WorldFirst 

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Rated 1 out of 5 stars

I am very disappointed with your service. First, my payment was not processed, and now I cannot even access my account. It has been over two months, and I have not received any reply from your s... See more

Company replied

Rated 5 out of 5 stars

So far it has been one of the best banking experience I had. Easy, smooth, convenient. The only painpoint i can mention is that you have to frequently justify the incoming wire transfer. As an online... See more

Company replied

Rated 1 out of 5 stars

I was told tha funds with loca transfer takes very less time, My client sent funds from France to My Euro Account. Its 4 rth day and we have not received it yet and there is no tracking of it. We ar... See more

Rated 5 out of 5 stars

I had a dynamic and short validation process and all features are working right away! My personal banker Kerim is a fantastic person. We can communicate absolutly well from the first moment when he... See more

Company replied

Company details

  1. Payment Service
  2. Business to Business Service
  3. Currency Exchange Service
  4. e-Commerce Solution Provider
  5. Money Transfer Service
  6. Non-Bank Financial Service

Written by the company

WorldFirst was founded in London in 2004 and joined Ant Group in 2019 – making us part of one of the world's most powerful fintech companies. We're not a bank – we're a digital payment platform built to help businesses trade internationally without hidden FX markups and slow processing. Our multi-currency World Account lets you hold 20+ currencies, make international payments to 150+ countries, mitigate currency risk with powerful FX tools, and manage expenses with virtual cards earning up to 1.2% unlimited cashback. Over 1.5m businesses worldwide use WorldFirst for transparent FX rates and fast cross-border payments – all from one platform.


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All reviews

(3,231)

313 reviews in the last 12 months

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Rated 5 out of 5 stars

FX trade support

I was helped in a very good, polite, clear and reliable way by a UK colleague, thank you!

January 16, 2026
Unprompted review
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Reply from WorldFirst

Hi Rene

Thank you for taking the time to leave this review

I am really happy to hear about the great service you have received.

Best wishes

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Rated 1 out of 5 stars

It's the slowest bank

It's the slowest bank. After filling the application in my profile was written verification takes 2 working days. I waited 2 weeks and the I talked with support they said still they are checking my docs. Then after another 2 weeks. They told me I didn't pass the verification while I had all the docs valid. And basically I opened bank account with same documents in other online banks.

I just waited 1 month for rejection. It's the slowest bank ever.

January 15, 2026
Unprompted review
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Reply from WorldFirst

Hi Saeed

Thank you for taking the time to provide your feedback. I am sorry to hear about your experience. The beginning and the end of the month are an extremely busy period.

Just to confirm, we are not a bank, as such we have much stricter rules on who we are allowed to provide accounts to. But I am sorry we are unable to offer you an account at this time.

Best wishes

Rated 1 out of 5 stars

The Worst online bank ever

Terrible customer support – account access blocked for months

Since October, I have been trying to regain access to my WorldFirst account.
It is now January, and the issue is still not resolved.

The request itself is extremely simple: changing my phone number in order to access my account.
I have submitted every document requested, multiple times, and followed all procedures exactly as instructed.

The real problem is the support process:

Every time I contact support, I am assigned to a new agent

Each agent gives the same generic response:

“Everything is fine, you will receive an email within 24 hours”

No email is ever sent. No action is taken. No follow-up exists.

This situation has been going on for months.

There is no continuity, no accountability, and no effective resolution.
For a financial services company, this level of inefficiency is unacceptable.

Access to a financial account is a serious matter.
This kind of delay, lack of coordination, and repeated false assurances creates unnecessary stress and raises serious concerns about internal processes.

I have wasted a significant amount of time chasing the same issue, despite fully complying with all requirements.

January 8, 2026
Unprompted review
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Reply from WorldFirst

Hi Karim

Thank you for taking the time to leave this review. I am sorry to hear about your experience.

We are unable to locate your details, we have sent you a request for further information. If you could please provide that as soon as you can.

Best Wishes

Rated 1 out of 5 stars

I had a payment sent to me on 29th of…

I had a payment sent to me on 29th of December. Was told I needed to upgrade my account to receive my funds which took a week to even get done even though it stated 24 hours.

Now that has been completed after taking over a week to do - they have now rejected my transfer after I provided invoice relating to the payment with no explanation

January 6, 2026
Unprompted review
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Reply from WorldFirst

Hi Ol

Thank you for taking the time to provide this review. I am sorry to hear about your experience. The end of the year/Christmas period (with several bank holidays) is extremely busy, and there were some delays.

With regard to the payment that was rejected, I am afraid that it was a risk-based decision. We do not provide further information than that to protect our own internal procedures.

Best wishes

Rated 5 out of 5 stars

Good product and great support

The multi-currency account is very well suited to our business needs and was opened quickly. We were given a training session on how to use the account, although the interface itself is intuitive and easy to navigate. Support has always been fast and effective. I would definitely recommend WorldFirst to other businesses.

