Scottish Widows  Reviews 

17,620
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 8,124 reviews, reviewers overwhelmingly had a great experience with this company and share positive feedback about their support. Customers frequently praise the dedicated staff for being exceptionally polite, professional, and knowledgeable throughout every single step of the financial process. Consumers truly appreciate the clear, detailed explanations and patient guidance provided by expert advisors during their helpful telephone conversations. However, some people mentioned that phone lines can occasionally become very busy, resulting in frustratingly long waiting times before speaking to someone. Others also noted that navigating through the initial automated phone system felt quite difficult and annoying before finally connecting with an advisor.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising knowledgeable and professional advisors... See more

Customer service

Customers consistently note positive experiences with customer service, frequently praising advisors for... See more

Service

People report positive experiences with service, noting that staff members are knowledgeable, efficient, and... See more

User experience

Users describe positive interactions with user experience, frequently highlighting that representatives... See more

Response time

Customers had ambiguous experiences with response time, as many reviewers praised quick call pickups, prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My nerves quickly disappeared as Natalia came on the line and immediately put me at my ease. She guided through all the steps clearly and gave me time to understand everything. I was most reassured an... See more

Company replied

Rated 5 out of 5 stars

Ben, who picked up our call was extremely helpful. He took us through the process required to action our request taking great care to ensure that we fully understood the steps and procedures required.... See more

Company replied

Rated 5 out of 5 stars

I called in to Scottish Widows to discuss a draw down on my pension account. Annie took me through the process and answered all my questions patiently and with great confidence. She explained everyt... See more

Company replied

Rated 5 out of 5 stars

First of all I must commend Neil for his patience and professionalism during the call. Twice I had submitted documents with incorrect or missing information. He patiently talked me through and explai... See more

Company replied


Company details

  1. Pension Office
  2. also in
  3. Insurance Company
  4. Investment Company

Written by the company

Scottish Widows - the financial planning provider who calmly, expertly and with care, helps customers benefit today from planning for tomorrow.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

18K reviews

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4.6

All reviews

(17,620)

7,645 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Just phoned up Scottish widows to take…

Just phoned up Scottish widows to take some money out of my pension, I was expecting it to be difficult but it was exactly the opposite, the man I spoke to was really pleasant and went through everything step by step , I was really impressed

September 30, 2026
Unprompted review
Rated 5 out of 5 stars

Had to ring as I was planning on…

Had to ring as I was planning on reducing my monthly SIPP I'm taking as a pension. I'm never keen on ringing anywhere financial but this was easy and quick. The person I spoke to already had my details given you can enter them using a keypad, a couple of security questions and it was all sorted in less than 10 minutes. Professional, quick and friendly service. Very pleased thanks.

September 30, 2026
Unprompted review
Rated 5 out of 5 stars

Help with on-line log in

My phonecall was answered reasonably quickly (compared to some of the queues I have experienced with other businesses in the past) and I was then very happy with the calm way my call was handled and the problem overcome. I was led through the online process in a clear and effective manner such that all went well.

September 30, 2026
Unprompted review
Rated 3 out of 5 stars

Trying to get through is a absolute nightmare.

Trying to get through is an absolute nightmare, selecting a call back is hit and miss - line quality with some call handlers is awful especially if you have hearing issues. If you get transferred it just rings and rings.

I was eventually saved today by a call handler after waiting nearly 30 minutes. This is appalling, 30 minutes of my life I will never get back. But the person who took my call was a delight to work with. I gave two extra stars for their help and assistance.

I got the email with a link on opening the email I was informed there was a technical issue but no explaination, filled in the form as best as I could.

I've worked in a call centre environment, long wait times shouldn't exist, and can I point out not everybody wants to use a App on a phone to do everything - I have essential tremors in my hand and using apps on phones/tablets is a struggle in terms of accurancy.

Additionally I filled in the online complaint form on the website - no response or acknowledgement, so probably a mailbox that is not being monitered.

September 28, 2026
Unprompted review
Rated 5 out of 5 stars

Invest Well Education

I’ve thoroughly enjoyed the Invest Well webinars that have been taking place this month. The app is also incredibly easy to use and all the knowledge materials are written with simple and easy to understand language. Thank you!

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We're delighted to hear how much you've enjoyed our webinars and found our app incredibly easy to use. It's wonderful to know that our knowledge materials are simple and easy to understand. Thank you for your kind words!

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Friendly, Knowledgeable and clear

Friendly, knowledgeable discussion. Clear explanation of options and risk

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We appreciate your 5-star rating! We're delighted to hear that you found colleague friendly and knowledgeable.

We’d be grateful if you could respond to the information request. Please note, the email will come from Trustpilot rather than Scottish Widows.

Thanks,
Jenny - Scottish Widows

Rated 1 out of 5 stars

I got 1.8 % on top of my original…

I got 1.8 % on top of my original annuity quotation and I have numerous medical conditions like ischemic heart disease and after completing the medical form they came back to me with a £4.53 a month Extra annuity. I used to rate Scottish widows very highly but now I wouldn't recommend them to my worst enemy

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

Thank you for sharing your concerns about your annuity quotation and the impact of your medical conditions.

We’d be grateful if you could respond to the information request. Please note, the email will come from Trustpilot rather than Scottish Widows.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Both gentlemen I spoke to were very…

Both gentlemen I spoke to were very clear and helpf

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We are happy to hear our team was clear and helpful. We appreciate your feedback.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Very professional and everything…

Very professional and everything explained well

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We appreciate your positive feedback and 5-star rating! We're delighted to hear that our team was professional and that everything was explained clearly.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Outstanding Personal Service and Customer Care

I rarely leave reviews, but the service I received from Tristan at Halifax Share Dealing was exceptional and deserves recognition.

