Santander Reviews 

10,732
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Looking at 2,307 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently appreciate the dedicated branch staff who consistently provide professional guidance, friendly assistance, and clear support during face-to-face visits. People often mention that scheduling in-person appointments makes managing savings and handling daily account tasks much more straightforward. However, some customers also noted frustrating delays, exceptionally long waiting times on the phone, and widespread difficulties when trying to reach support teams. Reviewers frequently experienced major difficulties navigating automated chatbot systems and online chat services when attempting to resolve important banking issues. Several people also shared concerns regarding unexpected account blocks and complicated security checks that hindered their transactions.

What people talk about most

Staff

Customers report positive experiences with staff, highlighting their professionalism, kindness, and helpful... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying widely depending on the... See more

Service

Clients share ambiguous opinions on service, reflecting a mix of strong appreciation and deep frustration.... See more

Payment

Users describe negative interactions with payment, noting that transactions are frequently blocked or... See more

Response time

Customers consistently note negative experiences with response times, frequently reporting long delays on... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

Came in on Wednesday to the Crewe branch and Jen was an absolute superstar. She helped both me and my mum with our accounts and setting things up differently. Couldn’t have asked for more quality serv... See more

Company replied

Rated 5 out of 5 stars

Tammi made me feel very comfortable and at ease, everything was very well explained to me in simple language which I could understand, she showed me my online banking app. An how to transfer money fr... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied


Company details

  1. Bank
  2. Investment Service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11K reviews

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3.1

All reviews

(10,732)

2,221 reviews in the last 12 months

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Rated 5 out of 5 stars

Nicola was friendly

Nicola was friendly, helpful and extremely knowledgeable about Santander products and which one might suit me. A very straightforward process.

August 6, 2026
Unprompted review
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Reply from Santander

It's great to know that Nicola made the process straightforward while helping you explore ways to make your money work harder for you, Irene!
Thank you for choosing Santander 😊
Elisha

Rated 1 out of 5 stars

I had a very disappointing experience

I had a very disappointing experience. I waited almost 2 weeks for my everyday bank account to be opened and to receive my debit card and other related letters. However, after the getting the card and details, neither the card nor the app worked.

I visited a branch, only to be told that my account had already been closed. When I asked why, they said I would receive a letter explaining the reason. A few days later, the letter arrived—but it contained no explanation at all.

Closing a new account without providing any clear reason is extremely frustrating and unprofessional. I'm very disappointed with the service.

August 5, 2026
Unprompted review
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Reply from Santander

Waiting almost two weeks for your account details, only to find the card and app didn't work and the account had already been closed, would be deeply frustrating. Receiving a letter with no explanation only adds to that disappointment. We'd like to understand what happened. Please contact us at socialmediacare@santander.co.uk.
John

Rated 5 out of 5 stars

Brilliant Customer Service

Erum who helped us today with a complicated procedure was brilliant! She also advised us on upgrading our accounts . She was fantastic!

August 6, 2026
Unprompted review
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Reply from Santander

It's wonderful to hear Erum made a complicated process feel much easier. Taking the time to guide you through it and discuss account upgrades shows real care and attention.
John

Rated 5 out of 5 stars

A visit with Jay Pearson at Farnborough

A visit with Jay Pearson at Farnborough
A warm friendly welcome
Spent time with me discussing and upgrading my accounts. Giving me the best options to keep my money and savings working for me
A great service as always
Thank you

August 5, 2026
Unprompted review
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Reply from Santander

It's great to hear Jay gave you such a warm welcome and took the time to discuss your accounts. Helping you upgrade your banking and make the most of your savings clearly made a real difference.
John

Rated 1 out of 5 stars

Pensioners with no food

We are pensioners and have no access to money since Santander blocked all our accounts. Spent 3 hours in the bank but got no help there. Have spent 3+ hours on the phone but got no joy there. We are now low on food, no milk and we cant access any of our accounts for another week they tell us

August 3, 2026
Unprompted review
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Reply from Santander

Being unable to access any of your money, while worrying about essentials like food and milk, must be incredibly distressing. We'd like to understand what's happened. Please contact us at socialmediacare@santander.co.uk with your details so we can look into your experience further.
John

Rated 5 out of 5 stars

I always get excellant service at Hemel…

I always get excellant service at Hemel Hempsteads Santander. Especially Ajay who has helped me a lot the last few years.

