Standard Chartered Reviews 

187
TrustScore 1 out of 5

1.1

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Review summary

Created with AI, based on recent reviews

Considering 40 reviews, most reviewers were let down by their experience overall. Consumers frequently experienced unfair charges, unexpected late payment fees, and sudden blocking of cards or accounts without prior warning. People noted that financial transactions and money transfers are often delayed, blocked, or completely stuck while dealing with rigid policies. Some reviewers were not happy with the unhelpful customer service teams, long waiting times, and completely unresponsive phone helplines. Consumers also mentioned that branch staff provided confusing guidance, avoided written confirmations, and failed to resolve genuine concerns properly. Reviewers described the overall banking atmosphere as deeply frustrating and unprofessional, leaving many feeling entirely unsupported.

What people talk about most

Payment

Reviewers mention negative feedback about payment processes, reporting that credit cards are frequently... See more

Service

Customers consistently note negative experiences with service, highlighting a severe lack of accountability... See more

Customer service

Customers had negative experiences with customer service, highlighting slow responses, rudeness, and... See more

Customer communications

Consumers express deep frustration with contact methods, highlighting significant difficulties in reaching... See more

Staff

People report negative experiences with staff, describing service agents as slow, rude, and unhelpful.... See more

Reviews shaping this summary

Rated 1 out of 5 stars

The most pathetic, unethical bank I have ever dealt with. I have long relationships with many banks in four different Countries, I have never seen a bank behave as unethically as Standard Chartered i... See more

Rated 1 out of 5 stars

Given the absolutely ridiculous and pathetic reason for charging me PURCHASE INTEREST of Rs1, 523.34 and a corresponding GST of Rs274.20 for a shortfall of Rs0.01(1 paise) in the payment of my dues,... See more

Rated 1 out of 5 stars

Singapore site . Mobile app doesn’t work properly to enable overseas card usage.. I wrote 3 messages on it . Never responded. I rang their phone number for 24 hour service , went through the options... See more

Rated 1 out of 5 stars

Worst Service.First time ever missing a payment — and Standard Chartered immediately charges a late fee with zero flexibility. Tried to appeal for a waiver, but was met with a flat rejection. No un... See more


Company details

  1. Bank
  2. Financial Consultant
  3. Non-Bank Financial Service

Information provided by various external sources

Read our interaction guidelines: https://www.sc.com/en/interaction-guidelines.html


Contact info

1.1

Bad

TrustScore 1 out of 5

187 reviews

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No history of asking for reviews

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1.1

All reviews

(187)

35 reviews in the last 12 months

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Rated 1 out of 5 stars

Terrible Bank

Terrible customer support. My card worked overseas despite me never activating it. That is a massive security flaw.
Credits shown as deductions via SMS.
Deductions via SMS that never occurred.
Pointless calls to support that take ages to answer when transactions flagged did not occur. I can go on. But I a. Probably running out of space.

January 20, 2024
Unprompted review
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Rated 1 out of 5 stars

If you want mental harrasement get in contact with Standard Chartered.

I never defaulted my payments from past 3 years but thanks to sc I made my first default payment. Since I was on autopay but you cannot rely on a fraudulent company such as sc mobile. Now i have late fee charge.
Not only this i have taken EMI of 3999 but I am paying 1400 emi for 6 months. The reason? Because SC credited and debited and credited from and to my account thousands of times.
I have been on phone for hours and hours but every single employee wants to sell me loan. On top of this I get 10-20 calls for credit card which I already have.
1. Dont open accounts with them.
2. Don't get their credit cards
3. Don't receive their calls (Install true caller and block all of their numbers even if you dont have anything to do with them.

January 10, 2024
Unprompted review
Rated 1 out of 5 stars

Worst customer service app is not…

Worst customer service app is not working.N number of customer service no. But no-one is answering emails as well share but no response. Last 3months there app is not working no one is taking seriously the matter. How to connect if we have some issues. Why this digital facilities are mentioned if you don't have time for your customer. Pathetic service highly unprofessional manner less team they have.

January 2, 2024
Unprompted review
Rated 1 out of 5 stars

Your Mall Road Branch in Lahore…

Your Mall Road Branch in Lahore deserves a standing ovation for its stellar blend of rudeness and unprofessionalism. Attempted to call four different numbers, only to be met with a deliberate hang-up after a prolonged ring—impressive consistency, I must say. Apparently, Jummah is now their non-working day. The irony is palpable—I used to get 20 calls a day for my credit card payment, but now, when I urgently need help, they couldn't care less. Initial customer service was tolerable, but the so-called available staff and managers are experts at getting paid for nothing. All four numbers follow the same hang-up pattern, leaving me in awe of their synchronized incompetence. Considering letting the world know about this stellar service during my financial emergency. It's my money, but getting it seems like an impossible feat. Amazing!!!

December 8, 2023
Unprompted review
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Rated 1 out of 5 stars

Woefully incompetent and problematic…

Woefully incompetent and problematic application process for a credit card.

