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Review summary

Created with AI, based on recent reviews

Looking at 147 reviews, most reviewers were let down by their experience overall. Customers frequently report significant dissatisfaction with customer service, citing issues like unhelpful and incompetent staff, difficulty reaching real people, and language barriers with offshore teams. Many also found the overall service to be poor, experiencing issues like account access limitations and significant delays in processing various transactions. Additionally, the website is often criticized for its poor technology and being difficult to navigate, making it challenging to manage accounts or perform tasks online. However, some customers also noted positive experiences with specific representatives who were helpful and took the time to explain things clearly.

What people talk about most

Customer service

Reviewers highlight negative aspects of customer service, with many expressing significant frustration and... See more

Staff

Reviewers mention negative feedback about staff, with many expressing dissatisfaction with their competence... See more

Service

Consumers find service to be negative, with many describing it as frustrating, inadequate, and even... See more

Payment

Users describe negative interactions with payment, citing issues such as a bank verification system that... See more

Website

Customers consistently note negative experiences with the website, describing it as frustrating, terrible,... See more

Reviews shaping this summary

Rated 1 out of 5 stars

After twenty calls, I'm still getting hung up. The world's worst customer service. I've spoken to so many people that it's unbelievable that nobody can assist me. I know #Apex# #point# #llc# crea... See more

Rated 1 out of 5 stars

Vanguard outsources its customer service to India call centers. These individuals do not know anything about investing or the particulars about certain financial things in America like Trusts. Good lu... See more

Rated 1 out of 5 stars

Vanguard 'aim' to deposit your dividend money into your account within 10 business days of the fund's 'payable date.' They provide a lot of excuses about the “process” they have to go through, but the... See more

Rated 1 out of 5 stars

Absolutely incompetent customer support. Wanted to make a minor change to my regular, quarterly retirement disbursements. Can't do this online (why?). Called customer service who told me that t... See more


1.4

Bad

TrustScore 1.5 out of 5

356 reviews

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1.4

All reviews

(356)

140 reviews in the last 12 months

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Rated 1 out of 5 stars

vanguard customer service is horrible…

vanguard customer service is horrible called to get a simple form the IRS wanted to see and first agent I talked to was very stupid and could not figure it out so I wanted to talk to a supervisor witch did not call be back for days and was not helpful at all do not use Vanguard for any reason because there agents do not know much about anything!!!!! they are probably the cheapest out there for investments and you get what you pay for NOT MUCH

July 22, 2026
Unprompted review
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Rated 1 out of 5 stars

The worst ever

The worst ever. their bank verification system takes 10 days!! In this age of advanced technology that should take a few seconds.

July 22, 2026
Unprompted review
Rated 2 out of 5 stars

Call service awful.

Customer for 35 years. Half a million in their bank. Call took over 40 minutes for awful info- initial auto screening, first rep, transfer to expert rep who kept answering "I don't really know" to a basic question about withholding & fees in my account (what fund is causing fees/withholding, and why). Also got "I don't know" when asked if being overdrawn will incur a fee or trigger sale of any funds.
Hold music is funeral parlor music. Worse, it's same funeral parlor song over and over and over.

July 21, 2026
Unprompted review
Rated 1 out of 5 stars

Used to be better

incompetence, not knowledgeable, outsourcing
Used to be better
Disappointed
Keep trying til you get a competent employee

July 12, 2026
Unprompted review
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Rated 1 out of 5 stars

Vanguard is trash hate my company uses…

Vanguard is trash hate my company uses them they make extremely hard to get out your own money I never had to deal with this when I had fidelity I wouldn’t recommend them to anyone they are just not a good company to invest with

July 9, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely the worst company i have…

Absolutely the worst company i have ever dealt with in my entire life they make it almost impossible to get help or straight up refuse to help i had to argue with the lady on the phone to speak to a manager cause they were in a meeting every manager and supervisor they had was in a meeting at the same time and all I wanted to do was close my account with them it took approximately 2 hours to do so would highly recommend if you have any accounts or anything with them i would leave now and invest money else where were they can actually do so in a professional and timely manner

June 29, 2026
Unprompted review
Rated 1 out of 5 stars

Rude online support when I asked to…

Rude online support when I asked to help to change direct debit. Blunt responses saying I have to self serve even though they have just confirmed I can’t do this in my online app. When asked if they could help just got the answer ‘No’

July 3, 2026
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Rated 1 out of 5 stars

THIEVES!!