August 4, 2026
Unprompted review
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Reply from Santander

It's great to hear you've consistently received excellent service at the Hemel Hempstead branch. Knowing Ajay has supported you over the last few years and made such a positive difference speaks volumes.
John

Rated 1 out of 5 stars

Sandi will put you through to one of…

Sandi will put you through to one of her team? in 2 hours?

August 5, 2026
Unprompted review
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Reply from Santander

Hi Steven,

Thanks for your review. We completely understand that waiting can be frustrating, especially when it sounds like you'll be connected straight away. We're working hard to get to messages as quickly as possible, and once you're in the queue, there's no need to stay logged in as you'll receive a notification as soon as one of the team picks up your message.

Thanks for your patience, Steven. We appreciate your feedback.

Rated 1 out of 5 stars

Poor Customer Service

I opened an account that remained completely dormant, yet months later I discovered I could no longer access it. After waiting over 30 minutes on the phone, I was told it had been flagged for fraud, but nobody could explain why. I was sent to a branch, where I was given the same response.

I later called again to make a formal complaint and spent nearly an hour in the queue. I was told I'd receive a complaint reference number, but nothing was ever sent.

The worst part is that Santander never informed me there was an issue with my account. Poor communication, long waiting times, and no meaningful assistance. I expected much better.

August 5, 2026
Unprompted review
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Reply from Santander

Finding your dormant account had been flagged without explanation, followed by long waits and a missing complaint reference, would be frustrating. We'd like to understand what happened. Please contact us at socialmediacare@santander.co.uk with your details.
John

Rated 5 out of 5 stars

I was very impressed with the knowledge…

I was very impressed with the knowledge , dedication and informed level of support to opening my edge bank account and associated savings products including help with setting up appointment with the insurance advisor and investment advisors . Thank you very much Sheena Advani for your help today with everything , it is much appreciated

August 5, 2026
Unprompted review
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Reply from Santander

It's great to hear how supported you felt while opening your Edge account and savings products. Sheena's knowledge, dedication and care in arranging appointments with the insurance and investment advisers clearly made a real difference.
John

Rated 5 out of 5 stars

Staff members in Santander…

Staff members in Santander Stockton-on-Tees are very helpful.
We went in to arrange a meeting to sort our finances. A young lady named Olivia was able to help us over the counter keeping it private using our app. Would certainly recommend. Thank you Olivia you're star 🌟

August 5, 2026
Unprompted review
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Reply from Santander

It’s wonderful to hear Olivia was able to step in and help there and then. Taking the time to support you with your finances while keeping everything private shows real care.
John

Rated 1 out of 5 stars

Impossible to get through to speak to…

Impossible to get through to speak to anyone, web chat is a waste of time, and you can't even make a complaint cos you can't get through.
Terrible customer service

August 5, 2026
Unprompted review
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Reply from Santander

Getting through to the right person shouldn't be this difficult, and it's understandable how disappointing it felt when neither web chat nor our phone lines gave you the support you needed. Please contact us at socialmediacare@santander.co.uk so we can better understand your experience.
John

Rated 1 out of 5 stars

They never have fixed the holiday flag issue

They never fix this: they ask that you raise a holiday flag when you go away which you can do easily online. However, if your card is shared with other family members you have to ring up which would be fine if they ever answered the phone or their chat lines. Absolute waste of time! Still haven't achieved it yet because the wait is so long. A robot kicks off every couple of minutes during the long hold reminding you to show kindness and respect to the staff. That same consideration is NOT returned by Santander to their customers.

August 5, 2026
Unprompted review
Santander logo

Reply from Santander

Thank you for taking the time to share your feedback. We're sorry to hear that you've experienced lengthy waiting times when trying to get in touch, and we understand how frustrating this can be when you're looking for assistance.
Any messages you've already sent will be reviewed by an adviser as soon as possible and if you've contacted us through the Santander Mobile Banking app, you'll receive a notification when we've replied.
If you'd prefer, our Social Media Care team would be happy to help, Philip!
Don't hesitate to email us at socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

Great service provided

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get to talk to people who are very professional and helpful and caring. Monika is definitely a people’s person and she will be a great manager. Customers only asked for Monika which is showing how great she is with customers by providing an outstanding customer service. Thank you Monika for all help!!!!

