Santander Consumer USA Reviews 310

TrustScore 2 out of 5

2.2

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Review summary

Created with AI, based on recent reviews

Looking at 200 reviews, most reviewers were unhappy with their experience overall. Many people encountered significant difficulties with payments, often finding that scheduled payments did not process correctly or that they were charged interest unexpectedly. Customers also frequently reported issues with the customer service, describing it as unhelpful, hard to understand, and often leading to unresolved problems. The website was a common source of frustration, with users struggling to find information or set up online accounts, leading to lockouts and an inability to make payments. Some people were dissatisfied with the overall service, citing long delays in receiving vehicle titles and a lack of clear communication. However, some reviewers were happy with the staff, mentioning that certain representatives were polite, patient, and helpful in explaining options and resolving specific issues.

What people talk about most

Payment

Customers consistently express dissatisfaction with payment processes. Many reviewers report difficulties... See more

Customer service

Users describe negative interactions with customer service, often citing a lack of assistance and difficulty... See more

Service

Reviewers highlight negative aspects of service. Many customers express strong dissatisfaction, citing issues... See more

Staff

Clients share ambiguous opinions on staff. Many reviewers praise specific employees for being helpful,... See more

Website

People report negative experiences with the website. Many customers found the website to be useless and... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Representative sounded like she was drunk or high on drugs. Kept repeating herself. I finally asked if there was anything else she needed since I already had my answer. Finally said goodbye to her and... See more

Company replied

Rated 2 out of 5 stars

Lots of emails. Nothing that I can have those and bring up a browser on my banking PC to go login and create an account, etc. How hard is it to give a URL or other directions? Even if with some uni... See more

Company replied

Rated 2 out of 5 stars

Website hard to find information you are looking for. Payment didn’t come out on day set. Still trying to figure it out. Not user friendly

Company replied

Rated 2 out of 5 stars

Horrible experience trying to set up online account. Had to call because nothing was working. Still unable to log in

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

Santander Consumer USA Inc. - Specializes in automotive financing for dealers and consumers. We offer a wide array of finance and auto-related products plus a robust loan servicing operation. Part of global banking leader Santander. Through its Drive®, RoadLoans® and Santander Auto Finance brands, Santander Consumer USA Inc. offers automotive financing through a network of dealer partners. Our finance programs help consumers with a wide range of credit situations purchase quality vehicles.


Contact info

2.2

Poor

TrustScore 2 out of 5

310 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

The online payment system is terribly flawed

I tried to set up an account to make payment for a new car i purchased. The system will not allow me to create a pin number for such an account, thus not allowing me to make a payment for this new car. I called my local Santander branch in Neptune, NJ and they cannot help me either. I'm going to wind up losing this car because I don't know how to make a payment. I'm so done with this!!!!

July 28, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback. If you are still having issues, please give our customer service team a call at 877-768-2265 8:00 a.m. – 8:00 p.m., Monday - Saturday ET. Hope this helps and have a great day!

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Rated 5 out of 5 stars

The best bank in the Word

The best bank in the Word

June 25, 2025
Unprompted review
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Reply from Santander Consumer USA

Hello Ana! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns regarding a Santander auto loan, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Rated 3 out of 5 stars

My account…

I have tried several times and cannot get into my account

July 22, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Judy! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers, and we'll be happy to have one of our specialists look into this for you. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 2 out of 5 stars

Lots of emails.

Lots of emails.

Nothing that I can have those and bring up a browser on my banking PC to go login and create an account, etc. How hard is it to give a URL or other directions? Even if with some unique code embedded?

July 1, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 2 out of 5 stars

Pass code problem

It would not take the pass code you sent me so I could not set up my account. It locked me out.

Called and got excellent help. Thank you.

July 18, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Becky! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

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Rated 5 out of 5 stars

I do not have a Jeep Patriot

July 20, 2025
Unprompted review
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Reply from Santander Consumer USA

Hello Rebecca! Thank you so much for taking the time to provide your feedback. If there is something we can look into or help you with Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 2 out of 5 stars

Well it says I have a Dodge Ram…

Well it says I have a Dodge Ram something or rather and I am a 70 yr old with a Tesla

July 16, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Karen! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers, and we'll be more than happy to have one of our specialists look into this for you. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 2 out of 5 stars

I have already set up automatic payment…

I have already set up automatic payment with you in a very efficient, impressive way. So, I thought I was done with all this. Why am I getting emails asking me to do it again? Please check your system before asking again ...
So, this review was questioned, for more clarity. I tried to provide that, but I was confused by the Trustpilot response system. Thus, I called Santander to stop any more emails that request me to set up automatic payment. I have already completed that process.

