Hugo Insurance Services Reviews 32,886

TrustScore 5 out of 5

4.8

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the affordability of the service, noting that it offers competitive rates compared to other providers. Many appreciate the flexible payment options, including weekly payments, which make it easier to manage their budgets. The user experience is consistently described as quick, easy, and convenient, with a straightforward setup process that saves time. However, some customers also noted issues with pricing, mentioning that rates can change unexpectedly or that daily rates might be too high for older vehicles. A few people were dissatisfied with the refund process, receiving less than expected. Additionally, some reviewers expressed frustration with the inability to truly "pause" their insurance, finding that the option only allowed for cancellation rather than a temporary hold.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding the service affordable and budget-friendly.... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the process easy, quick, and... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the ease, speed, and... See more

Payment

Users describe positive interactions with payment, appreciating the flexibility and convenience. Many... See more

Value for money

Reviewers express high satisfaction with the value for money. Many customers highlight the affordability,... See more

Based on these reviews

Rated 5 out of 5 stars

Hugo, offers the best down payments. Also offers all 3day extension, to keep you covered. Hugo works with all insurance payments. Best choice ever, been a valued customer for over two years now. ❤️🙏❤... See more

Rated 5 out of 5 stars

I purchased a new car and I don’t have the funds to drop down on a new policy, so my salesperson enrolled me in Hugo and I was able to drive off the lot. What I really love about Hugo is that it’s bud... See more

Rated 5 out of 5 stars

Convenience and cost. Very easy setup and progress was also easy. Pay at your pace allows you to pay for coverage in tight financial times. Text updates and reminders to renew coverage with pressure i... See more

Rated 5 out of 5 stars

hugo had the best rates over all the insurance company's I looked at. I literally saved about $350 than I would have paid with all the big brand insurance companies. I also like the fact that they giv... See more


Company details

  1. #7 of 40 best companies in Auto Insurance Agency
  2. #14 of 33 best companies in Insurance Broker

About Hugo Insurance Services

Written by the company

Buy a few days, weeks, or a month at a time
Flexible payments can change to fit your budget.

Spend as you drive
Only spend one day of coverage at a time.

Extend coverage in a pinch
Can't reload your account right away? We'll keep you covered and give you a few extra days to pay.

Auto Reload at no extra cost
Automate and customize your reloads - so your account never hits empty.

Overdraft protection
Never owe a balance - cancel coverage when your account is empty, then refill at your pace.

Get a quote

FAQs

Contact Us


Contact info

  • 8605 Santa Monica Blvd PMB 32146, 90069, West Hollywood, United States

  • www.withhugo.com

4.8

Excellent

TrustScore 5 out of 5

33K reviews

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Rated 3 out of 5 stars

Nope

Kind of hard to understand how to pause the insurance 

April 22, 2026
Hugo Insurance Services logo

Reply from Hugo Insurance Services

Hi Jebbear, thanks for your candid feedback. At Hugo, you can't "pause" your insurance, but if you're unable to top up your account before your account hits empty and must cancel your insurance, you can do so at any time from inside your Hugo account.

If you'd like to connect with a Hugo agent and better understand how driving with us works, we're here to help! You email us at withhugo.com or tap on the Help tab in your member account. Thanks!

Rated 5 out of 5 stars

Good

Good service and fast experience price was affordable I love it wish it was the same for full coverage low payment

April 22, 2026
Rated 1 out of 5 stars

Feel like I was bamboozled it said I…

Feel like I was bamboozled it said I could pause the insurance they mean you can stop and turn it off everybody knows they can stop their damn insurance whenever they want to pause means I can pause it for today and pick back up tomorrow and not pay for days I don't need I swear to God that's what I read but evidently something's not working cuz I'm just now for a whole weekend that I'm not even going to be in the car

April 22, 2026
Hugo Insurance Services logo

Reply from Hugo Insurance Services

Hi Jermaine - Thanks for your honest feedback, and so sorry for any confusion.

We see a Hugo agent was able to address your support request within 5 minutes to provide further clarity. That's great!

Unfortunately, we do not advertise insurance that you can "start" or "stop" or "pause" – our Hugo Basic plan is designed to remain active. Your policy is either cancelled or active. Your state requires continuous liability coverage on all registered vehicles, whether you're driving the vehicle or not.

We do advertise flexible payments, which allow you to pay for coverage a little bit at a time (like a few days, weeks, or a month).

We know we do insurance a little differently here, so feel free to reach back out to the agent who was assisting you if have any more questions. We're here to help! Drive safe!

Rated 5 out of 5 stars

Good to have

Car insurance is super high for no reason. I didn't know anything about Hugo. I didn't my own research and I'm glad i did.

April 17, 2026
Rated 5 out of 5 stars

Easy and fast to set up

Easy and fast to set up. No issues understanding the things you were opting out of and opting into. Super simple and pleasant experience.

April 22, 2026

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