Swoosh Finance Reviews 

2,093
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 680 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated support team for being extremely helpful, friendly, and professional throughout the entire loan application journey. Consumers note that the online platform is very simple to navigate and they deeply appreciate the remarkably fast response times to all emails. Some reviewers were not happy with dealing with multiple staff members, noting that being repeatedly transferred between different agents caused unnecessary confusion during the process. A small group of consumers also expressed genuine frustration when specific representatives were ultimately unable to resolve their service issues effectively.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, expressing deep satisfaction and appreciation for the helpful,... See more

Customer service

Reviewers express high satisfaction with the customer service, praising the fast responses and helpful... See more

Response time

Users describe positive interactions with response times, frequently highlighting fast and efficient... See more

User experience

Customers had overwhelmingly positive experiences with the user experience, highlighting a swift,... See more

Service

Customers consistently note positive experiences with service, highlighting fast, efficient, and professional... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had a great experience with Swoosh. The process was straightforward, and Kate was very helpful, friendly, and professional throughout. She kept me updated and made everything easy to understand. I r... See more

Rated 5 out of 5 stars

Always a pleasure to deal with Swoosh, easy to apply and they are quick to give you an outcome. The Customer Serivce I received today from Kate made the whole process less stressful.

Company replied

Rated 5 out of 5 stars

Had a good experience with all staff that assisted me ( Baylee, Olivia, Riley. Scott) process was swift and easy to fill in .Staff we're happy to assist me when helpp needed. I would recommend them t... See more

Company replied

Rated 5 out of 5 stars

This is the second time I have used Swoosh, and am so thankful to Jakayla for making it very easy. The communication is fantastic, I have been updated every step of the way. You guys are all great.

Company replied


Company details

  1. Loan Agency

Written by the company

Need cash, fast? Swoosh offers easy and quick cash loans, even for those with bad credit. No hidden fees or early repayment charges – just financial help when you need it most. So, what can we do for you? No matter your reason for a loan, we’re here to help. You can get a fast cash loan for any amount between $2,000 and $5,000 using your existing vehicle (fully owned and registered in the borrower’s name) as security. Our online application is so easy, it takes less than 5 minutes to complete. Once approved (usually within 1 business hour), we’ll give you all the information you need to start your loan and sign a contract. Applying is free, and we don’t charge you if your application is unsuccessful. You can get started by calculating what your repayments would be using the calculator on the right. Committed to responsible lending Because we are all about mates helping mates, we are committed to responsible lending in all we do. We use lending criteria, common sense and professional assessors when reviewing your application. We’ll only approve you for a loan we know you have the ability to repay. Our customers recommend us to their family and friends—because they know we can be trusted.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 16% of negative reviews

Typically replies within 1 month

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4.8

All reviews

(2,093)

679 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Kate is great, keeps you up to date every step of the way

Kate was so helpful and explained everything as the process was going through.
Kate’s emails explained everything they needed clearly and simple to understand.

July 7, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for your kind words, Nicky! We're thrilled that you had a good experience with Kate. Providing clear and simple communication is extremely important to us.

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Rated 5 out of 5 stars

Jakayla was amazing!!

Jakayla was amazing!!! She was prompt and very accomodating. 😊

July 7, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Cheryl! We’re so happy that you experienced good service from Jakayla.

Rated 5 out of 5 stars

Jakayla is fast and efficient

Jakayla is fast and efficient. Detailed in what is required and has been a pleasure in helping with the assessment requirements

Thankyou Jakayla!

July 7, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Jacinda! We are so happy to hear you had a great experience with Jakayla. You motivate us to keep providing efficient communication.

Rated 5 out of 5 stars

Had the pleasure of being served by…

Had the pleasure of being served by Olivia, super fast responses and great customer service. Thank you for your assistance and making the whole process feel easy.

July 7, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for taking the time to review, Shontelle! We are so glad you had a good experience with Olivia. We work hard to provide prompt and helpful customer service, so your kind words are greatly appreciated!

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Rated 1 out of 5 stars

Long time to decline your…

Long time to decline your application....never never
Not recommended

July 2, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Hi Saleh, we’re sorry we couldn’t help you out this time. As responsible lenders, we need to make sure that the loan offered is “not unsuitable” for the borrower. This means we cannot approve every application.

To learn more about our assessment process, please see here: https://www.swoosh.com.au/about-us/responsible-lending/

If your circumstances change, we hope you’ll consider applying again with us in the future.

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Rated 5 out of 5 stars

Olivia is great

Olivia is great! Very prompt and great friendly service! Great job!

July 6, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you for the wonderful recommendation, Benjamin! It's awesome to hear that you experienced fast and friendly service with Olivia.

Rated 5 out of 5 stars

Super easy application

Kate was super helpful in completing my application and made the whole process easy to navigate

July 3, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you for the review, Sky! We’re thrilled you had a good experience with Kate.

Rated 5 out of 5 stars

Great lender

quick and efficient process and the portal works a treat. Baylee was excellent!

July 3, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the review, Nick! We are so glad you had an excellent experience with Baylee and that the portal worked well for you!

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Rated 5 out of 5 stars

Good

Jakayla was really good and understanding helped me get it sorted asap

July 3, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for your kind words, Beau! We're thrilled that you had a good experience with Jakayla.

Rated 5 out of 5 stars

Rebecca

Fast, easy process, very helpful team members willing to assist all my questions about my application, thank you Baylee

July 3, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Rebecca! We’re so happy that you experienced helpful service from Baylee.

Rated 5 out of 5 stars

Kate was lovely and very efficient easy…

Kate was lovely and very efficient easy quick process 😁

July 3, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Shara! We are so happy to hear you had a great experience with Kate and that the process was quick and easy for you.

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Rated 5 out of 5 stars

The online experience was excellent

The online experience was excellent. My application officers OLIVIA and BAYLEE were great!

July 2, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for taking the time to review, Claire! We are so glad you had a good experience with Olivia and Baylee. We work hard to provide an easy online platform and process, so your kind words are greatly appreciated!

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