Procedures to start receiving money are frustrating. It takes more than 7 days for each milestone example utility bill verification, card activation, card to be shipped, account to be added. Overall procedure took days so far and I am still pending... It is just too much effort ant time. I still wait a reply from customer service about my enqueries sent 10 days ago. It is a unique terrible customer service response time and service on the market. If you take that this is about your primary cash source if you live as a freelancer, you will get my point. Just cant believe that bad service like this still exist today! You could easily get to your pension untill you set up your account at payoneer...:)