Over the past few weeks, Tristan helped coordinate a number of sizeable account funding transactions across multiple share dealing accounts. Throughout the process he was professional, responsive, proactive and incredibly customer focused.

What impressed me most was the personal ownership he took from start to finish. He kept me updated at every stage, liaised directly with his cash team, checked transaction allocations, anticipated potential issues before they arose, and always came back with clear and timely updates. Nothing ever felt like too much trouble.

In a world where customer service can often feel transactional and impersonal, Tristan provided the kind of service that genuinely stands out. He combined excellent technical knowledge with a friendly, approachable manner and gave me complete confidence that everything was being managed correctly.

Thanks to his support, all funding transactions were completed smoothly and efficiently, including some time-sensitive transfers and allocations that required additional coordination.

A huge thank you to Tristan for his professionalism, attention to detail and outstanding customer care. He is a real credit to Halifax Share Dealing and Lloyds Banking Group.

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We are truly delighted to receive such wonderful feedback regarding the exceptional service you experienced. It is incredibly rewarding to hear how our colleague's professionalism, responsiveness, and proactive approach made a significant difference in coordinating your account funding transactions. Thank you for taking the time to share your positive experience with us.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Joe was so helpful ,i kept putting the…

Joe was so helpful ,i kept putting the call of forgetting its my money😊 it was such a relaxing process Top guy

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We appreciate your 5-star rating! We're delighted to hear that our colleague was so helpful and made the process relaxing for you. Thank you for your positive feedback.

We’d be grateful if you could respond to the information request. Please note, the email will come from Trustpilot rather than Scottish Widows.

Thanks,
Jenny - Scottish Widows

Rated 3 out of 5 stars

Staff very good but system not

Once I got thru on the phone the staff were very clear and concise with the details that I had to be aware of. My frustration was that I received emails and then 12 hours later the password to open the documents by which time I had blocked my access because I was trying the wrong password!!! The wait on the phone was quite long for general enquires but a lot quicker for a dedicated service.

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

Thank you for your feedback. We're pleased to hear that once you got through, our team provided clear and concise information. We're sorry for the frustration caused by the delay in receiving the password for your documents and the longer wait time on our general enquiries line. We appreciate you taking the time to share your experience and will pass your comments on.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Professional Call

Deborah was very informative, detailed and concise in providing the correct information on my recent call to Scottish Widows; a very professional call, thanks Deborah,
Regards....Michael

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We're delighted to hear that our colleague provided such informative, detailed, and concise assistance during your recent call. We appreciate you sharing your positive experience with us.

Thanks,
Jenny - Scottish Widows

Rated 3 out of 5 stars

Confusing messages

Rang to tell them wife had died. She received a pension from SW. Received text asking me to send photo of required documents but didn't say what docs. Received email asking me to put in pin number to view email but not sent a pin number. Lady on phone was fine but subsequent messages totally confusing

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We are very sorry to hear of your loss. While we're pleased our colleague was able to help when you called, we're sorry the follow-up messages caused confusion. We've passed your feedback to the relevant team so they can investigate further. Scottish Widows will be in touch if we require more information.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Arranging payments

all advisors spoken to, had good knowledge and clarity to questions, and explained situations simpley.

phone back was quick and efficient

the only negative issue is the phone system direct departmental number given diverted to general phone number

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

We're pleased to hear that our colleagues were knowledgeable and explained things clearly, and that your call back was quick. We appreciate your feedback regarding the phone system and the departmental number issue, we will pass your feedback on to the relevant team.

Thanks,
Jenny - Scottish Widows

Rated 5 out of 5 stars

Scottish Widows members of the staff…

Scottish Widows members of the staff are greatly trained. Their empathy and customer services skills are one of the bests in the market.

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

Thank you for your fantastic 5-star review! We're delighted to hear that you found our colleagues empathetic, knowledgeable and committed to providing great customer service. Delivering a positive experience for our customers is incredibly important to us, so it's wonderful to receive such positive feedback.

Thanks,
Jenny - Scottish Widows

Rated 1 out of 5 stars

Scottish Widows is not what it was

Even though I had updated my logon details as requested a few months ago, I am now unable to logon as these details are invalid. I have twice requested a link but that hasn't come through either. I keep being pushed to use the App but as I haven't got valid logon details I can't use that either. Tried the online chat but that was also unhelpful. When I got through on the phone I kept being passed to 'the right person' only to be put back into a call centre queue.

PS I have now had a call back from Scottish Widows and I was advised that as I had an annuity it was not yet possible to log in on the website to view the details.

I've been asked to respond to the information request from Scottish Widows which comes up automatically when you write a review. However all it asks is how I came by the website and that does not explain to me why I had a bad experience.

September 30, 2026
Unprompted review
Scottish Widows  logo

Reply from Scottish Widows

Thank you for sharing your experience. We're sorry you've had difficulty accessing your account and for the time spent trying to get support. We're pleased a colleague was able to contact you and explain that customers with an annuity are not currently able to view their details online.

So we can pass your feedback on to the relevant tean, we’d be grateful if you could respond to the information request. Please note, the email will come from Trustpilot rather than Scottish Widows.

Thanks,
Jenny - Scottish Widows

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