XCEL Solutions Reviews 

29
•
TrustScore 2 out of 5

1.9

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Rated 1 out of 5 stars

I took their life only insurance It’s so bad very dry info and complex info for a beginner it’s very poorly taught as it’s a video and a full slideshow with complex info. Because of that you have to m... See more

Company replied

Rated 1 out of 5 stars

I took the Life Insurance Guaranteed Pass training, and I was very disappointed. The material is long, dry, and unnecessarily complicated. There are very few video lessons, breaks, or quick explanatio... See more

Company replied

Rated 2 out of 5 stars

I recently had to use Xcel Solutions to study for my Life and Health Insurance License exam. While I passed the state exam on the first try, I was not impressed with Xcel. The webpage sometimes stalle... See more

Rated 5 out of 5 stars

If you put forth the effort and study by going page by page, paragraph by paragraph, chapter by chapter and review the sample questions, you'll pass on your first try. But you have to have the desir... See more

Company details

  1. Educational Institution
  2. also in
  3. Career and Education Provider
  4. Insurance School
  5. Training School

Written by the company

Insurance professionals in all 50 states count on XCEL to get licensed and stay licensed. We provide insurance pre-licensing, exam prep, and continuing education for Life & Health, Property & Casualty, and Personal Lines — online self-paced, livestream, or in person. Our 3-Part Training Process combines a state-specific pre-licensing course, a focused prep review, and weighted exam simulators that mirror your state exam, built on a research-based learning approach. Complete it and meet the readiness benchmark, and you're backed by our XCEL Pass Guarantee. Our courses are developed by insurance training experts averaging 20+ years of experience, using psychometrics and research-based practices to improve student outcomes. Rubi, our AI study partner, is built from XCEL's own curriculum — ask questions, get instant explanations in multiple languages, and reinforce weak areas as you go. Every course matches your state's exam syllabus and lines of authority, so you never study material that does not apply to your license. Whether you're earning your first license or renewing an existing one, XCEL gives you state-approved coursework, flexible formats, and support at every stage of your insurance career.


Contact info

1.9

Poor

TrustScore 2 out of 5

29 reviews

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1.9

All reviews

(29)

13 reviews in the last 12 months

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Rated 5 out of 5 stars

Test Taker Review

I am writing an honest review from a test-takers perspective. I bought the XCEL P&C Producer pre-licensing exam material because my Agent recommended it. I dug in and my initial impressions were that it sucked. I have passed 5 exams now using various pre-licensing applications. This is by far the worst I have used. The content is linear, which means that you have to go through the content in order. For instance, if you get stuck on a practice test or chapter test, you cannot go further into the content until you pass the test. It is very easy to get stuck. The problem is that the content is only leased to you. After 30 days, you have to buy an extension. Nowhere when you make your purchase does it state that this is only a 30 day lease. You only find that out AFTER you pay for the program. Unlike other companies, here, everything is digital. There are no PDFS, no pdf downloads, no books. Everything is one screen at a time. I would prefer to have all of the content downloadable. I am very hands on, and I do not like having to stare at a computer. With all of that said, I was able to make it through all of the content in about 2 weeks and I took the exam and passed it the first time. In fact, I had an hour left on the clock. Most of the information was thoroughly covered in the Xcel program, but you have to grind through the material. I don't like the format of the material, but I passed the exam replying solely on the Xcel content, and that's the reason I am giving it 5 stars. It is not a scam. It works.

June 22, 2025
Unprompted review
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Rated 3 out of 5 stars

This course is sold as the best one but it brings difficulties to start the study daily

This course is sold as the best one to take the insurance tests. Well it might be but the way the system is designed to get on account to start reviewing is the worst. I have called several times because at time of staring it doesn't allow me to start and I have called repeatly several times to them so they can get me to the course. Extremely waste of time doing all this every time we want to study.

April 20, 2025
Unprompted review
Rated 1 out of 5 stars

Worst courses ever do not do my mistake!

Worst courses ever do not pay your money for this! its a near scam! the website is always down and never works and when it does it kicks you out of the videos unless you click them every few minutes to pause and restart. I can be watching a 15 minute video and just because i dont stop and pause it for a few seconds then start it up again it will boot me after 3 mins i have to pause a 15 minute video 5 times atleast to not get kicked. it took me 3 hours to go through 9 slides when it shouldve only taken a bit over an hour and the course im taking is 60 hours because it ejects me so much add that in with the constant technical difficulties and terrible UI it makes finishing courses way harder. Trust me when i tell you they design it so you will end up paying an extra 45$ for a extra month to finish your course

June 29, 2024
Unprompted review
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Rated 5 out of 5 stars

Reputable insurance licensing school and VERY good courses

This company is NOT a scam. It is an insurance pre-licensing education service. I used them and they did not steal any information of mine. It is a VERY reputable pre-licensing online school for insurance agent licensing. Whoever wrote the review suggesting they are a scam is 100% incorrect.

March 19, 2024
Unprompted review
Rated 1 out of 5 stars

SCAM! STAY FAR AWAY!

SCAM! STAY FAR AWAY!

This website is apart of a scam within the insurance industry with in the remote side. One of the employers are "Holtz-Rigney" which is an insurance "associated with GL (Global Life)", this website takes your credit card and steals it while the agent watches and listens! PLEASE MARK THIS CHARGE AS FRAUD TO YOUR BANK AND GET YOUR CARD REPLACED!

June 2, 2023
Unprompted review

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