YNAB Reviews 

Easy to use and very insightful of spend since using it

I really enjoy YNAB. We are Dave Ramsey people and had to switch from EveryDollar because our bank was not connecting correctly. It took me a minute to figure it all out, but once I did, it’s been smooth sailing. It connects with both of our banks and makes budgeting super easy! I also love that my daughter can use it for her budgeting as well.

It is useful to see where the money in the bank needs to go and where the spending has been.

The learning curve was a bit of a struggle when I started, but that's just because I struggle with budgets in general. But it's super flexible and you can undo any mistakes. There are plenty of how-to videos online. Every update keeps making it better. I can't complain about it at all.

This app does not work with Australian banks. They charged me for a year subscription and won’t give a refund despite it not being able to provide its most basic function. Total waste of money, there are free budgeting apps out there that work with Aussie banks I suggest checking them out

Revolutionised how I treat my personal finances - there’s other zero sum budgeting tools out there but YNAB is the most polished software on the market. If you’re unsure, take full advantage of the free trial to see if works for you

Best budgeting app ever! As someone with ADHD, I'm shocked I'm still using it a year later, it's just that good! There is a bit of a learning curve, but nothing a couple of videos and Google searches can't fix.

It assists me to plan, budget. manage and monitor expenses versus income. Great tool that allow me to have visibility and control of my finances.

We’ve been using YNAB for a year now and it’s been life-changing. We went from a messy expense lifestyle where we overpaid for things and didn’t know how much money we had, to accounting for every dollar, bill and expense while still being able to save for things. Game changer.

I'm very happy with this app. Now, I control my finances & budgets in a very easy way.
Estic contentíssim amb aquesta app. Ara controlo perfectament i de forma senzilla, les meves finanaces i pressupostos.

When I first started using YNAB, I thought I was just looking for a better way to manage my money. What I didn't expect was how much clarity and confidence it would give me about my financial future.

As I tracked my spending and priorities throughout my first year with YNAB, I came to an important realization: my current income wasn't going to support the life I wanted to build. YNAB helped me see that reality clearly, and it gave me the motivation to take action. I applied for a new job, landed it, and six months into that role, I'm preparing to close on my very first house next week.

Buying a home felt like a distant dream before. YNAB helped me create a plan, stay focused on my goals, and feel in control of my money instead of stressed by it. More importantly, it helped me understand what was possible and gave me the confidence to make a major career change that ultimately made this milestone achievable.

Thank you, YNAB, for helping me feel better about money, align my spending with my priorities, and achieve a goal I once thought was years away. I'll always be grateful for the role you've played in helping me become a homeowner.

YNAB changed my life for the better. I have saved so much money and paid off so much debt since signing up, but most importantly it changed my outlook on money and helped me curb my spending habits. I am not a big fan of the recent app updates - I dislike having to click so many buttons to approve or clear transactions, so I knocked a star off because the recent changes have been very annoying, but I am still a faithful YNAB user and can’t function without it it! It is well worth the annual fee, in my opinion. It pays for itself many times over.

Great App, Great Method, Responsive Support

Greatest tool ever to organize your finance.

Incredible. There is a bit of a learning curve here, but I strongly encourage people to stick with it and use YNAB.

YNAB has changed the way I think about budgeting. I no longer feel ashamed of spending money. Instead, I feel more in control and enjoy the extras that I purchase.

Such a great app and method that works with the way my mind thinks. I love that you can try it free for 31 days before committing to it. I've been a YNABer for over a year now and it has completely improved my relationship with money. 10 out of 10 recommend trying it out and see if the method works for you.

I love YNAB because I can customize it to be what I want. YNAB isn’t like so many other budgeting programs I have tried where I have to do it “their” way. Plus, YNAB’s customer service and support is great. They have seminars that are very helpful along with the options to chat or call and speak to a real live person. YNAB has made it so I actually look forward to managing my money and staying organized.

The whole YNAB thinking pattern about money and how they have been integrating it with the app and web app is amazing, it really makes you think about money a different way.
But putting that aside, I would really appreciate more homogeneous support for android, I feel that the features on Android are falling behind apple iphone. The experience in general feels completely different, and that makes me feel like we are put aside.
Another thing I would like to mention is that even though YNAB is mainly for US in mind, is being offered in international app stores such as Japan (my case) it would be amazing that they offer a regional currency payment plan, that would make the budget setting more predictable.
And finally retuning to the main topic, this suggestions are minimum things compared to the actual beneficial impact YNAB has created with my budget planning, I personally thanks the team and I wish they keep doing an amazing job.

YNAB returned my confidence to me. I can finally stay ahead of my finances