August 5, 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share such wonderful feedback.
It's fantastic to know that Monika made such a lasting impression through her professionalism, dedication, and customer-focused approach. Colleagues who go above and beyond to support customers truly make a difference, and it's especially rewarding to hear when their efforts are valued so highly.
Recognition like this means a great deal, and we're delighted your visit to our Cricklewood branch was so positive 😊
Thanks for choosing Santander, Philomena!
Elisha

Rated 1 out of 5 stars

Dreadful customer service

Unable to speak to anyone despite trying the online chat and phone numbers. I have wasted over 3 hours of my time, over three days, being on hold and awaiting for chat replies. The average chat repose time is over 2 hours and phone call waiting over 30 mins before I have to hang up and despite being told on the automated messaging wait times are less than 10 minutes.
I even raised a request (ref 14013977) that has gone a whole week without being responded to. As a result, no-one can help with my banking issue and as such I will be looking to move to another bank.

August 5, 2026
Unprompted review
Santander logo

Reply from Santander

We're sorry that your experience has fallen short of the standard of service we strive to provide and apologise for the frustration this has caused.
We understand how important it is to be able to access support when you need it, and with this in mind, we'd welcome the opportunity to review your experience and see how we can help.
Our email is: socialmediacare@santander.co.uk
Elisha

Rated 1 out of 5 stars

Would give 0 stars

Would give 0 stars. 7 days and my switch has completed, still have no sort code or account number, no bank card or pin. Out of all other banks I have switched with in the past, Easily the worst!! Wish I hadn't bothered.. please join a different bank!!!!

August 5, 2026
Unprompted review
Santander logo

Reply from Santander

Thank you for bringing this to our attention, Mimi. We're sorry to learn that your experience hasn't reflected the level of service we aim to provide.
We'd like the opportunity to put things right, if you could drop us an email to socialmediacare@santander.co.uk
Elisha

Rated 1 out of 5 stars

Terrible bank I have been waiting 2…

Terrible bank I have been waiting 2 days just to get customer service. I have a complaint open. But still no one contacts you. If this was fraud or something then I'd would have lost all my money .It's all AI no people take responsibility. I have no option but to move bank. Never had such a terrible experience. Avoid at all cost. I've got pages of transcripts to highlight how bad this bank is. Seriously it's not worth the hassle and your sanity. Still waiting for a telephone call ref my complaint 14025765. Totally disgusted.

August 1, 2026
Unprompted review
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Reply from Santander

I can appreciate how upsetting this has been. Waiting for a call about your complaint, chasing for updates, and feeling like no one has taken ownership would test anyone’s patience. We'd like to help and take a closer look. Please email us at socialmediacare@santander.co.uk with the details, and we'll review this.
John

Rated 5 out of 5 stars

I came in today with my dad to sort out…

I came in today with my dad to sort out his banking and the lady with very helpful. I believe her name was jasmine and she was very helpful during our whole time there

August 5, 2026
Unprompted review
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Reply from Santander

It’s wonderful that Jasmine was so helpful while supporting you and your dad with his banking.
John

Rated 5 out of 5 stars

Ahmed is an asset to Santander!

Ahmed was just so helpful, courteous, informative a real asset to Santander Banking Hub Oakham. He listened to all our queries and resolved the issues promptly and efficiently! He also suggested higher interest accounts, which was really appreciated. I could not praise him highly enough!

August 5, 2026
Unprompted review
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Reply from Santander

It's great to hear Ahmed took the time to listen, resolve your queries, and suggest options that could benefit you.
John

Rated 5 out of 5 stars

Excellent service Emma was very helpful…

Excellent service Emma was very helpful 👍

August 5, 2026
Unprompted review
Santander logo

Reply from Santander

Thank you for taking the time to share your thoughts with us, Marie. We're glad Emma delivered the excellent service you deserve and look forward to seeing you again soon!
Elisha

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