Police Mutual Reviews 

535
•
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

535 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(535)

203 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

What has happenned to PMAS Insurance ?

I've had my car and house insurance with Police Mutual on /off for now over 15 yrs as the premiums have always been competitive and good value for money. However, having gone back with them this year with the house & 3 cars, I've found the application and processing procedure very substandard and disappointing. The online quoting system is so much out of sync with the telephone system, I was on the verge of pulling all the policy quotes. PMAS...what has happened? The whole experience is awful. You seriously need to test case the procedure as I do think I'll be the only customer who will become frustrated with you. I dread to think what will happen when it comes to renewal this time next year. 😤

February 20, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to leave us a review. We’re sorry to hear about your experience when obtaining your insurance policies. Your feedback is really important to us and we appreciate you bringing this to our attention.

If you would like to discuss this further, please contact us on 0151 242 7640 or email info@policemutual.co.uk, and a member of our team will be happy to assist you.

Rated 5 out of 5 stars

Great Service from Professionals

I contacted PMAS to tell them I'd sold my car but would not be picking up my replacement car for a few days. Sue, who I spoke to was most helpful and ensured I was fully aware of the process. I was given a quote for my new vehicle policy. I felt that I was speaking to someone who knew the insurance business and was confident in a very polite way.

February 20, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thanks for your review. It's great to hear Sue was helpful and made the process clear whilst you arranged your insurance.

We'll be sure to pass your comments on, and we look forward to helping you with your new car.

Rated 5 out of 5 stars

In the past couple of days I have…

In the past couple of days I have spoken to several employees all of whom have been more than helpful. I am in the process of purchasing another vehicle and required to know what the various insurance costs would be in relation to the various cars. I cannot remember the names of them all except the last one who was Rebecca

February 20, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thanks for your review. It's great to hear our team were helpful while you explored insurance options for your new vehicle, especially Rebecca who assisted you most recently.

We'll be sure to pass your comments on, and we hope you enjoy your new car.

Rated 4 out of 5 stars

Easy site to navigate and a good…

Easy site to navigate and a good competitive quote.
Not impressed with having to go to my previous insurer for proof of no claims for 9 plus years.
Never had to do this before when changing insurance provider.
Otherwise it would have been 5 stars

February 10, 2026
Police Mutual logo

Reply from Police Mutual

Thanks for your feedback. We're glad you found our site easy to navigate and our quote competitive. We appreciate your feedback and value your comments, and we'll make sure this is fed back to the team.
Thanks again for your review.

Rated 5 out of 5 stars

Discussed with Keith the renewal quote…

Discussed with Keith the renewal quote provided by the company. He thoroughly explained the breakdown of the insurance cover and researched any area whereby savings could be made. Keith was very patient and professional, and provided a new renewal quote which was beneficial to us.

February 18, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We are pleased to hear that the explanation of the renewal quote and the review of potential savings were helpful. I’m glad the revised quote was beneficial.

Rated 5 out of 5 stars

Excellent

It took 25 minutes to speak with someone. I spoke with Keith he was very helpful and even though I could not complete my inquiry at the time phoned me back was very helpful and answered all my questions he is a credit to your orgatmany thanks

February 13, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback.

We're sorry about the wait to get through, but we're really glad to hear that Keith was so helpful and followed up with you.
Your kind comments mean a lot, and we'll make sure Keith sees them.

Rated 1 out of 5 stars

Wow following an email about car…

Wow following an email about car insurance thought I would try them again .
Had quotes years previously but didn't take due to the cost being disproportionately high.
Boy they haven't changed - my clean licence of 20+ years and no claims wanted £949 !!???
Thought my renewal was high +£20 up from last year at £298 .... wow don't trust them to have members interests at heart .
Come on can do better

February 10, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to leave us a review.
We’re sorry to hear about your experience when obtaining a quotation, and we appreciate you bringing this to our attention.
If you would like to discuss this further, please contact us on 0151 242 7640 or email info@policemutual.co.uk, and a member of our team will be happy to assist you.

Rated 5 out of 5 stars

Good customer service

I called to make some amendments to my car insurance policy renewal and ask some questions. I spoke with Rebecca White who was friendly, really helpful and efficient. I found the process to be easy and hassle free. I've been with police mutual for a couple of years now, and I'm more than happy with the product and customer service.

February 11, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. I’m pleased to hear that your recent call to amend your car insurance policy renewal went smoothly and you found us to be friendly, helpful and efficient.

Rated 5 out of 5 stars

Keith knew what to do immediately

Keith knew what to do immediately, dealt with it swiftly and efficiently and spotted a second cover that would also need to be amended before I asked for it

February 10, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your comments. I’m pleased to hear that Keith addressed the matter promptly and demonstrated strong attention to detail.

Rated 5 out of 5 stars

Highly recommended customer service

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insurance. Each time the advisor was so helpful and would contact me themselves until the matter was resolved. Saving the stress of ringing again and having to explain all over again.

January 14, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your feedback. We’re pleased to hear that your experiences with Police Mutual Customer Services have been so positive. It's good to know we were able to make things a little easier for you.

Rated 5 out of 5 stars

The Agent was very helpful.

The Agent was polite and helpful which allowed me to be confident I could make the right decisions.

January 15, 2026
Police Mutual logo

Reply from Police Mutual

We're glad to hear the agent was polite and helpful and that the support gave you confidence in your decisions.
We're always here if you need anything else.

Rated 5 out of 5 stars

Kieth at Police Mutual demonstrated the…

Kieth at Police Mutual demonstrated the excellent customer service that this company provides. He went well beyond what I would have expected to provide me with an excellent deal on my motor insurance. I highly recommend Police Mutual for quality and value when insuring your vehicle

January 22, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your feedback. We’re delighted to hear that Keith provided such excellent customer service and went above and beyond to secure a great deal for you. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Healthcare Insurance I'm rating 5 star!

I recently had to claim against my healthcare policy. I have to say from the first contact it lived up to all I had been promised. I had to go through the 24hr GP service as my own GP omitted to write in the referral letter exactly which department I needed. I Got a call back the following day and was able to progress seeing consultant of my choice. from first consultation, MRI scan and follow up consultation in total timescale was 3.5weeks (not the 18months to 2 years that I had been advised on the NHS. The gave me reassurance and piece of mind re my ongoing health condition.

I updated against the claim after every appointment to clarify that it would all be covered IT WAS!

I have regular Contact with Kenny and Alex from Police Mutual who are the engagement team in Scotland who actually reminded me "why not go through the scheme and get seen in a more timeous fashion".

Thank you to both of your staff members as I'm now a few months down the line and have a proper Diagnosis and treatment plan.

October 11, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your thoughtful feedback. We are really pleased that the service gave you reassurance and helped you receive the care you needed quickly. Kenny and Alex will be delighted to know the difference they made. Wishing you continued progress with your diagnosis and treatment plan.

Rated 5 out of 5 stars

Keith was very helpful and informative

Keith was very helpful and informative. Nice to speak to someone who is cheerful

January 19, 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thanks for your review.
We're so pleased to hear you received cheerful service from Keith. We'll be sure to pass this on to him.

Rated 5 out of 5 stars

My Insurance was easy to obtain.

My quote was similar to others that I have received but the charges were clearly identified.
It was quite easy to set up and I received my documents very quickly.
I called to check one thing and was given clear advice.

January 15, 2026
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your feedback. We are pleased to hear that your quote was clearly laid out and easy to understand, and that the process of setting everything up went smoothly for you.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look