Hugo Insurance Services Reviews 32,888

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the affordability of the service, noting that it offers competitive rates compared to other providers. Many appreciate the flexible payment options, including weekly payments, which make it easier to manage their budgets. The user experience is consistently described as quick, easy, and convenient, with a straightforward setup process that saves time. However, some customers also noted issues with pricing, mentioning that rates can change unexpectedly or that daily rates might be too high for older vehicles. A few people were dissatisfied with the refund process, receiving less than expected. Additionally, some reviewers expressed frustration with the inability to truly "pause" their insurance, finding that the option only allowed for cancellation rather than a temporary hold.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding the service affordable and budget-friendly.... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the process easy, quick, and... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the ease, speed, and... See more

Payment

Users describe positive interactions with payment, appreciating the flexibility and convenience. Many... See more

Value for money

Reviewers express high satisfaction with the value for money. Many customers highlight the affordability,... See more

Based on these reviews

Rated 5 out of 5 stars

Hugo, offers the best down payments. Also offers all 3day extension, to keep you covered. Hugo works with all insurance payments. Best choice ever, been a valued customer for over two years now. ❤️🙏❤... See more

Rated 5 out of 5 stars

I purchased a new car and I don’t have the funds to drop down on a new policy, so my salesperson enrolled me in Hugo and I was able to drive off the lot. What I really love about Hugo is that it’s bud... See more

Rated 5 out of 5 stars

Convenience and cost. Very easy setup and progress was also easy. Pay at your pace allows you to pay for coverage in tight financial times. Text updates and reminders to renew coverage with pressure i... See more

Rated 5 out of 5 stars

hugo had the best rates over all the insurance company's I looked at. I literally saved about $350 than I would have paid with all the big brand insurance companies. I also like the fact that they giv... See more


Company details

  1. #7 of 40 best companies in Auto Insurance Agency
  2. #14 of 33 best companies in Insurance Broker

About Hugo Insurance Services

Written by the company

Buy a few days, weeks, or a month at a time
Flexible payments can change to fit your budget.

Spend as you drive
Only spend one day of coverage at a time.

Extend coverage in a pinch
Can't reload your account right away? We'll keep you covered and give you a few extra days to pay.

Auto Reload at no extra cost
Automate and customize your reloads - so your account never hits empty.

Overdraft protection
Never owe a balance - cancel coverage when your account is empty, then refill at your pace.

Get a quote

FAQs

Contact Us


Contact info

  • 8605 Santa Monica Blvd PMB 32146, 90069, West Hollywood, United States

  • www.withhugo.com

4.8

Excellent

TrustScore 5 out of 5

33K reviews

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Rated 5 out of 5 stars

Great insurance

Been with yall for some time now very easy app very affordable and love that I can pay on my own by day or month or however I want to lol great insurance company for sure just wish I could get full coverage but it works great 5 stars for sure! ⭐️⭐️⭐️⭐️⭐️

April 18, 2026
Rated 5 out of 5 stars

Great help

I was asking questions about my policy and he gave me the break down he was very helpful

April 23, 2026
Rated 5 out of 5 stars

Hugo is Awesome

Hugo is Awesome! Making it affordable for anyone, you can choose how many days of service you need or in my case could afford while in between steady income.Love them and will keep recommending to everyone. Thanks Hugo!

April 23, 2026
Rated 5 out of 5 stars

I love this insurance

I love this insurance! It’s very affordable, they have many options and you can make adjustments if needed. For someone that is not 25 it’s the best for me to use. I don’t drive too often so I can always turn it off when I’m not moving for a couple of days. That’s one of the best parts.

April 18, 2026
Rated 5 out of 5 stars

Quick and easy!

It’s so so easy to get coverage and make
payments! It’s genuinely so fast, it took me
not even ten minutes!

April 23, 2026
Rated 5 out of 5 stars

Budget friendly

I was unaware of this kind of insurance, but am grateful for coming up on it. This has been such a helpful platform because I can make the payments that fit my budget. I would definitely recommend using Hugo’s services.

April 18, 2026
Rated 5 out of 5 stars

Easy, fast, and affordable

I only drive my vehicle 3 days a week. Being able to pay for coverage only when I need it is going to save me so much money. Easy, fast, and affordable.

April 23, 2026
Rated 5 out of 5 stars

Website is easy to navigate and…

Website is easy to navigate and visually appealing. Rates were affordable and it was a very quick process. I was done altogether in about 8 minutes. And I could immediately export a pdf of my registration. 10/10!

April 23, 2026

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