July 11, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Perry! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers, and we'll be more than happy to have one of our specialists look into to this. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 1 out of 5 stars

Can’t get my online banking account and…

Can’t get my online banking account and can’t reach an operator

July 7, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Scarlett! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. We've sent your information over to one of our specialists for review and someone will be reaching out to you within the next 24-48hrs. Have a great day!

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Rated 3 out of 5 stars

I had previously set up my account when…

I had previously set up my account when I completed the transaction with Tesla. So your email requesting the same was a duplication of efforts and not necessary.

My biggest complaint however is the picture that was included in the email request. I found it to be offensive. I live in the United Sates and am an american citizen.

July 8, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Nancy! Thank you so much for taking the time to provide your feedback and we hate that you feel this way. This isn't the experience we want for any of our customers. We've sent your information over to one of our specialists for review and someone will be reaching out to you within the next 24-48hrs. Have a great day!

Rated 5 out of 5 stars

Easy online payment setup!!

July 2, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Michael! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Rated 1 out of 5 stars

I could not log in even though I…

I could not log in even though I accessed my info through my phone to be sure. I have been with this company for one week and it has happened twice.

July 4, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello CJ! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 3 out of 5 stars

Because it don’t have an app for it

June 29, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Ambur! Thank you so much for taking the time to provide your feedback. You are correct, we do not have an app for our auto loan customers but please feel free to click here https://myaccount.santanderconsumerusa.com/Home/SignIn and save our link to your favorites, so that you can access your online account anytime. We hope this helps and have a great day!

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Rated 5 out of 5 stars

I really appreciate all the help Angel…

I really appreciate all the help Angel Amonte did for me in order to buy the car I have now. He made me feel like I was home and made me think I made the best choice in my life. If I had to do it all over again, I’d go to the same place and look for him again.

June 16, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns regarding your Santander auto loan, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Rated 5 out of 5 stars

Excellent Service

CJ and Brittney was very helpful and made this experience a reality for me and my family. Brittney was a new employee but was very eager to learn. Their team work was excellent service!

June 13, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hi Debbie! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Rated 3 out of 5 stars

Website Features

In their mailed literature, they listed a feature in their web portal that was non existent. I mentioned in a message on the site and I was told I would receive an e-mail reply. Never happened.

By calling Santander, I found out that California law does not let residents make their communications privacy choices on line. I had to fill out the paper form under state law. Bureaucracy!

June 16, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Stephen! Thank you so much for taking the time to provide your feedback. We'll be more than happy to have one of our specialists look into this for you. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 5 out of 5 stars

Extremely Happy

The moment I arrived to Royal Mitsubishi felt like A Royal Queen experience! Everyone and everything was absolutely amazing. I’m so In love with my brand new Mitsubishi eclipse cross. I highly recommend Royal Mitsubishi they definitely have your best interest at heart.

June 7, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

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Rated 1 out of 5 stars

this company is the worst of the worst…

this company is the worst of the worst to get a car loan with. they won't help you if you fall into trouble, and the worst is the loan is paid in full, closed and they won't take it off as a charge off, even though it is paid. this is a disgusting way to do business now ,I have crap on my credit for 7 yrs and they wont budge . it says charge off, and I have a letter from them saying said in full.

April 15, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Brent! Thank you so much for taking the time to provide your feedback and we hate that you feel this way. We will be more than happy to have one of our specialists look into this for you. Your information has been sent over for review and someone will be reaching out to you within the next 24-48hrs. Have a great day!

Rated 3 out of 5 stars

Initial first time sign up not user…

Initial first time sign up not user friendly can't sign up for first time can't find company help access info

June 3, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello John! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers, and we'll be more than happy to have one of our specialists look into this for you. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Rated 1 out of 5 stars

It won't let me set up an account

It won't let me set up an account

June 2, 2025
Unprompted review
Santander Consumer USA logo

Reply from Santander Consumer USA

Hello Sharon! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

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