Santander Reviews 

10,836
TrustScore 3 out of 5

3.2

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Review summary

Created with AI, based on recent reviews

Looking at 2,366 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praise the exceptionally helpful, polite, and professional nature of the local branch employees during in-store visits. Many consumers appreciate the clear guidance provided regarding savings rates and financial decisions. Visitors often feel welcome and well supported when managing their daily banking needs. However, some customers also noted significant communication issues regarding customer support and very slow response times. Consumers experienced long delays and frustrating obstacles when attempting to contact support via phone or chat. Others faced unexpected payment blocks and difficulties accessing their funds when required.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that branch employees are exceptionally... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying dramatically depending on... See more

Service

Users describe ambiguous interactions with service, highlighting a wide split in customer experiences. On one... See more

Payment

Customers consistently note negative experiences with payment processes, often citing blocked transactions... See more

Response time

Consumers find response times to be disappointing, consistently reporting prolonged phone waits, unanswered... See more

Reviews shaping this summary

Rated 4 out of 5 stars

All Rotherham branch staff excellent customer service very helpful go above and beyond helping to sort things out and showing u how to access things . Was very helpful sorting power attorney out etc... See more

Company replied

Rated 5 out of 5 stars

Mandy Myers was professionally friendly and very attentive to my husband's financial needs. She was very clear in explaining different products and how they work to support him in making his choices.... See more

Company replied

Rated 5 out of 5 stars

Today I had a booked appointment with Caleb Hocking, Truro branch. He is welcoming, professional, and has an indepth and up to date knowledge of Santander Accounts. He is very approachable, listens... See more

Company replied

Rated 5 out of 5 stars

Tammi made me feel very comfortable and at ease, everything was very well explained to me in simple language which I could understand, she showed me my online banking app. An how to transfer money fr... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.2

Average

TrustScore 3 out of 5

11K reviews

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3.2

All reviews

(10,836)

2,340 reviews in the last 12 months

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Rated 1 out of 5 stars

Would give 0 stars

Would give 0 stars. 7 days and my switch has completed, still have no sort code or account number, no bank card or pin. Out of all other banks I have switched with in the past, Easily the worst!! Wish I hadn't bothered.. please join a different bank!!!!

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for bringing this to our attention, Mimi. We're sorry to learn that your experience hasn't reflected the level of service we aim to provide.
We'd like the opportunity to put things right, if you could drop us an email to socialmediacare@santander.co.uk
Elisha

Rated 1 out of 5 stars

Terrible bank I have been waiting 2…

Terrible bank I have been waiting 2 days just to get customer service. I have a complaint open. But still no one contacts you. If this was fraud or something then I'd would have lost all my money .It's all AI no people take responsibility. I have no option but to move bank. Never had such a terrible experience. Avoid at all cost. I've got pages of transcripts to highlight how bad this bank is. Seriously it's not worth the hassle and your sanity. Still waiting for a telephone call ref my complaint 14025765. Totally disgusted.

August 1, 2026
Unprompted review
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Reply from Santander

I can appreciate how upsetting this has been. Waiting for a call about your complaint, chasing for updates, and feeling like no one has taken ownership would test anyone’s patience. We'd like to help and take a closer look. Please email us at socialmediacare@santander.co.uk with the details, and we'll review this.
John

Rated 5 out of 5 stars

I came in today with my dad to sort out…

I came in today with my dad to sort out his banking and the lady with very helpful. I believe her name was jasmine and she was very helpful during our whole time there

August 5, 2026
Unprompted review
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Reply from Santander

It’s wonderful that Jasmine was so helpful while supporting you and your dad with his banking.
John

Rated 5 out of 5 stars

Ahmed is an asset to Santander!

Ahmed was just so helpful, courteous, informative a real asset to Santander Banking Hub Oakham. He listened to all our queries and resolved the issues promptly and efficiently! He also suggested higher interest accounts, which was really appreciated. I could not praise him highly enough!