Received multiple emails asking for the same information. Phone call to CS who confirmed that I could go to a brand to pick up a card, then receieved 3 rejection letters in the post

November 13, 2023
Unprompted review
Rated 1 out of 5 stars

Really bad service

Really bad service. Have to wait for 30 minutes to reach the customer service officer and still not managed to talk to the officer

November 24, 2023
Unprompted review
Rated 1 out of 5 stars

How can Standard Chartered Bank service…

How can Standard Chartered Bank service became so terrible and to cancel my credit was not able to be do so when calling customer service for the past one week was not answered or pick up by customer service. Went to Bangsar branch and then was advised to go to PJ branch for cancelling the credit card which was not even active because the credit card expired 2 years ago and suddenly this November 2023, Standard Chartered Bank charged a the annual fee and service tax for the new card which was not received by me. Very disappointed with service that not able to even discontinued the Visa Platinum Credit card that not even existed.

November 16, 2023
Unprompted review
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Rated 1 out of 5 stars

Standard Chartered Singapore

Standard Chartered Singapore, please have an option for customers to speak with an operator once we dial in to ask for queries. You guys have so many options but no options to speak to an operator. We have to constantly call numerous times just to get hold of a person to talk to due there is no such options. I have to choose an option not related to my queries in order to get to speak to a human, by the time a person answered I am in a very angry terrible mood which is not me at all. This is not fair for the agent who answered. Super ridiculous service.

October 3, 2023
Unprompted review
Rated 1 out of 5 stars

Ridiculous customer service

Ridiculous customer service. I did not receive any proper response. They have very very poor processes in place. Bank sends a card to a non-billing and wrong address. I requested to change it, but the response was "unless the Courier sends the Card back to the bank, we can do nothing about it." When probed further, the customer service person (will not call them executives) CUTS THE CALL.

Feeling sick of such attitude.

September 22, 2023
Unprompted review
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Rated 1 out of 5 stars

Thuggery and Harassment

I have a car loan with Standard Chartered and I handle the payments myself. I missed one payment as I was traveling and focused on the trip (sincere mistake and immediately addressed). I started getting blank calls (nobody on the other end) from a number I did not recognize. Researching this, it was a Standard Chartered number. This is unethical thuggery and the calls stopped once I addressed the payment. It seems if you miss a single payment, they activate some sort of harassment service until you pay up. Fortunately, I do not bank with them and never will. Things are extremely healthy financially and this serves as a warning for anyone who wants an ethical experience with a bank.

July 3, 2023
Unprompted review
Rated 1 out of 5 stars

Standard Chartered Bank Hong Kong are…

Standard Chartered Bank Hong Kong are thieves. I transferred full amount to my credit card through my Bank of East Asia account on 31 August 2023 and the evening of 2 September 2023 still the funds did not show up and it won't show up until 4 September 2023. Apparently there was a typhoon and therefore no transactions would show up... The customer service are useless. So my question is where does the interest go? The funds have been missing for 5 days.

September 2, 2023
Unprompted review
Rated 1 out of 5 stars

No one answers the phone

Tried calling them for help on their alleged 24/7 line on a friday at 2:50 pm to get help with my Father's account.
No one picked up the phone, and eventually they just hung up on us.
Take your money and run!

August 31, 2023
Unprompted review
Rated 1 out of 5 stars

Worst customer service,don't recommend this bank

Worst customer service, the customer care service disconnects the call if they don't know the answer to any questions asked. The waiting period is more than 25 minutes anytime of the day. Can't believe a UK based company would be providing such horrendous service.

August 31, 2023
Unprompted review
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Rated 1 out of 5 stars

Awful mobile and online banking system

Standard Chartered has a terrible ibanking/mobile banking system. It's extremely glitchy and the process to update your username or password is very very complicated. Because I had issues logging in to verify my estatements, I could not pay the charges on time and they slapped a late fee. When I submitted a request for a late fee waiver, it was denied. Terrible experience and I would be cancelling this card.

August 18, 2023
Unprompted review
Rated 1 out of 5 stars

Avoid! Incompetent and horrible customer service

We've been clients at Standard Chartered bank Pakistan for years. However, our latest experience with them has been horrendous! My husband and I visit Pakistan from Uk every year. We wanted to use our local credit card at SC. We went to their Johar town branch at least 3 times just to activate our account/card for Pakistan usage. Each time, we were told to bring in different documentation. Even after submitting everything, we were told that it will take 2-3 days to activate. One month later - after calling countless times to follow up - we still haven't had our account activated. Mr Zeeshan who dealt with our case is extremely incompetent. He kept telling us that he will activate our account but failed to do so. A simple job! As a result, our locker fee cannot be paid either. We plan to close all our accounts and move to another bank. I want to bring this case to the owners of Standard charted asap. Kindly look into this and help me understand how a simple job like this can cause your clients so much time and trouble! Hopeless customer service!

July 17, 2023
Unprompted review

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