Wescot Credit Services Ltd Reviews 

202
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 76 reviews, reviewers had a great experience with this company. Customers frequently praise the support team for being exceptionally polite, patient, and deeply understanding during difficult financial situations. People note that telephone advisors provide clear information, answer questions quickly, and make phone interactions comforting and remarkably easy. However, some customers also noted facing difficulties with payment arrangements, unexpected account holds, and feeling pressured during calls regarding debts. A few reviewers experienced communication challenges, low phone volumes, or issues getting their ongoing balances updated properly. These individuals felt the process became stressful when trying to resolve specific queries or settle accounts.

What people talk about most

Staff

Customers consistently note positive experiences with staff, describing them as patient, polite,... See more

Customer service

Reviewers highlight positive aspects of customer service, describing the staff as helpful, understanding, and... See more

Payment

Customers consistently report frustration and dissatisfaction regarding payment processes and account... See more

Customer communications

Reviewers share mixed feedback regarding contact experiences, while some consumers found their contact... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I am going through a very rough patch and speaking with staff, has helped me immensely. They were far more empathetic to my situation than I was expecting and, because of this I felt less anxious as w... See more

Company replied

Rated 4 out of 5 stars

I spoke to one of the assistants at Wescot and found her very helpful and the information she gave me very useful so all in all a very good experience.

Company replied

Rated 5 out of 5 stars

We called to review our finances and, despite a bad connection, we finally agreed that astronomic household bills had negated our pension increases. It was accepted that we were in no position to incr... See more

Company replied

Rated 5 out of 5 stars

Having worked in Lloyds Bank and helped people to sort out their finances, I never thought I would be in the same position, through no fault of my own. In short when I had to leave the Bank at 60 as I... See more

Company replied


Company details

  1. Debt Collection Agency

Written by the company

Wescot Credit Services is a leading Debt Collection Agency in the UK. Wescot work on behalf of a variety of financial institutions. Wescot understands that everyone’s situation is different and we will work with you as an individual to find the best solution for you. Wescot is authorised and regulated by the Financial Conduct Authority. We are also members of the Credit Services Association.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

202 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 61% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(202)

91 reviews in the last 12 months

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Rated 5 out of 5 stars

Very understanding

Very understanding, no pressure

July 10, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review.

We're really happy that you had a good experience with us.

Nichole

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Rated 5 out of 5 stars

What is important to know is that Michele is a fantastic and great asset but not only to the company but also to the companies clients.

I had the pleasure of contacting Wescot Customer Care on Monday morning of last week and speaking to a Wescot Representative called Michelle.
I don’t think I will ever be able to say Thank You enough to Michelle for her professional and kind handling the of the entire situation. Michelle listened without any pressure or interruptions and her professional guidance throughout which was nothing short of “First Class” as it was full of caring and kind whilst also providing options and solutions.
Even when my business with Wescot and Michelle was amicable and professional resolved with nothing but honesty and being proactive with Zero to Nil complications or pressure.
Michele was someone that was listening to me at the right time and in the right way with manners and respect. The last year I had some
Major personal issues to deal with both Mentally and Physically which had put me under pressures that I never had in past and actually I never knew that existed. Michelle stopped all the pressure within 2 minutes of the call commencing and understood my actual current situation. Even when my Wescot business came to an end this lovely lady didn’t stop showing her professional approach and support but this was different, it was finding a humane side to business at that very right and much needed time that works out a solution that isn’t detrimental to the business or to the customer or client . It was simply the service that we all look for but never usually find it. I was only offered fair and helpful guidance that was frankly First Class and all without anything being communicated in a cold business way or intrusive manner.
It was one of those calls that you don’t want to have to make no matter what your situation is but Michelle’s approach and handling of the entire situation was “Above and Beyond”.
Not only a positive outcome at the time of the call taking place but for me personally but it has continued since then and none of that would have been possible without Micheles professional guidance and support.
Thank You Michele for taking the time to listen and then to assist me in taking positive and progressive action and providing it all with a caring and kind approach. That call had so many positive effects on my personal situation which continues to this very day and it will last well into the future.

I was raised that you should “Tell the Truth and shame the Devil… and I just did about Michelle at Wescot Customer Care.

I hope this message reads well and please excuse any grammar mistakes as I am currently not well and it’s 4:40 am in the morning.
Should you need any further information or assistance, please do not hesitate to contact me.
Have a great day.
Regards,
Martin.

July 6, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review.

We're really happy that the call handler was able to provide you with a positive experience. We know these calls are not the easiest ones to make.

I've passed this feedback onto Michelle's manager.

Nichole

Rated 5 out of 5 stars

They helped agree a settlement after…

They helped agree a settlement after another company who bought the debt messed things up

July 9, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review.

We're really glad that we were able to assist you agreeing a settlement.