August 5, 2026
Unprompted review
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Reply from Santander

It's great to hear Ahmed took the time to listen, resolve your queries, and suggest options that could benefit you.
John

Rated 5 out of 5 stars

Excellent service Emma was very helpful…

Excellent service Emma was very helpful 👍

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share your thoughts with us, Marie. We're glad Emma delivered the excellent service you deserve and look forward to seeing you again soon!
Elisha

Rated 1 out of 5 stars

Santander/ Google support scammers and protect…

Santander support scammers and protect themselves against customers.
I was scammed for 40. 74 by ETHOCART limited. Santander declined the payment and messaged me to tell me they had declined it on suspicion of fraud. I did nothing thinking great the scammers lose.
Silly me next thing 40.74 taken out of my account, they paid it without my authority.
I then spent hours messaging them I demanded transcripts which arrived about 10 days later. They opened a claim which was in progress for weeks, then they wrote to me asking for more info the took , 8 days to reach me, I replied giving a plethora of information. Next thing case closed no explanation no comunication whatsoever as to reasons for closing the case, how arrogant. So scammers win bank does nothing. No wonder scams are on the increase. The scam was promolgated by GOOGLE in a google advert when they knew it was a scam. Seems ebay are more secure than google trust ebay over google for sure.
Then today on returning home I had a letter from Santander dated 30 07 2026
Saying they dont have enough information to suport my claim and it has been closed, how dismissive is that, especially when I had the sense to demand a transcript of my discussions on chat with santander the transcript is 24 yes twenty four pages of A4, how much information do you need,. It seems you are part of the scam problem, not the solution. For me it was , 40.74 for others it could be hundreds of thousands I did my bit, I spoke to my bank and reported the theft immediately only for Santander to play silly beggars google ETHOCART LIMITED then tell me what more information you need. It was a google ad perporting to be Aldi. Google know ETHOCART IS A SCAM, yet allow them to advertise on google for which presumably they pay. Double Standards is there no justice.
As for your reply, yes it is very frustrating, I will not be contacting you, as I said for me it was only 40.74 I wasted more than that in time. The banks in general are doing absolutely nothing to protect customers from fraud, the cost to society and the economy must be astronomical to say nothing of an inherant failure to uhold the rule of law.

July 4, 2026
Unprompted review
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Reply from Santander

That sounds really frustrating, especially after receiving a fraud alert and then struggling to get clarity on your claim. We'd like to look into this for you. Please email us at socialmediacare@santander.co.uk with the details so we can investigate further.
John

Rated 5 out of 5 stars

I visited Santander bank Hitchin Herts…

I visited Santander bank Hitchin Herts branch on the Monday 27 th July 26 . I was greeted warmly by your staff Danielle Street. I was having issues with two of my cards which Danielle investigated and sorted out for me. Danielle was polite, courteous and very professional in dealing with my problem. I left with full confidence that my problem had been fully sorted out. Thanks to Danielle.

July 27, 2026
Unprompted review
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Reply from Santander

We’re delighted Danielle gave you such a warm welcome, quickly resolved the issues with your cards, and left you feeling confident and ready to keep your banking current.
John

Rated 5 out of 5 stars

I spoke to Rebecca from Santander’s…

I spoke to Rebecca from Santander’s complaints team today, and what a wonderful experience. I am very ill, and can be a difficult customer due to my meds, and my health.
Rebecca is a massive credit to this bank, she was so empathetic, personable and extremely professional member of the Santander Team. I have not smiled or laughed out loud in months due to the pain I suffer, and she somehow made me smile and laugh today, in addition she resolved my problem with a smile… I cannot compliment her enough. Excellent work Rebecca and I hope Santander reward you greatly for her hard work. ❤️❤️❤️

August 4, 2026
Unprompted review
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Reply from Santander

We’re so pleased Rebecca could ease a difficult day, resolve your issue, and even bring a smile and laugh when you needed it most.
John

Rated 2 out of 5 stars

Most branches shut down now

Most branches shut down now, had to travel 24 miles to one that was understaffed and hard to park near,,, ill be changing banks soon

August 4, 2026
Unprompted review
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Reply from Santander

We’ll be introducing Santander Locals in communities where branches are closing and a Banking Hub isn’t needed, helping customers continue to access support close to home. Find out more here: https://www.santander.co.uk/personal/support/ways-to-bank/our-branches

Rated 5 out of 5 stars

Thank you to Adam and Jamie with a spot…

Thank you to Adam and Jamie with a spot on approach, for helping me sort out an issue and moving me forward
Both brilliant
Cheers Ernie B

August 4, 2026
Unprompted review
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Reply from Santander

Adam and Jamie clearly made a real difference, getting things sorted and helping you move forward.
John

Rated 5 out of 5 stars

A visit with Andrea was very pleasant…

A visit with Andrea was very pleasant and informative , she put me at ease and explained everything very professionally. She is a asset to her employer.

