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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for being efficient, quick, and reliable, often highlighting the seamless and easy process. Many people found the staff to be knowledgeable, professional, and dedicated, making transactions smooth and providing excellent financial advice. Consumers frequently mention that the company offers the best rates available in the market, making it a highly competitive choice. The user experience is consistently described as outstanding, with clear and easy account setup and quick response times.

What people talk about most

Service

Reviewers highlight positive aspects of service, consistently praising its efficiency, speed, and... See more

Staff

People report positive experiences with staff. Customers consistently praise the team for being... See more

User experience

Customers had positive experiences with user experience. Reviewers consistently describe the process as... See more

Price

Reviewers consistently express satisfaction with the pricing. Customers frequently highlight that the company... See more

Based on these reviews

Rated 5 out of 5 stars

I have used X Rate Capital multiple times now and highly recommend. A seamless process from start to finish sending money from Dubai into my UK accounts quickly and cost efficiently. Very happy with t... See more

Rated 5 out of 5 stars

Such a great business to work with. The whole team at X Rate Capital honestly make any transaction so easy for you and they always offer the best rates available. I would 100% recommend them to a... See more

Rated 5 out of 5 stars

Really smooth and easy process, very efficient and couldn’t have asked for a better service and will definitely be using again. Andy made my life so much easier by taking the stress of the process awa... See more

Rated 5 out of 5 stars

I have been using X Rate Capital working with Andy and Jess and the service and product is so easy to use and efficient that I honestly can’t thank them enough. Very fast and efficient and once excha... See more

Rated 5 out of 5 stars

Very good Personal contact. Very good financial advice. Very Clear and easy to make an account. And very fast transfers to the international bankaccounts. I am very content with the assistence of X Ra... See more

Rated 5 out of 5 stars

My experience with X Rate Capital has been nothing short of amazing! From start to finish, I felt supported, informed, and genuinely cared for. A special shoutout to Jess and Andy, who went above... See more

Rated 5 out of 5 stars

I have dealt with Andy on several occasions and his professionalism and attention to details is superb, he watches the markets diligently and now’s When to buy and when not to, I can highly recommend... See more

Rated 5 out of 5 stars

My experience with XRate Capitial was fast, smooth and extremely efficient. It was my first time using XRate and Andy was very informative and available to answer any questions. Everything that was pr... See more

Rated 5 out of 5 stars

Used X Rate Capital and the service was outstanding. Jessica is very knowledgeable and saved me time and money. Will definitely use her again and recommend her to others.

Rated 5 out of 5 stars

Andy was great, I did two transfers from UK to Dubai and it was seamless and easy. Communication was perfect and I would 100% recommend for anyone to use these guys.

Rated 5 out of 5 stars

Brilliant experience using X Rate Captial on multiple occasions. Fast and efficient every time with extremely reasonable fees. Thank you to Andy and his team!

Rated 5 out of 5 stars

Excellent customer service, very reliable and I received my funds extremely quickly at the best possible rate! X Rate Capital is now the only company I’d use for these services moving forward!

Rated 5 out of 5 stars

Been working with Andy for past 3 years now and service is first class. Extremely efficient service and excellent rates

Rated 5 out of 5 stars

Jessica always gives great rates and makes everything super easy. Friendly, quick, and reliable – highly recommend!

Rated 5 out of 5 stars

Always a great service. Quickest I've experienced in the market. Best rates available. Always beats the exchange with my bank

Rated 5 out of 5 stars

Quick and efficient set up. The rate offered is also the best I have found on the market. I have used X Rate Capital numerous times and will continue to do so. Thank you to Andy and his team!

Rated 5 out of 5 stars

Very happy with the service XRate provided. Everything was explained to me and the process was smooth sailing. Will definitely use again and highly recommend!

