Be very careful getting refunds on purchased policies
I purchased insurance for my mother in law to visit Canada using my credit card. The insurance portion was fine, well priced, and straight forward. The pro-rated cancellation was not.
My credit card was compromised and had to cancel it and get a new one. When I asked Rimi insurance to cancel and refund the purchased policy I also asked for another method of refund as the original card was no longer active. They refused. I informed them in writing that my original credit card didn’t exist anymore and they said they would only refund that card due to fraud risk reasons. I verified my identity, verified the original card number used, spoke to someone on the phone who could do nothing and asked to speak with a manager so I could resolve this and get my refund. I had to ask three times, in writing, to cancel the insurance policy … and they still haven’t. They still insist that when it is cancelled, it will only go back to a non-existent card and account, and after asking to speak with someone (three times) who can make decisions, I have been stonewalled and ignored.
All companies should have the means in outlying circumstances to provide their customers proper service and support. Rimi (secure travel) can’t take the time to have someone with authority contact me to help verify my identity and provide a simple alternate refund solution. I don’t think they care - they’ve got my money.
Warning to others, you cannot reach a manager by design - they don’t want to talk to you. You had better have your original card if you want a refund or it looks like you won’t get one.