July 29, 2026
Unprompted review
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Reply from Santander

It’s wonderful to hear Andrea made you feel at ease, explained everything so clearly, and turned your visit into such a positive experience.
John

Rated 1 out of 5 stars

Terrible experiences that accumulate

Terrible experience. They ran a hard search credit for my mortgage before I fully submitted it, but then they would not honour the interest rate because they said I had not fully submitted the application.

Later, I called to ask if there would be any fees or special conversion rates when I transferred money from abroad to my UK Santander account, and they said no, but when I made the transfer, I received less than expected and they later confirmed the exchange rate, which was well below that of the market. I called and had a few chats (the Sandi chatbot was never helpful), but the people at the other side of the line were not helpful.

I have banked with Santander all my adult life but after these experiences I have started to consider alternatives.

August 3, 2026
Unprompted review
Rated 1 out of 5 stars

No customer service

Attempted to phone for over an hour. No answer, left on hold. Scared as my card is declining for important payments, yet I can see there is plenty in the balance.

August 3, 2026
Unprompted review
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Reply from Santander

Hello Mel, thank you for your review. We sincerely apologise about the wait to speak to an adviser. The best way to resolve this particular matter would be to stay on the line to speak to an adviser. If you wish, you can also send an email to SocialMediaCare@santander.co.uk.
Tony

Rated 5 out of 5 stars

Our appointment was on time and our…

Our appointment was on time and our advisor Leanne was knowledge and explained all options clearly.

August 4, 2026
Unprompted review
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Reply from Santander

It's wonderful to hear that your appointment was on schedule and that our advisor was so knowledgeable, clearly explaining all your options. We truly appreciate your positive feedback!
Tony

Rated 5 out of 5 stars

Exceptional customer service

Appointment with Michelle Lewis. Swansea branch.
I felt the time was taken to explain products fully, in order to make an informed decision. I have had appointments with Michelle in the past, and will in the future request Michelle when advice is needed.

August 4, 2026
Unprompted review
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Reply from Santander

We are so pleased to hear about your positive experience at our Swansea branch. It's wonderful to know that our team took the time to explain products thoroughly, enabling you to make informed decisions. We truly appreciate your continued trust and loyalty.

Rated 5 out of 5 stars

Bethany explained things to us

Bethany explained things to us. She listened and ave us good advice

August 4, 2026
Unprompted review
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Reply from Santander

It's great to hear that our team member was able to explain things clearly and provide you with valuable advice. We're so pleased that you had such a positive experience with us.
Tony

Rated 5 out of 5 stars

Mary was very punctual

Mary was very punctual, friendly and professional. And I left with everything I needed product wise.

August 4, 2026
Unprompted review
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Reply from Santander

It's wonderful to hear that you had such a positive experience! We're delighted that you found our service punctual, friendly, and professional, and that you left with everything you needed. Tony

Rated 1 out of 5 stars

Company failure

The company has failed to notify that they will close the account no reason given I have been with them for 5 years plus
Will say to everyone do not join them for banking

August 4, 2026
Unprompted review
Santander logo

Reply from Santander

Hello Haza,

Thank you for taking the time to leave a review. We're sorry to hear about your experience and understand how frustrating this situation must be.

Where possible, we make every effort to notify customers in advance when a decision has been made to close an account. We use the contact details we hold on file to provide this information, so it’s important that customer records remain up to date to help ensure these communications are received.

We appreciate your feedback and are sorry for the disappointment caused.

Tony

Rated 5 out of 5 stars

Successful branch meeting

Amber at the Galashiels branch was very efficient, courteous and professional when we visited . Much easier for my wife and I having our business done at a branch than trying to do things online.

August 3, 2026
Unprompted review
Santander logo

Reply from Santander

We're so pleased Amber made things straightforward for you both. Keeping your banking current should be easy, and it's great she could help face-to-face when it mattered most.
John

Rated 5 out of 5 stars

I was greeted on entry and directed to…

I was greeted on entry and directed to a financial advisor.
The advisor was Lorraine at the Queen Street, Cardiff Branch.
I was advised that it would be advantageous to open an improved credit card with payback facility, previous credit card did not facilitate, and to open a monthly savings account that provided an excellent % savings.
Lorraine was friendly and very informative. I would recommend Santander to potential new customers.

July 31, 2026
Unprompted review
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Reply from Santander

We're delighted Lorraine took the time to find options that suited you and helped keep your banking current.
John

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