Rated 5 out of 5 stars

Used Jess at Xrate to transfer some funds and was happy with the efficient service I received. Would highly recommend and use again

Rated 5 out of 5 stars

Very smooth process. Competitive rates, efficient and helpful communication. Money was transferred and into my account less than 24hrs after locking the rates

Rated 5 out of 5 stars

This service was excellent and Jessica was really helpful and made everything happen quickly for me.

Rated 5 out of 5 stars

In a nutshell: - Competitive rates - Very quick - Seamless process - Exceptional service - Super helpful - Very personable Thanks very much Jessica and Andy!

Rated 5 out of 5 stars

Was a pleasure dealing with Andrew. He made the transaction simple and easy to understand and complete. Highly recommended!

Rated 5 out of 5 stars

Jessica was fast, reliable, and efficient and the rates provided were excellent, the entire process was seamless and trustworthy from start to finish. I highly recommend her services — a 10/10 experi... See more

Rated 5 out of 5 stars

Seamless and trustworthy process from start to finish. Highly recommend. 10/10 from me.

Rated 5 out of 5 stars

Fast and transparent. Plus they got me the best rate in the market. I would highly recommend

Rated 5 out of 5 stars

Fantastic service , the whole process was made effortless ! Couldn’t recommend X-rate capital enough!

Rated 5 out of 5 stars

Very swift, easy to deal with and efficient. Money hit my account very quickly. Thank you for your help *****

Rated 5 out of 5 stars

Very fast service and great rates! Really recommend :) thank you Andy and your team!

Rated 5 out of 5 stars

Excellent service, money received in less than 24 hours! Would definitely recommend XRate Capital.


Company details

  1. Currency Exchange Service
  2. Money Transfer Service

Written by the company

X Rate Capital – The Smarter Way to Transfer Money Globally At X Rate Capital, we make international currency transfers simple, secure, and cost-effective for individuals and businesses. Whether you’re relocating to a new country, purchasing property abroad, or managing international payments, our tailored solutions ensure you get the best exchange rates and save on transfer costs. We are proud to partner with a trusted FCA-regulated provider, giving you peace of mind that your funds are handled with the highest standards of security and compliance. Our clients benefit from: • An online platform for easy, self-managed transactions. • Dedicated account managers for personalized support. • A UK-based trading desk available for expert assistance over a recorded line. At X Rate Capital, we focus on building lasting client relationships by offering transparent, efficient, and reliable services. Our mission is to help you move money globally with confidence and ease. 💼 Why Choose X Rate Capital? • 💸 Save more with competitive exchange rates and lower transfer fees. • ✅ Security you can trust through our partnership with an FCA-regulated provider. • 🌍 Comprehensive support for individuals, businesses, and introducers. • 📲 User-friendly platform with expert guidance when you need it. Your Money. Your Terms. Your Savings. Discover why clients and introducers choose X Rate Capital to handle their international currency transfers with trust and transparency.


Contact info

4.8

Excellent

TrustScore 5 out of 5

52 reviews

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Rated 5 out of 5 stars

Highly recommend

In a nutshell:
- Competitive rates
- Very quick
- Seamless process
- Exceptional service
- Super helpful
- Very personable

Thanks very much Jessica and Andy!

June 26, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent Service

Quick and efficient set up. The rate offered is also the best I have found on the market. I have used X Rate Capital numerous times and will continue to do so. Thank you to Andy and his team!

June 26, 2025
Unprompted review
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Rated 5 out of 5 stars

First class service!

Very happy with the service XRate provided. Everything was explained to me and the process was smooth sailing. Will definitely use again and highly recommend!

June 23, 2025
Unprompted review
Rated 5 out of 5 stars

Smooth Process, Good Rates

Very smooth process. Competitive rates, efficient and helpful communication. Money was transferred and into my account less than 24hrs after locking the rates

June 24, 2025
Unprompted review
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Rated 5 out of 5 stars

Perfect Service

Very good service, very efficient and money exchanged nice and quickly! Will continue to use

January 14, 2025
Unprompted review

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