January 5, 2026
Unprompted review
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Reply from WorldFirst

Hi Xiao-Xin

Thank you for taking the time to leave this review.

I am really happy to hear about the great service you have received. And that our platform/products have been helping you!

Best wishes

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Rated 5 out of 5 stars

i use worldfirst from 5 months and…

i use worldfirst from 5 months and everything is okay on my experience of receiving money using swift and my card transaction
and my big pleasure to kenneth customer service for her very fast service

December 31, 2025
Unprompted review
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Reply from WorldFirst

Hi Sohaib

Thank you for sharing your experience with WorldFirst! We’re happy to hear that your SWIFT transfers and card transactions have been working smoothly.

We also truly appreciate your kind words about Kenneth. We’ll be sure to pass along your feedback. It means a lot to our customer service team.

Thank you for choosing WorldFirst, and we look forward to continuing to support you.

Rated 1 out of 5 stars

I am extremely disappointed with this…

I am extremely disappointed with this service. After receiving a payment from a client, my funds were immediately placed on hold. I promptly submitted all the requested verification files, yet my account was suddenly closed, and I have been locked out for two weeks.
I have never experienced this level of incompetence with other banks. Customer service has been completely unresponsive. My account manager claims they are "handling the issue" but refuses to provide any specific details or a timeline. Holding client funds without transparency feels incredibly suspicious. Avoid this service if you value your business capital.

December 19, 2025
Unprompted review
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Reply from WorldFirst

Hi,

Thanks for your review.

We appreciate that payment holds are frustrating. We have to follow strict anti-fraud and compliance protocols for everyone's protection. Our specialist team is reviewing your account, and they are in contact with you via email.

These checks aren't something we take lightly, but they're essential.

Rated 5 out of 5 stars

this is the best banking app for…

this is the best banking app for business and more ilove it

December 23, 2025
Unprompted review
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Reply from WorldFirst

Hey Mustafa,

Thanks so much for taking the time to share this! We're always working to make global payments simpler, so feedback like this really makes our day. Appreciate you being part of the WorldFirst community!

Best wishes

Rated 5 out of 5 stars

Good customer support, especially Cobi

Good customer support, especially Cobi was willing to help and been in touch. Will be using in future s money come in to the accounts quickly.

December 22, 2025
Unprompted review
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Reply from WorldFirst

Hello Marzena,

Thanks so much for taking the time to share this! I'll be sure he will see your kind words. Thanks for trusting us with your business – we don't take that lightly.

Best wishes,

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Rated 1 out of 5 stars

What a joke

What a joke, calling themselves offshore bank while not accepting residents of one of the European countries lol

December 22, 2025
Unprompted review
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Reply from WorldFirst

Hi Issei Kage,

We've seen your review. We'd really like to look into this properly and help sort things out, but we're having trouble matching your details to an account. Could you drop us a message with your account email or reference number? We'll get straight on it once we can locate your account.

Best wishes

Rated 1 out of 5 stars

World First requested documents that was already summitted - that's a red flag

World First holding monies from November 5, 2025, i have reached out several time for an update, i was told to submit documents that i had already submitted, and now i am being redirected to a Portal cannot access my account.

Respectfully, what is this I'm experiencing for a business account?

November 4, 2025
Unprompted review
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Reply from WorldFirst

Hi Skynet Bankers,

We've seen your review, and we're on it. We will contact you soon to resolve this concern ASAP. We'll make sure this gets the attention it deserves.

Best wishes

Rated 1 out of 5 stars

SCAMMERS AND WORST BANKING SERVICE.

I am absolutely furious with WorldFirst. I received a payout from Shopify, and when they asked for verification, I uploaded everything they requested, including Shopify payout screenshots, proof of account ownership, complete order details, and tracking information. Everything clearly showed that my transactions were legitimate and fully compliant.

And yet, they kept my money frozen for an unreasonable amount of time, barely responded to me, and then terminated my account for no reason at all. My WorldFirst ID is 2121120183156771. I have never experienced such terrible service from any bank or payment provider. They just take your money for no reason.

This is by far the worst banking service I have ever used, and I would never recommend WorldFirst to anyone. If you use them, your funds can be frozen and your account can be closed with no explanation. Even if you upload everthing they ask from you. If they don’t resolve this immediately, and release my funds I am ready to take legal action.

December 18, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Marc,

Thank you for sharing your feedback. Our team has been in touch throughout the process and reviewed your case carefully against our internal standards.

Sometimes we have to make difficult decisions, but they’re always made with fairness and customer protection in mind. We truly appreciate your understanding and are sorry this wasn’t the experience you hoped for.