Nichole

Rated 5 out of 5 stars

Every time I call the people are so…

Every time I call the people are so friendly and helpful. Genuinely care about you. Top marks.

July 7, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leaving us a review.

We're really happy that our call handlers have been friendly and helpful when you have reached out.

Nichole

Rated 4 out of 5 stars

had a good experience

had a good experience. Customer service are helping things talk you through

July 13, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review.

We're really glad that you had a positive experience with us.

Nichole

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Rated 5 out of 5 stars

I had a recet call with customer…

I had a recet call with customer services. Think her name was Claire.
Claire was very professional, helpful and patient. She solved my issue promptly and efficiently. Many thanks as the situation is stressful but my contact was seamless and easy

July 10, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us feedback.

We are really pleased that the call handler was able to help you at this time and that a stressful situation was made a little easier.

Nichole

Rated 5 out of 5 stars

When I spoke with the representatives

When I spoke with the representatives, they were understanding, clear and worked with me.

July 8, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us feedback.

We're really pleased that we were able to help you at this time.

Nichole

Rated 5 out of 5 stars

The person I spoke with at Wescot was…

The person I spoke with at Wescot was courteous and understanding of my case plus very professional!

July 7, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us feedback.

We're really happy that the service you received was professional and courteous.

Nichole

Rated 5 out of 5 stars

Easy to work with

Easy to work with

July 13, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave a review.

We're really pleased that you had a positive experience with us.

Nichole

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Rated 5 out of 5 stars

Friendly

Friendly, constructive approach. Thanks.

July 13, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave a review.

We're really happy that you had a positive experience with us.

Nichole

Rated 5 out of 5 stars

Compassionate and caring

Compassionate and caring

July 6, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave as review.

We're really happy that you had a positive experience with us.

Nichole

Rated 5 out of 5 stars

Helpful. Polite Agent, 1st class

Lady i spoke to was polite, helpful and never once made me uncomfortable or belittled. Explained all my options to help me not just recover my debt.

July 11, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review.
We're really happy that the call handler made you feel comfortable in what can be a difficult conversation.

Nichole

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Rated 5 out of 5 stars

Very good operator

Very nice person

July 13, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review. We're really glad that the call handler was friendly.

Nichole

Rated 5 out of 5 stars

The service was exceptional and the…

The service was exceptional and the call hander was excellent very friendly professional and clear to understand with great communication skills and listening skills

July 6, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review. We are really glad that you had a great experience with the call handler.

Nichole

Rated 5 out of 5 stars

Customer Communications

Wescot has a very good customer service, the people that work there are brilliant and compassionate. I had a very good experience with them. They are trusted.

July 1, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave a review. We're really glad that we were able give you a good experience.

We will pass on your feedback to the team members manager.

Nichole

Rated 1 out of 5 stars

Immediately annoying is a text message…

Immediately annoying is a text message stating the company is 'trying to contact' me 'please call us urgently'. This is the first contact I have received them from them.
When I eventually get through to someone, twice, I could barely hear them (I do not suffer with a hearing impairment). The volume on their phones is set so low you can only just make out what they are saying.

July 2, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for your feedback. We are sorry to hear about your experience and any frustration caused.
This is not the level of service we aim to provide, and we would like to look into this for you. Please contact our team directly at contactus@wescot.co.uk.

Nichole

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Rated 5 out of 5 stars

I asked the very lovely helpful girl

I asked the very lovely helpful girl , sorry can’t remember her name . She answered all my questions and I was very satisfied thankyou

June 23, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for taking the time to leave us a review.

We're really glad who you spoke to was helpful and provided the information you needed.

Nichole

Rated 1 out of 5 stars

What a joke of a company I contacted…

What a joke of a company I contacted them weeks ago asking for an update on how much I have left to pay and they just ignore the request. As they wont inform me then I will be contacting the financial ombudsman.

June 30, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for your taking the time to leave feedback.

We are sorry to hear about your experience and any frustration caused.

This is not the level of service we aim to provide, and we would like to look into this for you. Please contact our team directly at contactus@wescot.co.uk

Nichole

Rated 2 out of 5 stars

This has been my 4th contact

This has been my 4th contact? In the last two weeks. I have requested over and over a settlement with clear details on so the balance can be paid but It’s like trying to get blood out of a stone!

However, this is not the advisors I have spoken too’s issue they have been nothing but polite and have always tried their hardest to rectify the issue but it seems once it’s pushed up the chain of command that’s where it goes wrong. You’d think they would want it paid?!

June 29, 2026
Unprompted review
Wescot Credit Services Ltd logo

Reply from Wescot Credit Services Ltd

Thank you for your taking the time to leave feedback.

We are sorry to hear about your experience and any frustration caused.

This is not the level of service we aim to provide, and we would like to look into this for you. Please contact our team directly at contactus@wescot.co.uk

Nichole

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