Waggel Reviews 

14,411
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 3,789 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the supportive team and efficient service, noting that dealing with claims and general inquiries feels straightforward, stress-free, and genuinely reassuring. People also appreciate the very competitive pricing and how remarkably easy it is to set up new policies or get quick, helpful responses. However, some people mentioned that unexpected price increases upon annual renewal made coverage much more expensive over time. A few reviewers also experienced frustrating delays in claim processing or expressed deep disappointment when certain medical claims were declined due to pre-existing conditions. Others noted occasional difficulties when trying to coordinate reimbursement paperwork with their veterinary clinics.

What people talk about most

Claim

Users describe ambiguous interactions with claim, noting mixed experiences regarding the procedure. Some... See more

Service

Reviewers mention positive feedback about service, highlighting prompt payouts and a lack of unnecessary red... See more

Customer service

People report positive experiences with customer service, noting that support agents are consistently... See more

Price

Reviewers highlight ambiguous aspects of price, as initial rates are often described as very competitive and... See more

Payment

Consumers find payment experiences to be mixed, with significant disagreement regarding the process. Many... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Highly recommend! The claim process is unbelievably smooth, and the group chat support is always there when you need it. I received almost 100% of my reimbursement within just 2 weeks. Plus, having 24... See more

Rated 4 out of 5 stars

I have made my first claim for my 15 year old cat after having had to take her to an out of hour emergency vet, because she suffered from sudden blindness . It took a lot longer than expected for tha... See more

Rated 5 out of 5 stars

Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledge... See more

Rated 5 out of 5 stars

My dog requires a scale and polish. Received an estimate from the Vets and submitted a pre-authorisation claim online. Easy to complete. Provided a brief history of previous dental check-ups. The fol... See more


Company details

  1. Pet Insurance Company

About Waggel

Written by the company

Less stress, more love.

At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.

Our Lifetime pet insurance covers the big stuff like dental care, cancer and diabetes. But it’s not just about the policies. It’s about you and your pet feeling safe and supported every step of the way.

With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.


Why Waggel?

We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:

  • One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
  • No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
  • Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
  • Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.

Contact info

  • 1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom

  • www.waggel.co.uk

4.5

Excellent

TrustScore 4.5 out of 5

14K reviews

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4.5

All reviews

(14,411)

3,617 reviews in the last 12 months

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Rated 1 out of 5 stars

Avoid at all costs

Avoid at all costs, they take four weeks to look at your claim and will do anything they can to avoid paying out, awful service they shouldn’t be allowed to trade.

August 5, 2026
Unprompted review
Waggel logo

Reply from Waggel

Hi Karen,

Thank you for taking the time to leave your feedback. We're sorry to hear that you've been disappointed with your experience.

We understand how frustrating it can be when things don't happen as quickly or as expected, and we're sorry that we've left you feeling this way. We take all feedback seriously and are committed to continually improving the service we provide.

If you'd like to discuss your experience further or if there's anything we can help with, please do get in touch with our team. We'd be happy to assist.

The Waggel Team

Rated 5 out of 5 stars

It was very helpful and easy to claim…

It was very helpful and easy to claim which is good especially when you are worrying and having to go backwards and forwards to the vets and it’s great that you deal with the vets directly as well so helpful saves a lot of hassle

July 27, 2026
Rated 5 out of 5 stars

Wow! Libbie is a superstar!

Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledgeable and a delight to talk with. Absolutely knows the processes and systems, and what can and can't be claimed for, and informs you in the best possible way. Thank you Libbie.

August 4, 2026
Unprompted review
Rated 1 out of 5 stars

I was with waggle for a year not once…


I was with waggle for a year not once if I had to use the company for my dog when I started the policy was £89 which I didn’t think was too bad due to my dog being a French bulldog who has no breathing problems and he is 10 years of age he’s never had any issues. I didn’t want the author of anyone because I always look around. They auto renewed it from £89-£130 which was taken out of my account even though I did not want the renewal not only if they took the money and now cancelled the policy. They also refused to pay about the £130 that they should never have took in the first place I would avoid.

August 4, 2026
Unprompted review
Waggel logo

Reply from Waggel

Dear Symone,

Thank you for taking the time to share your feedback. We're sorry to hear that you've had a frustrating experience, particularly regarding your renewal and billing.

We understand how disappointing it can be when a renewal and payment aren't what you were expecting. As we can't discuss the details of your policy in a public review, we'd really like the opportunity to look into this for you and explain what happened.

Our team can review your concerns, including the renewal and payment, and do everything they can to help. You can get in touch via your online account and reach us via live chat.

The Waggel Team

Rated 5 out of 5 stars

Nancy rescue cat insurance

I just found d it so easy to follow the instructions to obtain insurance for my wee rescue cat. I'm 76yrs old and not to good doing things on line but that was so easy and I'm quite proud of myself that I didn't need any help.

August 4, 2026
Unprompted review
Rated 1 out of 5 stars

Extremely Upsetting

After trying unsuccessfully to unsubscribe to Waggel emails several times, I wrote a bad review in an attempt to get them to unsubscribe me. All I got was a public, through Trustpilot, apology (I no longer have my beloved dogs) and today, I have again received an email!!!!!!!!! AGAIN when trying to unsubscribe, I get the all to familiar "something went wrong message" Please stop torturing me!

August 4, 2026
Unprompted review
Waggel logo

Reply from Waggel

Dear Kay,

We are truly sorry to hear about the persistent difficulties you've experienced with our email communications and the distress this has caused, especially given your recent loss. We understand how frustrating it must be to repeatedly encounter issues when trying to manage your preferences. We are actively investigating the technical problem preventing you from unsubscribing and are taking immediate steps to ensure your email address is removed from all our mailing lists.
We appreciate you bringing this issue to our attention.

The Waggel Team

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