THIEVES!!! Asked for check in the mail to pay hospital bills and they NEVER SENT IT. Yet to this day they are garnishing my wages for this. When I call I can never get a reason why they haven't sent the check just that they can reissue it but they NEVER DO! They are stealing from me. Does anyone know how to get legal involved in this?!

June 30, 2026
Unprompted review
Rated 1 out of 5 stars

Tried to get answer on why checkwriting…

Tried to get answer on why checkwriting signature approval taking long but rep couldn't even understand that I had the checks already but could not use them. Like talking to a low IQ bot. Never got issue answered or resolved after multiple holds. Too frustrating to deal with, moving my money.

June 25, 2026
Unprompted review
Rated 1 out of 5 stars

Do not trust these people

Do not trust these people. The customer service will lie to your face (on the phone) like snakes to get you to do anything else other than pulling funds from your vanguard account. They lie about IRS (penalties, fees, etc) to keep YOUR money in their “care”. Then they tell you they can’t even tell you how much money you’ve contributed over the years vs earnings. Not because they don’t know, but because they don’t want you to know. This place is a scam and I see how they have a 1.4 rating ob reviews. Oh, and good luck ever talking to your investment broker ever again.

June 26, 2026
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Rated 1 out of 5 stars

Vanguard deserves no star the customer…

Vanguard deserves no star the customer services is horrible . I’ve been trying for days to get online access only for the phone to be hung up in my face byJuhi. I asked to speak to a supervisor but was told by Juhi the supervisor was only going to give me the same information. I don’t trust this company and advise you not to do business with them

June 25, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely zero customer engagement

Absolutely zero customer engagement. Trying to get through to a real person is near impossible. Once you do they are either under trained, or just don't give a crap about what they are doing. Transactions are painfully slow and the mobile app and website is a decade behind the times even with the updates they made. I honestly wish I would have moved my money long before this. Definitely one of my smartest decisions was to leave that place.

June 24, 2026
Unprompted review
Rated 1 out of 5 stars

Disconnected multiple times, rep spoke poor English

Disconnected multiple times, phone tree took my SSN and zip code but nothing else seemed to go through and eventually disconnected multiple times. When I got through to a rep he did not speak English well and also disconnected me. Looking into moving to Fidelity cause I would like some help and can't get any with them.

June 22, 2026
Unprompted review
Rated 1 out of 5 stars

Spoke to multiple team members who…

Spoke to multiple team members who shared I could create a rollover account to take my 401k from a company to a rollover IRA to avoid a check being cut and all I would need to supply is the new account number. Now I am being told that they can't do that and can only send the check to an outdated address that takes 14 days to update and you can't update online. This seems like a common item people would request so I'm surprised at the lack of efficiency and knowledge of the team.

June 22, 2026
Unprompted review
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Rated 1 out of 5 stars

Customer service did not get the assignment .

This is the worst company to ever do business with. The customer service department is horrible and that's being kind. I've never dealt with any other company that has been this terrible. I don't understand why you would have such a terrible display of this pitiful attempt at a business when you have employees of this nature. Just a sad disgrace to the hardworking American people.

May 29, 2026
Unprompted review
Rated 1 out of 5 stars

Vanguard Brokerage is primitive, inadequate, and frustrating.…

Vanguard Brokerage is a primitive version of a real brokerage. Their capabilities are limited, their phone system seems downright hostile, their website is frustrating, and their customer service is a waste of time. I have taken all of my money out of Vanguard, although the last 3 cents in the account presented yet another frustrating obstacle to closing the account.

June 17, 2026
Unprompted review

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