpful. It would be very useful to explain on the portal login that no capital letters can be used in your email. Most phones/pcs will default to a capital letter at the start even if you free-type..

September 1, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for your review Mat, We have passed your feedback to the relevant team for you.

Rated 5 out of 5 stars

Fantastic service

Charlotte, was very helpful over the phone. I called regarding a claim I was making and she talked me through the process of filling out the form and was very knowledgeable. Charlotte was extremely polite and professional. Exemplary service and a great representative of Perfect Pet

September 1, 2026
Unprompted review
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Reply from Perfect Pet

We are glad to hear that Charlotte was both polite and professional. We will be sure to pass your kind words back to Charlotte for you.

Rated 5 out of 5 stars

Clear explanation of renewal

Nancy clearly explained the benefits of my renewal vs a new provider and was able to reduce my renewal quote. No pushy sales tactics, just clear information.

September 1, 2026
Unprompted review
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Reply from Perfect Pet

Thank you for taking the time to leave a review Mark. We are glad to hear that Nancy was able to assist you on your recent call.

Rated 5 out of 5 stars

Professional

Professional, efficient service and the operator was friendly and helpful

September 1, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Thank you for your review Peter.

Rated 4 out of 5 stars

Service provider was very polite and…

Service provider was very polite and helpful and renewed my pet insurance.

September 1, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are glad to hear that our agent was both polite and helpful during your recent contact.

Rated 1 out of 5 stars

We switched our pet insurance to…

We switched our pet insurance to Perfect Pet Insurance over a year ago and renewed our policy in June this year. Sadly, we lost our beloved Labrador, Bella, in August at the age of 12. She had become very poorly and, after an incredibly difficult decision, we had no choice but to have her put to sleep.

Bella had never been an ill dog. She had a perfect medical history throughout her life, so this was completely unexpected and an incredibly heartbreaking time for our family.

When I first contacted Perfect Pet Insurance, the lady I spoke to was absolutely lovely. She was kind, polite and genuinely saddened to hear about Bella's death. She explained what I needed to do and was very helpful, which I really appreciated at such a difficult time.

Unfortunately, our experience with the actual claim has been extremely disappointing.

Our final veterinary bill was around £650, yet we have been told that Perfect Pet Insurance will only pay us £22 because euthanasia is not covered by our policy.

What makes this even more frustrating is that we had only renewed our policy in June — just two months before Bella sadly passed away. Because we pay monthly, we were still required to pay the full cost of the renewed policy despite Bella having passed away in August. We therefore paid for a year's insurance but, when we actually needed to use it, were left with just £22 towards a £650 bill. They don't cover this and they don't cover that!

To add to the frustration, our claim also took around two weeks to settle, which felt like a long time to wait while dealing with everything following the loss of our dog.

I completely understand that insurance policies have exclusions and that customers should read the terms carefully. However, I think it is reasonable to expect pet insurance to provide meaningful support when you have paid into a policy for over a year and then sadly need it at the end of your pet's life.

Losing Bella was devastating enough without having the added disappointment of discovering that our insurance provided virtually no help with the final bill.

I would strongly encourage anyone considering Perfect Pet Insurance to read the policy exclusions very carefully and, in particular, check exactly what is and isn't covered for end-of-life care and euthanasia.

I am grateful to the lady I initially spoke to for her kindness and compassion, but overall, we have been left extremely disappointed with Perfect Pet Insurance and the level of cover we received when we needed it most.

Bella deserved better. ❤️

August 31, 2026
Unprompted review
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Reply from Perfect Pet

We are sorry to hear that Bella passed, we understand that this is a difficult time for a pet owner. The policy documents are supplied to you at the point of purchase and at each subsequent renewal.

If you would like to discuss the deductions to your claim please contact our claims customer services team on 01992 667 330 Monday-Friday 9am-5pm.

Rated 5 out of 5 stars

Polly answered all of my questions

Polly answered all of my questions, very clearly and provided me with information needed

August 28, 2026
Unprompted review
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Reply from Perfect Pet

We are delighted to hear that Polly was able to answer all of your questions clearly Ian. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Patrick was super helpful today with my…

Patrick was super helpful today with my renewal. He was able to resolve my query efficiently and explained everything clearly.

August 28, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

It's fantastic to hear that Patrick was able to help resolve your query efficiently on your recent contact. Thank you for your review.

Rated 5 out of 5 stars

I received Outstanding support from Olivet

I received Outstanding support from Oliver today, regarding my endeavours to commence my Claim. My attempts to log in were frustrated by my password not being recognised, and many fruitless attempts to log onto the Portal. Oliver, swiftly recognised my dilemma, and emailed the relevant reset guidance, and advised on the process to follow. After a period of increasing irritation, his calm explanation, and reset guidance, saved me hours of frustration. Oliver is a credit to the organisation

August 28, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

Oliver will be delighted to hear this feedback from you Graham. We are glad to hear that he was able to assist you during your recent contact. We will be sure to pass your kind words back to Oliver for you.

Rated 5 out of 5 stars

Polly was absolutely lovely

Polly was absolutely lovely, very caring and very helpful and e-mailed the forms requested within minutes. Holly was very knowledgeable and I really felt she cared.

August 28, 2026
Unprompted review
Perfect Pet logo

Reply from Perfect Pet

We are delighted to hear that Polly was able help in a caring and helpful manner Amaven. Thank you for taking the time to leave a review.

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