Best wishes

Rated 1 out of 5 stars

Broken refund, zero support—only respond after you post here

My experience with WorldFirst has been a cycle of failures and ignored requests:

1. Failed Transfer – A payment from my account was rejected by their system.
2. False Refund Promise – They said the funds would be returned to the sender in 14 business days. Over a month later, the sender still hasn’t received anything.
3. Complete Communication Blackout – I emailed their security team on November 28th for a reason and a refund trace. No reply—ever.
4. Public Shaming Required – Reading other reviews reveals the pattern: they ignore emails for weeks, but the moment you post a 1‑star review here, they suddenly reply the same day.

This isn't just poor service—it’s a company that deliberately ignores customers until they're called out publicly. My money is stuck, and WorldFirst refuses to explain why or help resolve it.

If you value your time and peace of mind, look elsewhere. They only pay attention when their reputation is on the line—not when your money is.

November 28, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Hatim

Thank you for sharing your feedback. We’re truly sorry for the delay of response — that’s not the experience we want for our customers.

Please rest assured that our team will update you today and will closely follow up until your refund has been successfully completed.

Best wishes

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Rated 2 out of 5 stars

Somethings changed

Somethings changed, every-time I call it’s transferred to a team in China. Either they sold out or have outsourced there operations. I did a trade 6 hours ago and it still hasn’t been sent out. Been with WF since 2015 and I’ve never seen it this slow. They assured me it’s in the system. I will see how long this one takes, and then decide if I will stick with them. If you’re starting out I would probably check out Wise.

December 16, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Kam,

We've seen your review - we'd really like to look into this properly and help sort things out, but we're having trouble matching your details to an account. Could you drop us a message from your account email and/or reference your account number? We'll get straight on it once we can locate your account.

We will also investigate why you weren't supported by our local London team - we do have teams in China (and in 30+ offices around the world), but we do try and keep our support as local to our customers as possible.

Looking forward to hearing back from you!

Rated 5 out of 5 stars

excellent experience

March 23, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Saima

Thank you for your 5-star review and for taking the time to leave this review.

Best wishes

Rated 5 out of 5 stars

World First has gone through some…

World First has gone through some changes this year which, I have to say were't for the best. But the team have alsways done their best to sort out any issues. Cobi and his team have worked hard to pick up the pieces and help where they can. So the five starts i'm giving are for the team (WF probably 3stars).

December 12, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Hen

Thank you for taking the time to leave this review.

I am sorry to hear you haven't always had the smoothest experiences with WorldFirst. But I am really happy to hear your kind words about our service, especially Cobi!

Best wishes

Rated 5 out of 5 stars

My experience with WorldFirst has been…

My experience with WorldFirst has been excellent. The onboarding process was clear and fast, and the support team was very responsive whenever I needed clarification.

December 11, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Ahmed

Thank you for your 5-star review and for taking the time to leave this review.

I am really happy to hear about your onboarding experience!

Best wishes

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Rated 5 out of 5 stars

WorldFirst has always helped me very…

WorldFirst has always helped me very quickly and efficiently with any issues I have had. Recently they resolved a question regarding security and receipt of payments very satisfactorily. Fatima was my point of contact and always answered very promptly.

December 9, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Andrew

Thank you for taking the time to leave this review.

I am really happy to hear your kind words about our service. I will make sure to pass this feedback on to Fatima!

Best wishes

Rated 2 out of 5 stars

Title: Great Start, Disappointing Decline in Service and Fees

When I first started using WorldFirst, the experience was genuinely excellent. The customer service representatives were quick to respond and very helpful, making the initial setup and transactions smooth. The commission rates were also very competitive and low, which was a major factor in choosing their service.

However, as time has passed, I've noticed a significant and disappointing decline in the quality of service. The time it takes to get a response or resolve an issue has become progressively longer. More concerningly, the commission fees have steadily increased. What began as a cost-effective and efficient solution has unfortunately turned into a service where the benefits are being eroded by rising costs and a noticeable drop in customer support responsiveness. It's a shame to see the service quality deteriorate after such a promising start.

In summary, the service is a classic case of great marketing and a poor long-term user experience.

December 8, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Davud

Thank you for taking the time to speak on the phone with one of our representatives.

I can confirm that our fee structure has not changed. You have the option to process two types of transfers, and depending on the type, you may incur either a fixed charge or a variable commission from the intermediary bank. You were initially offered a credit to cover the fee charged by the intermediary bank, but this was a one-time goodwill gesture.

I am sorry that you feel we did not respond to your emails. I can see that you were in touch with our Sales team; however, moving forward, you can contact our Customer Service team so we can ensure that any member of the team is able to pick up your query and respond promptly. We will provide the contact details via email.

Thank you once again for sharing your feedback and for taking the time to discuss this matter with us.

Rated 5 out of 5 stars

They have a very approachable and eager…

They have a very approachable and eager to help customer service team which nowadays, its quite hard to get it.

December 9, 2025
Unprompted review
WorldFirst logo

Reply from WorldFirst

Hi Bernard

Thank you for your 5-star review and for taking the time to leave this review.

I am really happy to hear your kind words about our service!

Best wishes

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